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BIORIVAL

Active
Private limited companyfounded 200223 yrs activeAllée Pré au Lait 22, 1400 Nivelles, BelgiumKBO/BCE: BE 0478.497.634
Summary

BIORIVAL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136,016 and a net result of €13,275. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 534 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BIORIVALActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Other education
NACE 85599NACE 80424
#10 company by total assets in Nivelles, Education sector1 site
Size
€447,803total assets 2025
Equity
€136,016
Profit
€13,275
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 1 d early0 of 1 deed read
Why 92- Liquidity: current ratio 0.16, cash €15,419, halved+ Size: total assets €447,803+ Sector Education (NACE 85)+ Figures for FY 2025 (filed 29-04-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 55-6
equity 30.4% of total assets
Liquidity 28-21
short-term debt 52.8% · cash 3.4%
Profitability 72+1
return on assets 3.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,739 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -1.4% vs 11-2024 01-2025: 0.1%▲ +12.3% vs 12-2024 02-2025: 0.1%▼ -3.7% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +60.8% vs 03-2025 05-2025: 0.2%▲ +85.0% vs 04-2025highest value 06-2025: 0.1%▼ -67.7% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%▲ +2.6% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +12.8% vs 12-2025 02-2026: 0.1%▼ -3.4% vs 01-2026 03-2026: 0.1%▼ -2.4% vs 02-2026 04-2026: 0.1%▲ +63.9% vs 03-2026 05-2026: 0.1%▼ -48.5% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €447,803 lowers the probability for this profile
  • Sector Education (NACE 85) lowers the probability
  • Figures for FY 2025 (filed 29-04-2026) lowers the probability
  • Liquidity: current ratio 0.16, cash €15,419, halved raises the probability
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.16 against 2.09 in 2024; short-term debt: 52.8% and cash: 3.4% of total assets), and 69.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 38%, liquidity 13%, profitability 46%, growth against the median 62%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €447,803
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 29-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.16, cash €15,419, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €136,016
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d late
2023
on the day
2022
on the day
2021
30 d early
2020
2 d early
2019
51 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Company by total assets in Nivelles, Education sectorin the Checked rankings #10 View
  • Total assets 20256 fiscal years filed €447,803 View
  • Active since 2002founded 04-10-2002 23 years View

By topic

Financials

Fiscal year
2025
Total assets
€447,803
Profit
€13,275
Solvency
30.4%
Total assets▲ 30.0%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-04-2027
  1. 29-04-2026Annual accounts filed
  2. 01-05-2025Annual accounts filed
  3. 30-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
04-10-2002
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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