BIVA
ActiveBIVA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €14k and a net result of €1k. Its solvency ranks better than 59% of 7974 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 9.5%
2024 · €12k
2024: €12k
2024 → 2025
Net result
€1k▼ 84.1%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€22k▼ 16.5%
2024 · €26k
2024: €26k
2024 → 2025
Solvency
62.2%▲ 14.8pp
2024 · 47.4%
2024: 47.4%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€14k▲ 9.5%
Operating result€9k-€3k▼ 72.3%
Net result€7k-€1k▼ 84.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€2k
Current assets
€20k
Equity and liabilities €22k
Equity
€14k▲ 9.5%
Debt
€8k▼ 39.9%
The debt ratio falls from 52.6% to 37.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
62.2%▲
2024 · 47.4%
ROE
8.7%▼
2024 · 59.8%
ROA
5.4%▼
2024 · 28.4%
Debt
€8k▼
2024 · €14k
Debt ≤ 1 year
€8k▼
2024 · €14k
Income taxes
€312▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€22k▼
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€26k€20k▼
Amounts receivable within one year40/41€22k€18k▼
Trade receivables40€22k€18k▼
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€26k€22k▼
Equity10/15€12k€14k▲
Contributions10/11€5k€5k=
Reserves13€7k€9k▲
Distributable reserves133€7k€9k▲
Amounts payable17/49€14k€8k▼
Amounts payable within one year42/48€14k€8k▼
Trade debts44-€44
Suppliers440/4-€44
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€8k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€478
Other operating charges640/8€434€451▲
Gross operating margin9900€10k€4k▼
Operating profit (loss)9901€9k€3k▼
Financial charges65/66B€23€1k▲
Recurring financial charges65€23€1k▲
Profit (loss) for the period before taxes9903€9k€1k▼
Income taxes67/77€2k€312▼
Profit (loss) for the period9904€7k€1k▼
Profit (loss) for the period to be appropriated9905€7k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€1k▼
Transfer to equity691/2€7k€1k▼
To other reserves6921€7k€1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornpark(BEV) 489120 Beveren-Kruibeke-ZwijndrechtGround area
687 m²
Building footprint
1,012 m²
Parcel 46503C1394/00C000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
BIVA
since 20232.342.965.318
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C1394/00C000 | Flanders | 687 m² | 1 · 1,012 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 6,033 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2023
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.