Turnover
≈ €110,000 estimated
The micro format states no turnover.
Bivolt
Lifetime
4 annual accounts with figures on one time axispeak €79,735 (2023)
€39,578▲ 93.9%
lowest -€11,110 (2024)
€5,369▲ €16,479
peak €42,055 (2023)
€36,313▲ 17.4%
€30,708▼ 90.3%
Board1 name since 2021
1 directorBivol Daniel Ionut
Documentsfilings and deeds
31-10-202692 days late
2025micro format
Gross margin from €20,414 to €39,578Back to profit: €5,369Equity from €30,944 to €36,313Debts from €318,159 to €30,708Cash from €67,727 to €15,575
Key points
from the 2025 annual accountsChecked score
56
Fair
Financially stronger than 51% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.9%
01-2025: 4.2%▲ +1.3 percentage points vs 12-2024highest value
02-2025: 4.2%● unchanged vs 01-2025highest value
03-2025: 0.6%▼ -3.6 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.5%▼ -0.1 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.9%▲ +0.4 percentage points vs 07-2025
09-2025: 1.2%▲ +0.3 percentage points vs 08-2025
10-2025: 0.3%▼ -0.9 percentage points vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026
09-2026: 0.7%▲ +0.1 percentage points vs 08-2026
10-2026: 1.3%▲ +0.6 percentage points vs 09-2026
11-2026: 0.2%▼ -1.1 percentage points vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 92 days late; 3 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.76, cash €15,575, halved
Equity €36,313 (54.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 52% of them on solvency, 42% on liquidity, 46% on profitability and 65% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Bivolt has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Bivolt itself is lower: 0.2% within 12 months. It rests on far more data about Bivolt than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Bivolt. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is ample, with a current ratio of 1.76 (1.05 in 2024), above the usual 1.5. Short-term debt is 45.8% and cash 23.2% of total assets. 45.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 92 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-10-2026, 92 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filingsDeviation from the deadline
2025
92 days late
2024
60 days late
2023
194 days late
2022
98 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 111 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 November (3 of the last 4 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0769929679
Incorporation
Founding capital of €2,000, 100 shares · Founder: Bivol Daniel Ionut (comparant) · Appointment: Bivol Daniel Ionut (director) · published on 24-06-2021 · Gazette deed
First establishment
Heuvelstraat 78, Asse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Bivolt Asse | €67,021 | €39,578 | 54.2% | - |
| Charlotte Simon Architecte Oupeye | €64,926 | €41,027 | 29.5% | - |
| SCHULTE - VAN ROYEN Hamme (Vl.) | €61,872 | €38,850 | 73.5% | - |
| SVR-ARCHITECTURE Courcelles | €73,095 | €38,855 | 3.3% | - |
| ACHÉ TERRA Ghent | €69,537 | €44,772 | 38.5% | - |
| Quinet André Architecture Marche-en-Famenne | €68,543 | €36,693 | 38.6% | - |
| Stephanie Baeten Merelbeke-Melle | €62,336 | €38,543 | 65.7% | - |
These companies have the same main activity as Bivolt: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €61,900 and €73,100, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 22-06-2021Normal situation
- Activity
- Activities of building architectsNACE 71111and 5 others
- Establishment unit
- 2.319.977.5061730 Asse, since 22-06-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 21-01-2026
Insights on Bivolt
Bivolt files the micro format. That format states no turnover. The gross margin rose from -€7,090 in 2022 to €39,578 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Bivolt
- What is the company number of Bivolt?
- The company number of Bivolt is 0769.929.679. The VAT number is the same number with BE in front: BE 0769.929.679.
- Where is Bivolt based?
- The registered office is at Heuvelstraat 78, 1730 Asse.Company details
- What does Bivolt do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of Bivolt?
- Bivolt is a private limited company (BV).
- When was Bivolt founded?
- Bivolt was founded on 22-06-2021.
- Is Bivolt still active?
- Yes, Bivolt is an active enterprise in the KBO register.
- What is the turnover of Bivolt?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €39,578 and 53 comparable companies (NACE 711). It probably lies between €83,000 and €160,000.Financials
- Is Bivolt profitable?
- In financial year 2025, Bivolt made a profit of €5,369.
- Where can I find the annual accounts of Bivolt?
- Bivolt filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Bivolt due?
- Bivolt must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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