Birchas Hashem
ActiveThe computed 12-month bankruptcy probability of Birchas Hashem is 1.8% (moderate). The 2025 annual accounts show equity of €58k and a net result of €2k. Its solvency ranks better than 47% of 18040 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-69
Solvency56▼-3
Growth52
Track record82
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.52 in 2024; short-term debt: 69.2% and cash: 23.1% of total assets), and 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.8%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
20 d late
2024
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 3.6%
2024 · €56k
2024: €56k
2024 → 2025
Total assets
€187k▲ 15.3%
2024 · €162k
2024: €162k
2024 → 2025
Net result
€2k▼ 96.1%
2024 · €51k
2024: €51k
2024 → 2025
Working capital
€57k▲ 1.8%
2024 · €56k
2024: €56k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€56k-€58k▲ 3.6%
Operating result€69k-€10k▼ 85.2%
Net result€51k-€2k▼ 96.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€1k
Current assets
€186k
Equity and liabilities €187k
Equity
€58k▲ 3.6%
Debt
€129k▲ 21.4%
The debt ratio rises from 65.7% to 69.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €70k
Cash flow
€2k▼
2024 · €52k
Solvency
30.8%▼
2024 · 34.3%
Current ratio
1.44▼
2024 · 1.52
Quick ratio
0.99▼
2024 · 1.05
Debt / equity
2.24▲
2024 · 1.92
ROE
3.4%▼
2024 · 91.0%
ROA
1.1%▼
2024 · 31.2%
Interest coverage
1.34▼
2024 · 11.67
Debt
€129k▲
2024 · €106k
Debt ≤ 1 year
€129k▲
2024 · €106k
Income taxes
€565▼
2024 · €13k
Staff costs
€46k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€187k▲
Formation expenses20€32€0▼
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Current assets29/58€162k€186k▲
Stocks and contracts in progress3€50k€58k▲
Stocks30/36€50k€58k▲
Amounts receivable within one year40/41€99k€85k▼
Trade receivables40€94k€81k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€12k€43k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€162k€187k▲
Equity10/15€56k€58k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€51k€53k▲
Amounts payable17/49€106k€129k▲
Amounts payable within one year42/48€106k€129k▲
Financial debts43-€40
Credit institutions430/8-€40
Trade debts44€70k€107k▲
Suppliers440/4€70k€107k▲
Taxes, remuneration and social security45€23k€20k▼
Taxes450/3€13k€579▼
Remuneration and social security454/9€10k€19k▲
Other amounts payable47/48€14k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€35k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€293▼
Other operating charges640/8€363€2k▲
Gross operating margin9900€105k€59k▼
Operating profit (loss)9901€69k€10k▼
Financial income75/76B€2€163▲
Recurring financial income75€2€163▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€63k€3k▼
Income taxes67/77€13k€565▼
Profit (loss) for the period9904€51k€2k▼
Profit (loss) for the period to be appropriated9905€51k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€53k▲
Profit (loss) brought forward from the previous period14P-€51k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lamorinièrestraat 1362018 AntwerpenGround area
100 m²
Building footprint
100 m²
Volume, LiDAR
1,333 m³
Parcel 11806F1320/00R011, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Birchas Hashem
since 20242.356.648.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1320/00R011 | Flanders | 99 m² | 1 · 99 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.356.648.553
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,857. 4,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2024
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.