Skip to content

BIST EXPRESS

Active
Private limited company (pre-2019)founded 201214 yrs activeAstridplein 33, 2280 Grobbendonk, BelgiumKBO/BCE: BE 0847.631.431
Summary

The computed 12-month bankruptcy probability of BIST EXPRESS is 2.5% (moderate). The 2024 annual accounts show negative equity (-€45,172) and a net result of -€2,722. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 9634 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€45,172
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
27 d late
2022
31 d late
2021
32 d early
2020
30 d early
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BIST EXPRESS was incorporated on 23 July 2012.1 Total assets rose from EUR 1,787 in 2018 to EUR 3,068 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2021

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema

Equity
-€45,172▼ 6.4%
2023 · -€42,450
Total assets
€74▼ 73.6%
2023 · €282
Net result
-€2,722▲ 18.1%
2023 · -€3,326
Working capital
-€45,172▼ 6.4%
2023 · -€42,450
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€3,874-€1,296-€1,669▼ 28.8%-€2,682▼ 60.7%-€2,102▲ 21.6%
Net result€3,288below the sector's middle half-€1,882below the sector's middle half-€2,266below the sector's middle half▼ 20.4%-€3,326below the sector's middle half▼ 46.8%-€2,722below the sector's middle half▲ 18.1%
Equity-€34,977below the sector's middle half▲ 8.6%-€36,859below the sector's middle half▼ 5.4%-€39,124below the sector's middle half▼ 6.1%-€42,450below the sector's middle half▼ 8.5%-€45,172below the sector's middle half▼ 6.4%
Total assets€6,129below the sector's middle half▲ 167%€3,068below the sector's middle half▼ 49.9%€777below the sector's middle half▼ 74.7%€282below the sector's middle half▼ 63.7%€74below the sector's middle half▼ 73.6%
Debt€41,106▲ 1.4%€39,927▼ 2.9%€39,902▼ 0.1%€42,732▲ 7.1%€45,247▲ 5.9%
Working capital-€34,977below the sector's middle half▲ 8.6%-€36,859below the sector's middle half▼ 5.4%-€39,124below the sector's middle half▼ 6.1%-€42,450below the sector's middle half▼ 8.5%-€45,172below the sector's middle half▼ 6.4%
Solvency-570.7%below the sector's middle half
Current ratio0.15below the sector's middle half
Return on assets (ROA)53.7%above the sector's middle half
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000€4,000Operating result 2020: €3,874€3,874Net result 2020: €3,288€3,288Operating result 2021: -€1,296-€1,296Net result 2021: -€1,882-€1,882Operating result 2022: -€1,669-€1,669Net result 2022: -€2,266-€2,266Operating result 2023: -€2,682-€2,682Net result 2023: -€3,326-€3,326Operating result 2024: -€2,102-€2,102Net result 2024: -€2,722-€2,72220202021202220232024-€4,000-€3,000-€2,000-€1,000€0Operating result 2022: -€1,669-€1,670Net result 2022: -€2,266-€2,270Operating result 2023: -€2,682-€2,680Net result 2023: -€3,326-€3,330Operating result 2024: -€2,102-€2,100Net result 2024: -€2,722-€2,720202220232024
The operating result stays negative: a loss of €2,102 in 2024 against €2,682 in 2023; the loss shrinks.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€45,247▲
2023 · €42,732
Ratios withheld: a balance sheet total of €74 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 25 lines
Balance sheet Code20232024
Assets
Total assets20/58€282€74▼
Current assets29/58€282€74▼
Amounts receivable within one year40/41€182€0▼
Trade receivables40€182€0▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€101€74▼
Equity and liabilities
Total equity and liabilities10/49€282€74▼
Equity10/15-€42,450-€45,172▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€61,050-€63,772▼
Amounts payable17/49€42,732€45,247▲
Amounts payable within one year42/48€42,732€45,247▲
Trade debts44€4,749€4,548▼
Suppliers440/4€4,749€4,548▼
Other amounts payable47/48€37,983€40,698▲
Income statement Code20232024
Other operating charges640/8€1,051€560▼
Gross operating margin9900-€1,631-€1,542▲
Operating profit (loss)9901-€2,682-€2,102▲
Financial charges65/66B€643€620▼
Recurring financial charges65€643€620▼
Profit (loss) for the period before taxes9903-€3,326-€2,722▲
Profit (loss) for the period9904-€3,326-€2,722▲
Profit (loss) for the period to be appropriated9905-€3,326-€2,722▲
Appropriation of the result
Profit (loss) to be appropriated9906-€61,050-€63,772▼
Profit (loss) brought forward from the previous period14P-€57,724-€61,050▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€449€157€1,051€560▼ 46.7%
Gross operating margin9900€4,376-€848-€1,512-€1,631-€1,542▲ 5.5%
Operating profit (loss)9901€3,874-€1,296-€1,669-€2,682-€2,102▲ 21.6%
Financial charges65/66B-€586€597€643€620▼ 3.6%
Recurring financial charges65€585€586€597€643€620▼ 3.6%
Profit (loss) for the period before taxes9903€3,288-€1,882-€2,266-€3,326-€2,722▲ 18.1%
Profit (loss) for the period9904€3,288-€1,882-€2,266-€3,326-€2,722▲ 18.1%
Profit (loss) for the period to be appropriated9905€3,288-€1,882-€2,266-€3,326-€2,722▲ 18.1%
Line20202021202220232024Change
Assets
Total assets20/58€6,129€3,068€777€282€74▼ 73.6%
Current assets29/58€6,129€3,068€777€282€74▼ 73.6%
Amounts receivable within one year40/41€2,386€344€344€182€0▼ 100%
Trade receivables40-€182€182€182€0▼ 100%
Other amounts receivable41-€163€163€0--
Cash at bank and in hand54/58€3,743€2,724€433€101€74▼ 26.0%
Equity and liabilities
Total equity and liabilities10/49€6,129€3,068€777€282€74▼ 73.6%
Equity10/15-€34,977-€36,859-€39,124-€42,450-€45,172▼ 6.4%
Contributions10/11-€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€53,577-€55,459-€57,724-€61,050-€63,772▼ 4.5%
Amounts payable17/49€41,106€39,927€39,902€42,732€45,247▲ 5.9%
Amounts payable within one year42/48€41,106€39,927€39,902€42,732€45,247▲ 5.9%
Trade debts44€3,354€3,257€3,753€4,749€4,548▼ 4.2%
Suppliers440/4-€3,257€3,753€4,749€4,548▼ 4.2%
Other amounts payable47/48-€36,670€36,149€37,983€40,698▲ 7.1%
Line20202021202220232024Change
Profit (loss) for the period9904€3,288-€1,882-€2,266-€3,326-€2,722▲ 18.1%
Operating cash flow (approximation)€3,288-€1,882-€2,266-€3,326-€2,722▲ 18.1%
Change in cash--€1,019-€2,291-€332-€26▲ 92.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial Weakest financial yearnet -€3,326
Net result drops to -€3,326, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €3,288
Net result €3,288 after 2 loss-making years.
23-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
195 m²
Building footprint
156 m²
Volume, LiDAR
984 m³
Parcel 13010B0400/00T000, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Bist Express
Astridplein 33, 2280 GrobbendonkRetail trade
since 20122.211.791.030
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13010B0400/00T000 Flanders 195 m² 1 · 155 m² 12.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,225 companies in sector 47781 we hold annual accounts for 742. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded23-07-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.