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BIS

Active Private limited companyfounded 2005active for 21 yearsAv Prince d'Orange 38, 1420 Braine-l'AlleudKBO/BCE: BE 0875.496.363

Lifetime

20 annual accounts with figures on one time axis
peak €123,819 (2022)
€46,654▼ 53.4%
lowest -€19,557 (2016)
-€7,204▼ €42,847
peak €64,290 (2023)
€32,454▼ 18.2%
€69,049▼ 40.8%
peak 1.4 FTE (2022)
-not published
Board1 name since 2012
1 directorMAHY Christophe
Documentsfilings and deeds
18-06-202643 days before the deadline
2025abbreviated format
Gross margin from €100,191 to €46,654Loss of €7,204Equity from €39,659 to €32,454Debts from €116,569 to €69,049

Key points

from the 2025 annual accounts

Equity

€32,454 from €64,290 in 2023

Equity fell by 50% in 2 years.

Filings

20 annual accounts since 2006
AprilJune31 JulyOctober2010201520202025

Two of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.

Position in the sector

-€7,204

Lower net result than 83% of companies in head offices and management consultancy. Sector median €37,500 · 10,856 companies.

Checked score

87
Excellent
Financially stronger than 19% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value

Financial strength
Weak

57+7equity 32.0% of total assets
27+11short-term debt 68.0% · cash 10.2%
10-87return on assets -7.1%

Score breakdown

raises risk
Loss of €7,204 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €101,503
Figures for financial year 2025 (filed on 18-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 32% of them on solvency, 11% on liquidity, 11% on profitability and 23% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as BIS has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of BIS itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for BIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.46 (1.33 in 2024), below the usual 1.5. Short-term debt is 68% and cash 10.2% of total assets. 68% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €101,503
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €7,204 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 18-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
45 days early
2023
30 days early
2022
34 days early
2021
40 days early
2020
33 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MC
Director, since 16-05-2012
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0875496363
Company renamed from BUSINESS INFORMATIQUE SERVICES to BIS Change of role: MAHY Christophe, from manager to director · “Toute contribution à l'établissement et au développement d'entreprises et en particulier de dispenser des avis…” (deed in French) · Director discharge: MAHY Christophe · General meeting of 26-10-2023 · Gazette deed
First establishment Av Prince d'Orange 38, Braine-l'Alleud
Incorporation published on 17-08-2005 · Gazette deed
All 32 events

Comparable companies

same main activity, similar in size and age
Company
BIS Braine-l'Alleud €101,503 €46,654 32.0% -
SCHWARTZ MANAGEMENT CONSULTANCY Braine-l'Alleud €116,386 €47,259 83.1% -
EFFIZEN Nivelles €80,917 €51,941 40.3% -
SaiVest Knokke-Heist €100,008 €47,497 16.5% -
de rode Leeuw MCK consult Herselt €97,008 €43,008 50.8% -
LMC Zottegem €99,620 €49,304 73.3% -
SYSMANS CONSULTING Mortsel €100,888 €47,049 54.3% -

These companies have the same main activity as BIS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €80,900 and €116,000, founded between 2003 and 2005.

Official details

Source: KBO
Status
Active since 09-08-2005Normal situation
Activity
Business and other management consultancyNACE 70200and 2 others
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2022
Establishment unit
2.153.072.0791420 Braine-l'Alleud, since 12-04-2006
Financial year end
31 December
Peppol
Reachable since 14-04-2026
Company details

Annual accounts 2025

≈ €120,000estimated
€101,503▼ 35.0%
Employeeson 31-12-2025
1=
Filing
Filed on 18-06-2026, 43 days before the end of the filing period
Financials

Insights on BIS

BIS files the abbreviated format. That format states no turnover. The gross margin rose from -€1,558 in 2007 to €46,654 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BIS

What is the company number of BIS?
The company number of BIS is 0875.496.363. The VAT number is the same number with BE in front: BE 0875.496.363.
Where is BIS based?
The registered office is at Av Prince d'Orange 38, 1420 Braine-l'Alleud.Company details
What does BIS do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of BIS?
BIS is a private limited company (BV).
When was BIS founded?
BIS was founded on 09-08-2005.
Is BIS still active?
Yes, BIS is an active enterprise in the KBO register.
How many employees does BIS have?
BIS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does BIS fall under?
In its 2022 annual accounts, BIS states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of BIS?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €46,654 and 69 comparable companies (NACE 70200). It probably lies between €75,000 and €180,000.
Is BIS profitable?
In financial year 2025, BIS made a loss of €7,204.
Where can I find the annual accounts of BIS?
BIS filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BIS due?
BIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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