Bishnu
ActiveBishnu has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €60k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency90▲+46
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 0.43 in 2024; short-term debt: 34.7% and cash: 64.2% of total assets), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.3%
Return on assets
56.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €69k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
27 d late
2024
31 d early
2023
30 d late
2022
396 d late
2021
31 d late
2020
227 d late
2019
592 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 631%
2024 · €9k
2018: €12k
2019: €11k
2020: €9k
2021: €9k
2022: €8k
2023: €8k
2024: €9k
2018 → 2025
Total assets
€106k▲ 117%
2024 · €49k
2018: €12k
2019: €13k
2020: €14k
2021: €14k
2022: €8k
2023: €8k
2024: €49k
2018 → 2025
Net result
€60k▲ 3,653%
2024 · €2k
2018: €-204
2019: €-309
2020: €-3k
2021: €645
2022: €-2k
2023: €-5
2024: €2k
2018 → 2025
Working capital
€32k
2024 · €-22k
2019: €11k
2020: €9k
2021: €9k
2022: €8k
2024: €-22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€8k▼ 17.1%€8k▼ 0.1%€9k▲ 20.2%€69k▲ 631%
Operating result€-38-€-2k▼ 5,311%€-402▲ 80.6%€2k€65k▲ 3,169%
Net result€645-€-2k€-5▲ 99.7%€2k€60k▲ 3,653%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3,169% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€37k▲ 15.0%
Current assets
€69k▲ 307%
Equity and liabilities €106k
Equity
€69k▲ 631%
Debt
€37k▼ 6.7%
The debt ratio falls from 80.7% to 34.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▲
2024 · €5k
Cash flow
€65k▲
2024 · €4k
Solvency
65.3%▲
2024 · 19.3%
Current ratio
1.88▲
2024 · 0.43
Quick ratio
1.86▲
2024 · 0.41
Debt / equity
0.53▼
2024 · 4.17
ROE
86.3%▲
2024 · 16.8%
ROA
56.3%▲
2024 · 3.3%
Interest coverage
204.90▲
2024 · 11.54
Debt
€37k▼
2024 · €39k
Debt ≤ 1 year
€37k▼
2024 · €39k
Income taxes
€6k
Staff costs
€64k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€106k▲
Fixed assets21/28€32k€37k▲
Tangible fixed assets22/27€32k€37k▲
Land and buildings22€10k€13k▲
Plant, machinery and equipment23€15k€17k▲
Furniture and vehicles24€6k€6k▼
Current assets29/58€17k€69k▲
Stocks and contracts in progress3€894€814▼
Stocks30/36€894€814▼
Amounts receivable within one year40/41€1k€428▼
Other amounts receivable41€1k€428▼
Cash at bank and in hand54/58€15k€68k▲
Equity and liabilities
Total equity and liabilities10/49€49k€106k▲
Equity10/15€9k€69k▲
Contributions10/11€12k€12k=
Reserves13-€57k
Distributable reserves133-€57k
Profit (loss) carried forward14€-3k€0▲
Amounts payable17/49€39k€37k▼
Amounts payable within one year42/48€39k€37k▼
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€1k€9k▲
Taxes450/3-€6k
Remuneration and social security454/9€1k€4k▲
Other amounts payable47/48€34k€17k▼
Income statement
Code20242025
Remuneration, social security and pensions62€19k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A-€95
Gross operating margin9900€29k€138k▲
Operating profit (loss)9901€2k€65k▲
Financial income75/76B€2€388▲
Recurring financial income75€2€388▲
Financial charges65/66B€409€345▼
Recurring financial charges65€409€345▼
Profit (loss) for the period before taxes9903€2k€65k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€2k€60k▲
Profit (loss) for the period to be appropriated9905€2k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€57k▲
Profit (loss) brought forward from the previous period14P€-5k€-3k▲
Transfer to equity691/2-€57k
To other reserves6921-€57k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €60k ▲3653%
Operating result €65k, net result €60k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.88
Current ratio from 0.43 to 1.88; short-term debt falls from €39k to €37k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 396 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 227 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 592 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 958 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1323 days late
2021
31-12
Financial
Back to profitnet €645
Net result €645 after 3 loss-making years.
2020
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Jansstraat 23118 RotselaarGround area
242 m²
Building footprint
162 m²
Volume, LiDAR
1,232 m³
Parcel 24121E0228/00P000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bishnu
since 20242.359.246.173
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24121E0228/00P000 | Flanders | 242 m² | 1 · 162 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRotselaar2.359.246.173
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Of 1,352 companies in sector 56220 we hold annual accounts for 405. 317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.