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BISCUITERIE SEGHERS

Active
Public limited companyfounded 1978active for 47 yearsKapelanielaan 12, 9140 Temse, BelgiumKBO/BCE: BE 0418.962.695
Summary

BISCUITERIE SEGHERS has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €1.0m. Equity is growing by about 3.4% per year across the filed financial years. Its solvency ranks better than 12% of 788 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
BISCUITERIE SEGHERSActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of food products
NACE 10711Manufacture of rusks, biscuits and preserved pastry goods NACE 10720
3rd largest company by total assets in Temse, Manufacturing sector2 sites
Size
€27.9mturnover 2025
Staff
66.3 FTE
Equity
€1.2m
Profit
€1.0m
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Parent
INTERNATIONAL BISCUITS · 100%
  • BV INTERNATIONAL BISCUITSDirector
  • BV SEPABISDirector
Auditor: Wouters, Van Merode & C° Bedrijfsrevisoren2025 accounts 38 days early2 of 12 deeds summarised
Why 81raises riskEquity €1.2m (6.7% of total assets)Sector: Manufacture of food products (NACE 10)lowers riskSize: turnover €27.9m, 66.3 FTE, total assets €18.3mProfit of €1.0m (financial year 2025)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 29% of its sector peers (NACE 10, medium-sized)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 32-57
equity 6.7% of total assets
Liquidity 27-29
short-term debt 71.3% · cash 12.1%
Profitability 70-11
return on assets 5.5%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (226 companies, NACE 10, medium-sized)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.85, compared with 3.14 in 2024, below 1; short-term debt: 71.3% and cash: 12.1% of total assets), and 93.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, medium-sized): better than 8% on solvency, 27% on liquidity, 59% on profitability and 20% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €1.2m (6.7% of total assets)
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Size: turnover €27.9m, 66.3 FTE, total assets €18.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Profit of €1.0m (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 788 sector peers (2025).
NBB · sector comparison
Position among 788 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
22 days early
2023
35 days early
2022
26 days early
2021
16 days early
2020
22 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Appointment: Callens, Vandelanotte & Wouters (statutory…Permanent representatives: Dirk Wouters, Joris…

Key points

  • Caution: Equity fell in 2025from €10.2m to €1.2m ▼ 87.9% View
  • Caution: Among the weakest 13% on solvencysector median 39.7% · 788 companies 6.7% View
  • Positive: 7 years of growth in a rowturnover 2025: €27.9m 7 years View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by INTERNATIONAL BISCUITSultimately: International Biscuits BV 100% View
  • Flemish supportawarded from 2022 to 2025 €329,336 View
  • Active since 1978founded 15-12-1978 47 years View

By topic

Financials

Financial year
2025
Turnover
€27.9m
Profit
€1.0m
Solvency
6.7%
Turnover▲ 1.1%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Parent
INTERNATIONAL BISCUITS · 100%
Auditor
Wouters, Van Merode &…
  • BV INTERNATIONAL BISCUITSDirector
  • BV SEPABISDirector
Go to Board & ownership

Timeline

Events
51
Since
1980
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 31-12-2024Equity above €10m
  3. 26-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Manufacture of food productsNACE 10711
Founded
15-12-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about BISCUITERIE SEGHERS

What is the company number of BISCUITERIE SEGHERS?
0418.962.695. In Belgium the VAT number is the company number with BE in front: BE 0418.962.695.
Where is BISCUITERIE SEGHERS based?
The registered office is at Kapelanielaan 12, 9140 Temse.Company details
What does BISCUITERIE SEGHERS do?
According to the KBO register, the main activity is manufacture of food products (NACE 10711).
What is the legal form of BISCUITERIE SEGHERS?
Public limited company (NV).
When was BISCUITERIE SEGHERS founded?
On 15-12-1978.
Is BISCUITERIE SEGHERS still active?
Yes, BISCUITERIE SEGHERS is an active enterprise in the KBO register.
How many employees does BISCUITERIE SEGHERS have?
On average 66.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BISCUITERIE SEGHERS?
€27.9m in financial year 2025, according to the filed annual accounts.
Is BISCUITERIE SEGHERS profitable?
In financial year 2025, BISCUITERIE SEGHERS made a profit of €1.0m.
Where can I find the annual accounts of BISCUITERIE SEGHERS?
BISCUITERIE SEGHERS filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BISCUITERIE SEGHERS due?
By 31-07-2027, for financial year 2026.Timeline

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