Bit and Byte
ActiveBit and Byte has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €35k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency55▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.31 in 2024; short-term debt: 57.1% and cash: 27.7% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
19 d late
2022
56 d early
2021
23 d late
2020
8 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▼ 6.3%
2024 · €78k
2018: €29k
2019: €31k
2020: €41k
2021: €65k
2022: €65k
2023: €76k
2024: €78k
2018 → 2025
Total assets
€242k▲ 4.2%
2024 · €232k
2018: €68k
2019: €90k
2020: €172k
2021: €142k
2022: €150k
2023: €199k
2024: €232k
2018 → 2025
Net result
€35k▼ 43.9%
2024 · €62k
2018: €1k
2019: €3k
2020: €10k
2021: €24k
2022: €39
2023: €28k
2024: €62k
2018 → 2025
Working capital
€46k▲ 19.7%
2024 · €39k
2018: €5k
2019: €9k
2020: €131k
2021: €89k
2022: €90k
2023: €96k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€65k▲ 0.1%€76k▲ 15.9%€78k▲ 3.7%€73k▼ 6.3%
Operating result€31k-€2k▼ 94.5%€43k▲ 2,410%€77k▲ 80.4%€38k▼ 50.3%
Net result€24k-€39▼ 99.8%€28k▲ 71,571%€62k▲ 125%€35k▼ 43.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€57k▼ 18.1%
Current assets
€185k▲ 13.8%
Equity and liabilities €242k
Equity
€73k▼ 6.3%
Debt
€168k▲ 9.6%
The debt ratio rises from 66.2% to 69.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▼
2024 · €88k
Cash flow
€55k▼
2024 · €73k
Solvency
30.3%▼
2024 · 33.8%
Current ratio
1.34▲
2024 · 1.31
Quick ratio
1.34▲
2024 · 1.31
Debt / equity
2.30▲
2024 · 1.96
ROE
47.5%▼
2024 · 79.3%
ROA
14.4%▼
2024 · 26.8%
Interest coverage
43.37▼
2024 · 385.16
Debt
€168k▲
2024 · €154k
Debt ≤ 1 year
€138k▲
2024 · €123k
Debt > 1 year
€30k=
2024 · €30k
Income taxes
€3k▼
2024 · €15k
Staff costs
€291k▲
2024 · €159k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€232k€242k▲
Fixed assets21/28€70k€57k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€64k€54k▼
Furniture and vehicles24€59k€50k▼
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€60€60=
Current assets29/58€162k€185k▲
Amounts receivable within one year40/41€52k€111k▲
Trade receivables40€45k€71k▲
Other amounts receivable41€8k€40k▲
Cash at bank and in hand54/58€107k€67k▼
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€232k€242k▲
Equity10/15€78k€73k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€892€892=
Reserves not available under the articles1311€892€892=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€49k€18k▼
Investment grants15-€26k
Amounts payable17/49€154k€168k▲
Amounts payable after more than one year17€30k€30k=
Financial debts170/4€30k€30k=
Amounts payable within one year42/48€123k€138k▲
Current portion of amounts payable after more than one year42€8k-
Financial debts43-€2k
Other loans439-€2k
Trade debts44€19k€9k▼
Suppliers440/4€19k€9k▼
Taxes, remuneration and social security45€37k€62k▲
Taxes450/3€5k-
Remuneration and social security454/9€32k€62k▲
Other amounts payable47/48€60k€65k▲
Accrued charges and deferred income492/3€42-
Income statement
Code20242025
Remuneration, social security and pensions62€159k€291k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€20k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€249k€351k▲
Operating profit (loss)9901€77k€38k▼
Financial income75/76B€265€843▲
Recurring financial income75€265€843▲
Financial charges65/66B€229€1k▲
Recurring financial charges65€229€1k▲
Profit (loss) for the period before taxes9903€77k€38k▼
Income taxes67/77€15k€3k▼
Profit (loss) for the period9904€62k€35k▼
Profit (loss) for the period to be appropriated9905€62k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€83k▼
Profit (loss) brought forward from the previous period14P€46k€49k▲
Profit to be distributed694/7€59k€65k▲
Return on contributions (dividend)694€50k€65k▲
Employees696€9k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €62k ▲125%
Operating result €77k, net result €62k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €39 ▼99.8%
Net result drops to €39, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 5current ratio 5.99
Current ratio from 1.16 to 5.99; short-term debt falls from €55k to €26k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Colombier 161435 Mont-Saint-GuibertGround area
850 m²
Building footprint
102 m²
Volume, LiDAR
717 m³
Parcel 25040B0427/00E000, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bit and Byte
since 20152.242.047.607
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25040B0427/00E000 | Wallonia | 850 m² | 1 · 102 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2015
Fiscal year end31-12
Abbreviation FR
Bit & Byte
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
72109Other research and development on natural sciences
74112Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gm@bitandbyte.io
Phone:0499229806