BIOME - Constructions
ActiveSummary
BIOME - Constructions has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€28,123. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 18% of 274 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
What they do
Manufacture of other non-metallic mineral products
NACE 23660NACE 23690General construction of residential buildings NACE 41001
#7 company by total assets in Gedinne1 site
How big
€9.1mtotal assets 2025
- Staff
- 5.2 FTE
- Equity
- €1.2m
- Loss
- -€28,123
Net result +91%: other schema
Who decides
Accounts filed 53 d late0 of 3 deeds read
Why 58- Limited track record- Higher-failure-rate region- Persistent losses- Weak solvency vs sector+ Lower-failure-rate sector+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability68▲+57
Solvency38▼-12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 15.09 against 12.11 in 2024; short-term debt: 6.1% and cash: 0.3% of total assets), but 87% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Manufacture of other non-metallic mineral products (NACE 23)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
-0.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€28,123
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 274 sector peers (2025).
NBB · sector comparisonPosition among 274 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
53 d late
2024
25 d late
2023
23 d early
2022
24 d late
2021
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
Financials
Fiscal year 2025Total assets €9.1mLoss -€28,123Solvency 13.0%Liquidity 15.09
Total assets
€9.1m▲ 88.4%
2021 - 2025
Net result
-€28,123▲ 90.8%
2021 - 2025
Equity
€1.2m▼ 2.3%
2021 - 2025
Staff (FTE)
5.2▲ 108%
2023 - 2025
Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 company by total assets in Gedinne
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 23, Manufacture of other non-metallic mineral products, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€0.1m--€0.07m▲ 29.8%-€0.3m▼ 358%-€0.3m▲ 3.3%-€0.04m▲ 86.0%
Net result-€0.1mbelow the sector's middle half--€0.07mbelow the sector's middle half▲ 29.6%-€0.3mbelow the sector's middle half▼ 358%-€0.3mbelow the sector's middle half▲ 4.2%-€0.03mbelow the sector's middle half▲ 90.8%
Equity€0.001mbelow the sector's middle half--€0.07mbelow the sector's middle half€1.5mwithin the sector's middle half€1.2mwithin the sector's middle half▼ 20.2%€1.2mabove the sector's middle half▼ 2.3%
Total assets€1.1mabove the sector's middle half-€2.1mwithin the sector's middle half▲ 95.9%€3.5mwithin the sector's middle half▲ 66.8%€4.8mwithin the sector's middle half▲ 36.7%€9.1mabove the sector's middle half▲ 88.4%
Debt€1.1m-€2.2m▲ 102%€2.0m▼ 7.6%€3.6m▲ 79.3%€7.9m▲ 117%
Working capital-€0.2mbelow the sector's middle half-€1.9mwithin the sector's middle half€2.6mwithin the sector's middle half▲ 35.0%€3.8mabove the sector's middle half▲ 49.6%€7.8mabove the sector's middle half▲ 104%
Solvency0.1%below the sector's middle half--3.2%below the sector's middle half▼ 3.3pp42.8%within the sector's middle half▲ 46.1pp25.0%below the sector's middle half▼ 17.8pp13.0%below the sector's middle half▼ 12.0pp
Current ratio0.82below the sector's middle half-22.89above the sector's middle half▲ 22.0612.97above the sector's middle half▼ 9.9212.11above the sector's middle half▼ 0.8615.09above the sector's middle half▲ 2.98
Return on assets (ROA)-9.2%below the sector's middle half--3.3%below the sector's middle half▲ 5.9pp-9.0%below the sector's middle half▼ 5.7pp-6.3%below the sector's middle half▲ 2.7pp-0.3%below the sector's middle half▲ 6.0pp
Staff (FTE)0.4below the sector's middle half2.5below the sector's middle half▲ 525%5.2within the sector's middle half▲ 108%
above
within
below
the middle half (P25 to P75) of NACE 23, Manufacture of other non-metallic mineral products, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result +91% on 2024. The accounts now follow the abbreviated schema, last year the full schema.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €43,177 in 2025 against €308,132 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.1m
Fixed assets
€712,388 ▲ 9.0%
Current assets
€8.4m ▲ 101%
Equity and liabilities €9.1m
Equity
€1.2m ▼ 2.3%
Provisions
€58,806
Debt
€7.9m ▲ 117%
Debt's share of the balance-sheet total rises from 75.0% to 86.4%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€111,982▲
2024 · -€186,732
Cash flow
€127,036▲
2024 · -€184,401
Quick ratio
2.35▲
2024 · 2.03
Debt to equity
6.67▲
2024 · 3.00
ROE
-2.4%▲
2024 · -25.4%
Interest coverage
86.83▲
2024 · -201.95
Debt ≤ 1 year
€555,531▲
2024 · €344,741
Debt > 1 year
€7.3m▲
2024 · €3.3m
Income taxes
€611▲
2024 · €342
Staff costs
€284,600▲
2024 · €131,169
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
4.3%
went bankrupt
3.9%
stopped otherwise
91%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €0 | €0.001m | €460 | ▼ 55.9% |
| Goods, raw materials, services and sundry goods60/61 | €0.7m | €1.1m | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €0.03m | €0.1m | €0.3m | ▲ 117% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.09m | €0.06m | €0.07m | €0.1m | €0.2m | ▲ 27.8% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €0.06m | - |
| Other operating charges640/8 | - | - | €0.005m | €0.03m | €0.009m | ▼ 71.4% |
| Non-recurring operating charges66A | - | - | €0 | €0.001m | €31 | ▼ 97.3% |
| Gross operating margin9900 | -€0.01m | -€0.01m | -€0.2m | -€0.02m | €0.5m | ▲ 2,115% |
| Operating profit (loss)9901 | -€0.1m | -€0.07m | -€0.3m | -€0.3m | -€0.04m | ▲ 86.0% |
| Financial income75/76B | €165 | €0 | €20 | €0.004m | €0.02m | ▲ 371% |
| Recurring financial income75 | €165 | €0 | €20 | €0.004m | €0.02m | ▲ 371% |
| Financial charges65/66B | €167 | €164 | €0.001m | €0.001m | €0.001m | ▲ 39.5% |
| Recurring financial charges65 | €167 | €164 | €0.001m | €0.001m | €0.001m | ▲ 39.5% |
| Profit (loss) for the period before taxes9903 | -€0.1m | -€0.07m | -€0.3m | -€0.3m | -€0.03m | ▲ 91.0% |
| Income taxes67/77 | - | - | €31 | €342 | €0.001m | ▲ 78.5% |
| Profit (loss) for the period9904 | -€0.1m | -€0.07m | -€0.3m | -€0.3m | -€0.03m | ▲ 90.8% |
| Profit (loss) for the period to be appropriated9905 | -€0.1m | -€0.07m | -€0.3m | -€0.3m | -€0.03m | ▲ 90.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €2.1m | €3.5m | €4.8m | €9.1m | ▲ 88.4% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €0.2m | €0.1m | €0.8m | €0.7m | €0.7m | ▲ 9.0% |
| Tangible fixed assets22/27 | €0.2m | €0.1m | €0.8m | €0.7m | €0.7m | ▲ 9.0% |
| Plant, machinery and equipment23 | €0.1m | €0.09m | €0.1m | €0.05m | €0.06m | ▲ 13.6% |
| Furniture and vehicles24 | €0.06m | €0.04m | €0.2m | €0.1m | €0.2m | ▲ 68.5% |
| Other tangible fixed assets26 | - | - | €0.4m | €0.5m | €0.4m | ▼ 9.4% |
| Financial fixed assets28 | €363 | €0 | €363 | €363 | €363 | = |
| Current assets29/58 | €0.9m | €2.0m | €2.8m | €4.2m | €8.4m | ▲ 101% |
| Stocks and contracts in progress3 | €0.7m | €1.7m | €2.4m | €3.5m | €7.1m | ▲ 104% |
| Stocks30/36 | €0.7m | €1.7m | €2.4m | €3.5m | €7.1m | ▲ 104% |
| Amounts receivable within one year40/41 | €0.2m | €0.2m | €0.3m | €0.6m | €1.3m | ▲ 99.0% |
| Trade receivables40 | €0 | - | €0.09m | €0.6m | €1.1m | ▲ 80.1% |
| Other amounts receivable41 | €0.2m | €0.2m | €0.3m | €0.003m | €0.1m | ▲ 3,531% |
| Cash at bank and in hand54/58 | €0.001m | €0.04m | €0.02m | €0.06m | €0.03m | ▼ 50.0% |
| Deferred charges and accrued income490/1 | €111 | €113 | €0.004m | €0.005m | €0.007m | ▲ 24.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €2.1m | €3.5m | €4.8m | €9.1m | ▲ 88.4% |
| Equity10/15 | €0.001m | -€0.07m | €1.5m | €1.2m | €1.2m | ▼ 2.3% |
| Contributions10/11 | €0.1m | €0.1m | €2.0m | €2.0m | €2.0m | = |
| Profit (loss) carried forward14 | -€0.1m | -€0.2m | -€0.5m | -€0.8m | -€0.8m | ▼ 3.5% |
| Provisions and deferred taxes16 | - | - | - | - | €0.06m | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €0.06m | - |
| Other liabilities and charges164/5 | - | - | - | - | €0.06m | - |
| Amounts payable17/49 | €1.1m | €2.2m | €2.0m | €3.6m | €7.9m | ▲ 117% |
| Amounts payable after more than one year17 | - | €2.1m | €1.8m | €3.3m | €7.3m | ▲ 123% |
| Other amounts payable178/9 | - | €2.1m | €1.8m | €3.3m | €7.3m | ▲ 123% |
| Amounts payable within one year42/48 | €1.1m | €0.09m | €0.2m | €0.3m | €0.6m | ▲ 61.1% |
| Trade debts44 | €0.01m | €0.09m | €0.2m | €0.3m | €0.5m | ▲ 71.3% |
| Suppliers440/4 | €0.01m | €0.09m | €0.2m | €0.3m | €0.5m | ▲ 71.3% |
| Taxes, remuneration and social security45 | €0 | €0 | €0.002m | €0.04m | €0.03m | ▼ 21.2% |
| Taxes450/3 | €0 | €0 | €31 | €0.03m | €0.001m | ▼ 97.6% |
| Remuneration and social security454/9 | €0 | - | €0.002m | €0.01m | €0.03m | ▲ 139% |
| Other amounts payable47/48 | €1.1m | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | €13 | €16 | €41 | €36 | €38 | ▲ 5.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€99,066 | -€69,702 | -€319,216 | -€305,801 | -€28,123 | ▲ 90.8% |
| + Depreciation and write-downs630 | €86,964 | €55,160 | €67,378 | €121,400 | €155,159 | ▲ 27.8% |
| Operating cash flow (approximation) | -€12,102 | -€14,542 | -€251,838 | -€184,401 | €127,036 | ▲ 169% |
| Investment in fixed assets (approximation) | - | €363 | -€690,868 | -€16,744 | -€213,957 | ▼ 1,178% |
| Change in cash | - | €34,728 | -€13,706 | €33,849 | -€27,885 | ▼ 182% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
CONFORBETON
BE 0458.772.485
Charleroi · Eq €1,175,273
R.K.V. Beton
BE 0667.843.218
Wielsbeke · Eq €1,194,213
PAULISSEN BETON
BE 0473.437.303
Genk · Eq €1,131,278
VANDESCURE BPM
BE 0698.790.275
Ath · Eq €1,247,790
Bouwstoffen Vlaanderen
BE 0445.657.986
Antwerpen · Eq €1,394,948
Of 117 companies in this sector we hold annual accounts for 49. 33 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
8 eventsLatest 22-09-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 53 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet -€319,216
Net result drops to -€319,216, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1mEq €1.5m
Equity rises from -€68,768 to €1.5m.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
31-12
Financial
Liquidity times 28current ratio 22.89
Current ratio from 0.82 to 22.89; short-term debt falls from €1.1m to €86,651.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 24-02-2020Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded24-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
23660Manufacture of other non-metallic mineral products
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0744405516
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Gedinne · 1 establishment unit since 2020
Ground area
197 m²
Building footprint
225 m²
Parcel 91054C0151/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BIOME - Constructions
since 2020unit no. 2.303.428.910
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91054C0151/00L000 | Wallonia | 197 m² | 1 · 225 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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