Bistrot
ActiveThe computed 12-month bankruptcy probability of Bistrot is 2.3% (moderate). The 2025 annual accounts show negative equity (€-42k) and a net result of €-14k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 3668 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-26
Solvency0▼-9
Growth58=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.79 against 0.91 in 2024; short-term debt: 26.5% and cash: 8.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-25.6%
Return on assets
-8.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-42k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
3 d early
2023
27 d early
2022
11 d early
2021
2 d early
2020
15 d early
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-42k▼ 51.3%
2024 · €-28k
2018: €-23k
2019: €-43k
2020: €-37k
2021: €-8k
2022: €-26k
2023: €-24k
2024: €-28k
2018 → 2025
Total assets
€164k▼ 5.2%
2024 · €173k
2018: €271k
2019: €248k
2020: €212k
2021: €204k
2022: €204k
2023: €192k
2024: €173k
2018 → 2025
Net result
€-14k▼ 245%
2024 · €-4k
2018: €-29k
2019: €-20k
2020: €6k
2021: €17k
2022: €-18k
2023: €2k
2024: €-4k
2018 → 2025
Working capital
€-9k▼ 197%
2024 · €-3k
2018: €-50k
2019: €-80k
2020: €-65k
2021: €-30k
2022: €-47k
2023: €-12k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€-26k▼ 225%€-24k▲ 8.2%€-28k▼ 17.4%€-42k▼ 51.3%
Operating result€20k-€-13k€7k€845▼ 87.8%€-10k
Net result€17k-€-18k€2k€-4k€-14k▼ 245%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €845 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€129k▼ 8.8%
Current assets
€34k▲ 11.1%
Key figures and ratios
EBITDA
€4k▼
2024 · €18k
Cash flow
€-782▼
2024 · €13k
Solvency
-25.6%▼
2024 · -16.0%
Current ratio
0.79▼
2024 · 0.91
Quick ratio
0.58▲
2024 · 0.49
Debt / equity
-4.91▲
2024 · -7.24
ROA
-8.7%▼
2024 · -2.4%
Interest coverage
0.78▼
2024 · 2.90
Debt
€206k▲
2024 · €200k
Debt ≤ 1 year
€43k▲
2024 · €34k
Debt > 1 year
€162k▼
2024 · €166k
Staff costs
€18k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€164k▼
Fixed assets21/28€142k€129k▼
Tangible fixed assets22/27€140k€128k▼
Land and buildings22€129k€118k▼
Plant, machinery and equipment23€1k€2k▲
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€2k€2k=
Current assets29/58€31k€34k▲
Stocks and contracts in progress3€14k€9k▼
Stocks30/36€14k€9k▼
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€7k€11k▲
Other amounts receivable41€621€807▲
Cash at bank and in hand54/58€9k€13k▲
Deferred charges and accrued income490/1€152€169▲
Equity and liabilities
Total equity and liabilities10/49€173k€164k▼
Equity10/15€-28k€-42k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-46k€-61k▼
Amounts payable17/49€200k€206k▲
Amounts payable after more than one year17€166k€162k▼
Financial debts170/4€166k€162k▼
Amounts payable within one year42/48€34k€43k▲
Current portion of amounts payable after more than one year42€12k€22k▲
Financial debts43€558-
Credit institutions430/8€558-
Trade debts44€14k€17k▲
Suppliers440/4€14k€17k▲
Advances received on contracts in progress46€44€600▲
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€67k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€13k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€91k€27k▼
Operating profit (loss)9901€845€-10k▼
Financial income75/76B€1k€209▼
Recurring financial income75€1k€209▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-4k€-14k▼
Profit (loss) for the period9904€-4k€-14k▼
Profit (loss) for the period to be appropriated9905€-4k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-61k▼
Profit (loss) brought forward from the previous period14P€-42k€-46k▼
Social balance
Average headcount (FTE)90874.31.2▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €17k ▲162%
Operating result €20k, net result €17k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Monacoplein 38400 OostendeGround area
252 m²
Building footprint
252 m²
Volume, LiDAR
5,438 m³
Parcel 35013A1596/00A034, Flanders · tallest building 32.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Bistrot
since 20142.232.794.401
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1596/00A034 | Flanders | 252 m² | 1 · 252 m² | 32.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.232.794.401
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 5,766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2014
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.