Skip to content

BIZ CONCEPT

Active
Private limited companyfounded 2021active for 5 yearsVrijheidslaan 175, 1080 Sint-Jans-Molenbeek, Belgium354 active companies are registered at this addressKBO/BCE: BE 0775.998.119
Summary

The computed 12-month bankruptcy probability of BIZ CONCEPT is 20.8% (high). The 2025 annual accounts show equity of €14,552 and a net result of €13,444. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 22,632 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 3 administrative register entries (see administrative flags).

Risk analysisFollow ReportCompare
BIZ CONCEPTActiveChecked score 16/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
≈ €210,000turnover 2025, estimated
Equity
€14,552
Profit
€13,444
Turnover estimated from the gross margin
Financial health
16 Critical Checked score 2025
Bankruptcy probabilitywithin 12 months
20.8%
Structure
2025 accounts filed 88 days late3 of 5 deeds summarised
Why 16raises risk2 changes of registered office in 24 monthsLast filed accounts filed 88 days late; 3 of the last 3 late2 ex-officio strike-offs in the KBOFounded in 2021Show the evidence

Checked score

Score 2025
16 / 100
Critical
Probability in this band: over 15.0%
Financially better than 54% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 38+12
equity 13.4% of total assets
Liquidity 7-17
short-term debt 86.6% · cash 3.7%
Profitability 84+15
return on assets 12.4%
Bankruptcy probability, 12 months
20.8% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)
Last 24 months 11-2024: 4.6% 12-2024: 4.6%● unchanged vs 11-2024 01-2025: 4.6%● unchanged vs 12-2024 02-2025: 4.6%● unchanged vs 01-2025 03-2025: 4.6%● unchanged vs 02-2025 04-2025: 3.5%▼ -1.1 percentage points vs 03-2025 05-2025: 3.5%● unchanged vs 04-2025 06-2025: 3.4%▼ -0.1 percentage points vs 05-2025 07-2025: 3.2%▼ -0.2 percentage points vs 06-2025lowest value 08-2025: 3.8%▲ +0.6 percentage points vs 07-2025 09-2025: 4.2%▲ +0.4 percentage points vs 08-2025 10-2025: 5.6%▲ +1.4 percentage points vs 09-2025 11-2025: 9.3%▲ +3.7 percentage points vs 10-2025 12-2025: 10.2%▲ +0.9 percentage points vs 11-2025 01-2026: 12.6%▲ +2.4 percentage points vs 12-2025 02-2026: 21.5%▲ +8.9 percentage points vs 01-2026 03-2026: 22.0%▲ +0.5 percentage points vs 02-2026 04-2026: ≥ 25%▲ +8.4 percentage points vs 03-2026 05-2026: ≥ 25%● unchanged vs 04-2026 06-2026: ≥ 25%● unchanged vs 05-2026 07-2026: ≥ 25%● unchanged vs 06-2026 08-2026: ≥ 25%● unchanged vs 07-2026highest value 09-2026: ≥ 25%● unchanged vs 08-2026highest value 10-2026: 20.8%▼ -16.0 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.83, compared with 0.82 in 2024, below 1; short-term debt: 86.6% and cash: 3.7% of total assets), and 86.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 30% on solvency, 8% on liquidity, 78% on profitability and 99% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 88 days late; 3 of the last 3 late
NBB · filings
raises risk · 2 ex-officio strike-offs in the KBO
KBO publications
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year €14,552
raises risk · 2025 accounts filed 88 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-10-2026, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
88 days late
2024
438 days late
2023
67 days late
2022
79 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 168 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
3 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struck×2Address strikeout stopped
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 October (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Address strikeout stoppedevent 16-03-2026

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 88 days View
  • One director decidessole director in office 1 View
  • Total assets 20254 financial years filed €108,698 View

By topic

Financials

Financial year
2025
Total assets
€108,698
Profit
€13,444
Solvency
13.4%
Total assets▼ 12.6%
Net result
20222025
Go to Financials

Timeline

Events
12
Since
2023
Next accounts
by 31-07-2027
  1. 05-05-2026Address struck
  2. 05-03-2026Registered office
  3. 19-01-2026Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
21-10-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about BIZ CONCEPT

What is the company number of BIZ CONCEPT?
0775.998.119. In Belgium the VAT number is the company number with BE in front: BE 0775.998.119.
Where is BIZ CONCEPT based?
The registered office is at Vrijheidslaan 175, 1080 Sint-Jans-Molenbeek.Company details
What does BIZ CONCEPT do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of BIZ CONCEPT?
Private limited company (BV).
When was BIZ CONCEPT founded?
On 21-10-2021.
Is BIZ CONCEPT still active?
Yes, BIZ CONCEPT is an active enterprise in the KBO register.
What is the turnover of BIZ CONCEPT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BIZ CONCEPT profitable?
In financial year 2025, BIZ CONCEPT made a profit of €13,444.
Where can I find the annual accounts of BIZ CONCEPT?
BIZ CONCEPT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BIZ CONCEPT due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to BIZ CONCEPT

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure