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BIS

Active Private limited companyfounded 2012active for 14 yearsKloosterstraat 59, 9190 StekeneKBO/BCE: BE 0842.969.293

Lifetime

14 annual accounts with figures on one time axis
peak €167,266 (2025)
€167,266▲ 74.6%
lowest -€124,352 (2019)
€107,095▲ 90.2%
peak €327,780 (2025)
€327,780▲ 48.5%
€15,226▼ 73.4%
peak 0 FTE (2016)
-not published
Board1 name since 2012
1 directorBosselaar Frans
Documentsfilings and deeds
04-06-202657 days before the deadline
2025micro format
Gross margin from €95,790 to €167,266Result from €56,300 to €107,095Equity from €220,684 to €327,780Debts from €57,254 to €15,226

Key points

from the 2025 annual accounts

Equity

€327,780 ▲ 48.5%

BIS has made a profit without a break since 2020.

Result

€107,095 ▲ 90.2%
€56,3002024€107,0002025

The result rose in 2025 from €56,300 to €107,095.

Turnover

≈ €280,000 estimated

The micro format states no turnover.

Liquidity

22.53 was 4.85 in 2024

Short-term debts fell from €57,254 to €15,226.

Filings

14 annual accounts since 2012
AprilJune31 JulyOctober201520202025

The 2016 accounts came 28 days late. The other nine of the last ten were filed on time.

Position in the sector

95.6%

Higher solvency than 94% of companies in head offices and management consultancy. Sector median 55.5% · 39,364 companies.

Checked score

98
Excellent
Financially stronger than 87% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025highest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 95.6% of total assets
100+7short-term debt 4.4% · cash 93.8%
100+12return on assets 31.2%

Score breakdown

lowers risk
Liquidity: current ratio 22.53, cash €321,883
Equity €327,780 (95.6% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €343,006
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 84% on profitability and 80% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as BIS has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of BIS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for BIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 22.53 (4.85 in 2024), above the usual 1.5. Short-term debt is 4.4% and cash 93.8% of total assets. 4.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 22.53, cash €321,883
NBB · annual accounts
lowers risk · Equity €327,780 (95.6% of total assets)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €343,006
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
55 days early
2023
55 days early
2022
41 days early
2021
18 days early
2020
38 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BF
Director, since 19-01-2012
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0842969293
Change of role: Bosselaar Frans, from director, formerly manager to director Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Incorporation published on 03-02-2012 · Gazette deed
First establishment BIS BVBA, Kloosterstraat 59, Stekene
All 27 events

Comparable companies

same main activity, similar in size and age
Company
BIS Stekene €343,006 €167,266 95.6% -
Socharco Merelbeke-Melle €356,159 €174,507 93.3% -
BRAINMOVE Gavere €369,228 €157,792 24.2% 1
INTERNATIONAL INTELLECTUAL CAPITAL PROVIDER Ghent €360,718 €190,719 76.6% -
TFCOM Beheer Oosterzele €352,716 €179,851 84.0% -
MoonsManagement Aalst €379,542 €151,046 90.3% -
NextStep coaching Merelbeke-Melle €388,103 €154,347 56.2% 1.4

These companies have the same main activity as BIS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €353,000 and €388,000, founded between 2010 and 2013.

Official details

Source: KBO
Status
Active since 23-01-2012Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.206.391.5939190 Stekene, since 19-01-2012
Financial year end
31 December
Peppol
Reachable since 15-10-2025
Company details

Annual accounts 2025

€343,006▲ 23.4%
Filing
Filed on 04-06-2026, 57 days before the end of the filing period
Financials

Insights on BIS

BIS files the micro format. That format states no turnover. The gross margin rose from €61,380 in 2012 to €167,266 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BIS

What is the company number of BIS?
The company number of BIS is 0842.969.293. The VAT number is the same number with BE in front: BE 0842.969.293.
Where is BIS based?
The registered office is at Kloosterstraat 59, 9190 Stekene.Company details
What does BIS do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of BIS?
BIS is a private limited company (BV).
When was BIS founded?
BIS was founded on 23-01-2012.
Is BIS still active?
Yes, BIS is an active enterprise in the KBO register.
What is the turnover of BIS?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €167,266 and 109 comparable companies (NACE 70200). It probably lies between €240,000 and €340,000.Financials
Is BIS profitable?
In financial year 2025, BIS made a profit of €107,095.
Where can I find the annual accounts of BIS?
BIS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BIS due?
BIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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