BISTRO-OPERA
ActiveThe computed 12-month bankruptcy probability of BISTRO-OPERA is 2.1% (moderate). The 2024 annual accounts show negative equity (€-44k) and a net result of €-14k. Equity is shrinking by ~45.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 18938 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
20
/ 100
Critical▼ -6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+66
Solvency35▲+2
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.43 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-7.4%
Return on assets
-2.4%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€44k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-01-2026, 162 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
162 d late
2023
68 d late
2022
224 d late
2021
124 d late
2020
9 d late
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-44k▼ 47.6%
2023 · €-30k
2018: €37k
2019: €30k
2020: €-3k
2021: €-10k
2022: €-28k
2023: €-30k
2018 → 2024
Total assets
€588k▼ 0.7%
2023 · €592k
2018: €612k
2019: €565k
2020: €684k
2021: €665k
2022: €618k
2023: €592k
2018 → 2024
Net result
€-14k▼ 596%
2023 · €-2k
2018: €-2k
2019: €-8k
2020: €-33k
2021: €-7k
2022: €-17k
2023: €-2k
2018 → 2024
Working capital
€-58k▲ 31.0%
2023 · €-84k
2018: €-18k
2019: €-38k
2020: €-93k
2021: €-41k
2022: €-57k
2023: €-84k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€-10k▼ 243%€-28k▼ 168%€-30k▼ 7.3%€-44k▼ 47.6%
Operating result€-15k-€9k€4k▼ 56.2%€22k▲ 441%€4k▼ 83.7%
Net result€-33k-€-7k▲ 77.8%€-17k▼ 138%€-2k▲ 88.3%€-14k▼ 596%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 84% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €588k
Fixed assets
€504k▼ 4.4%
Current assets
€84k▲ 30.1%
Key figures and ratios
EBITDA
€33k▼
2023 · €52k
Cash flow
€15k▼
2023 · €27k
Solvency
-7.4%▼
2023 · -5.0%
Current ratio
0.59▲
2023 · 0.43
Quick ratio
0.55▲
2023 · 0.30
Debt / equity
-14.48▲
2023 · -21.03
ROE
32.3%▲
2023 · 6.8%
ROA
-2.4%▼
2023 · -0.3%
Interest coverage
1.86▼
2023 · 4.21
Debt
€631k▲
2023 · €621k
Debt ≤ 1 year
€142k▼
2023 · €149k
Debt > 1 year
€484k▲
2023 · €468k
Income taxes
€224▼
2023 · €12k
Staff costs
€-786▼
2023 · €547
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€592k€588k▼
Fixed assets21/28€528k€504k▼
Tangible fixed assets22/27€527k€498k▼
Land and buildings22€466k€446k▼
Plant, machinery and equipment23€23k€20k▼
Furniture and vehicles24€39k€33k▼
Financial fixed assets28€500€7k▲
Current assets29/58€64k€84k▲
Stocks and contracts in progress3€19k€5k▼
Stocks30/36€19k€5k▼
Amounts receivable within one year40/41€31k€67k▲
Trade receivables40€31k€67k▲
Cash at bank and in hand54/58€13k€11k▼
Deferred charges and accrued income490/1€720€130▼
Equity and liabilities
Total equity and liabilities10/49€592k€588k▼
Equity10/15€-30k€-44k▼
Contributions10/11€19k€19k=
Reserves13€16k€16k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-65k€-79k▼
Amounts payable17/49€621k€631k▲
Amounts payable after more than one year17€468k€484k▲
Financial debts170/4€241k€206k▼
Other amounts payable178/9€227k€278k▲
Amounts payable within one year42/48€149k€142k▼
Current portion of amounts payable after more than one year42€34k€44k▲
Financial debts43€20k€26k▲
Credit institutions430/8€20k€26k▲
Trade debts44€67k€44k▼
Suppliers440/4€67k€44k▼
Taxes, remuneration and social security45€27k€28k▲
Taxes450/3€23k€28k▲
Remuneration and social security454/9€4k-
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20232024
Non-recurring operating income76A€21k€1k▼
Remuneration, social security and pensions62€547€-786▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€58k€37k▼
Operating profit (loss)9901€22k€4k▼
Financial income75/76B€30€277▲
Recurring financial income75€30€277▲
Financial charges65/66B€12k€18k▲
Recurring financial charges65€12k€18k▲
Profit (loss) for the period before taxes9903€10k€-14k▼
Income taxes67/77€12k€224▼
Profit (loss) for the period9904€-2k€-14k▼
Profit (loss) for the period to be appropriated9905€-2k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-79k▼
Profit (loss) brought forward from the previous period14P€-62k€-65k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 162 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
11-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 224 days late
2022
02-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 124 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 142400 MolGround area
245 m²
Building footprint
157 m²
Volume, LiDAR
1,296 m³
Parcel 13434F0993/00T000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bistro Opera
since 20102.192.084.291
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0993/00T000 | Flanders | 245 m² | 1 · 157 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 702 EUR awarded · 702 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 702 EUR | 702 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMol2.192.084.291
Similar companies · same sector, comparable size
VAES LIEVEN
BE 0461.595.878
Genk · Eq €30k
BESI
BE 0698.698.126
Sint-Lambrechts-Woluwe · Eq €30k
AVES
BE 0766.327.219
Grimbergen · Eq €30k
PLANTTREKKERIJ
BE 0799.592.477
Antwerpen · Eq €30k
S.H.L.
BE 0460.024.478
Antwerpen · Eq €30k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 9,318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-12-2004
Fiscal year end31-12
Activities, NACEBEL
56111Full-service restaurants
56210Event catering
55522
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.