BizTec
ActiveBizTec has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-25k) and a net result of €-26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-41
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
22 d early
2023
41 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-25k
2024 · €668
2018: €29k
2019: €29k
2020: €40k
2021: €37k
2022: €28k
2023: €27k
2024: €668
2018 → 2025
Total assets
€469▼ 88.9%
2024 · €4k
2018: €38k
2019: €34k
2020: €50k
2021: €52k
2022: €36k
2023: €36k
2024: €4k
2018 → 2025
Net result
€-26k▲ 20.0%
2024 · €-32k
2018: €6k
2019: €-587
2020: €11k
2021: €-3k
2022: €-9k
2023: €-642
2024: €-32k
2018 → 2025
Working capital
€-25k
2024 · €3k
2018: €25k
2019: €26k
2020: €38k
2021: €33k
2022: €24k
2023: €21k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€28k▼ 25.4%€27k▼ 2.3%€668▼ 97.5%€-25k
Operating result€-2k-€11k€757▼ 93.2%€-30k€-24k▲ 19.1%
Net result€-3k-€-9k▼ 197%€-642▲ 93.2%€-32k▼ 4,961%€-26k▲ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €30k in 2024; the loss shrinks.
Key figures and ratios
Debt
€26k▲
2024 · €4k
Debt ≤ 1 year
€26k▲
2024 · €2k
Income taxes
€43▼
2024 · €127
Ratios withheld: a balance sheet total of €469 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€469▼
Current assets29/58€4k€469▼
Amounts receivable within one year40/41€1k€92▼
Other amounts receivable41€1k€92▼
Cash at bank and in hand54/58€2k€296▼
Deferred charges and accrued income490/1€1k€81▼
Equity and liabilities
Total equity and liabilities10/49€4k€469▼
Equity10/15€668€-25k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-20k€-46k▼
Amounts payable17/49€4k€26k▲
Amounts payable within one year42/48€2k€26k▲
Trade debts44€1k€906▼
Suppliers440/4€1k€906▼
Taxes, remuneration and social security45€220€263▲
Taxes450/3€220€263▲
Other amounts payable47/48-€25k
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Other operating charges640/8€5k€2k▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€-24k€-23k▲
Operating profit (loss)9901€-30k€-24k▲
Financial income75/76B€606€0▼
Recurring financial income75€606€0▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-32k€-26k▲
Income taxes67/77€127€43▼
Profit (loss) for the period9904€-32k€-26k▲
Profit (loss) for the period to be appropriated9905€-32k€-26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-46k▼
Profit (loss) brought forward from the previous period14P€13k€-20k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Georges Albert 404800 VerviersGround area
1,440 m²
Building footprint
126 m²
Volume, LiDAR
741 m³
Parcel 63576D0018/00S005, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BizTec
since 20142.235.525.841
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63576D0018/00S005 | Wallonia | 1,440 m² | 1 · 126 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900LXHO438LCAUT74
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DIWO Professionals
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MYPHARMA
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SPREAD TECHNOLOGIES
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2014
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:joffroy.masin@gmail.com
Phone:0477/58.40.23