BIOFLORA
ActiveSummary
BIOFLORA has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,599 and a net result of -€339. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+1
Solvency100▲+20
Growth41=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 9.79 against 1.5 in 2024; short-term debt: 5.6% and cash: 6.8% of total assets), and 5.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
25 d late
2023
1 d late
2022
19 d early
2021
20 d early
2020
102 d early
2019
132 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€119,330▼ 8.1%
2024 · €129,809
EBIT margin
-0.3%▲ 0.5pp
2024 · -0.8%
Net result
-€339▲ 57.7%
2024 · -€802
Working capital
€33,302▲ 27.4%
2024 · €26,131
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€196,702▼ 15.1%€167,192▼ 15.0%€153,267▼ 8.3%€129,809▼ 15.3%€119,330▼ 8.1%
Operating result€361▼ 79.1%€55▼ 84.8%-€880-€984▼ 11.8%-€361▲ 63.3%
Net result€242below the sector's middle half▼ 71.5%-€147below the sector's middle half-€851below the sector's middle half▼ 479%-€802below the sector's middle half▲ 5.8%-€339below the sector's middle half▲ 57.7%
EBIT margin0.2%▼ 0.6pp0.0%▼ 0.2pp-0.6%▼ 0.6pp-0.8%▼ 0.2pp-0.3%▲ 0.5pp
Equity€65,898below the sector's middle half▲ 0.4%€65,751below the sector's middle half▼ 0.2%€64,900below the sector's middle half▼ 1.3%€63,938below the sector's middle half▼ 1.5%€63,599below the sector's middle half▼ 0.5%
Total assets€75,698below the sector's middle half▼ 33.6%€72,218below the sector's middle half▼ 4.6%€81,137below the sector's middle half▲ 12.4%€116,318below the sector's middle half▲ 43.4%€67,388below the sector's middle half▼ 42.1%
Debt€9,800▼ 79.7%€6,467▼ 34.0%€16,237▲ 151%€52,380▲ 223%€3,789▼ 92.8%
Working capital€53,907within the sector's middle half▲ 9.9%€61,057within the sector's middle half▲ 13.3%€59,376within the sector's middle half▼ 2.8%€26,131below the sector's middle half▼ 56.0%€33,302below the sector's middle half▲ 27.4%
Solvency87.1%above the sector's middle half▲ 29.4pp91.0%above the sector's middle half▲ 4.0pp80.0%above the sector's middle half▼ 11.1pp55.0%within the sector's middle half▼ 25.0pp94.4%above the sector's middle half▲ 39.4pp
Current ratio6.50above the sector's middle half▲ 4.4820.09above the sector's middle half▲ 13.594.66above the sector's middle half▼ 15.441.50within the sector's middle half▼ 3.169.79above the sector's middle half▲ 8.29
Return on assets (ROA)0.3%below the sector's middle half▼ 0.4pp-0.2%below the sector's middle half▼ 0.5pp-1.0%below the sector's middle half▼ 0.8pp-0.7%below the sector's middle half▲ 0.4pp-0.5%below the sector's middle half▲ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €361 in 2025 against €984 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67,388
Fixed assets
€30,297 ▼ 19.9%
Current assets
€37,091 ▼ 52.8%
Equity and liabilities €67,388
Equity
€63,599 ▼ 0.5%
Debt
€3,789 ▼ 92.8%
Debt's share of the balance-sheet total falls from 45.0% to 5.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9,248▲
2024 · €8,879
Cash flow
€9,270▲
2024 · €9,061
Quick ratio
8.45▲
2024 · 1.36
Debt to equity
0.06▼
2024 · 0.82
ROE
-0.5%▲
2024 · -1.3%
Interest coverage
231.20▲
2024 · 227.67
Debt ≤ 1 year
€3,789▼
2024 · €52,380
Income taxes
€27▼
2024 · €94
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €196,702 | €167,192 | €153,267 | €129,809 | €119,330 | ▼ 8.1% |
| Goods, raw materials, services and sundry goods60/61 | €189,673 | €161,575 | €150,015 | €119,203 | €108,411 | ▼ 9.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,614 | €4,028 | €2,439 | €9,863 | €9,609 | ▼ 2.6% |
| Other operating charges640/8 | €2,054 | €1,534 | €1,693 | €1,727 | €1,671 | ▼ 3.2% |
| Gross operating margin9900 | €7,029 | €5,617 | €3,252 | €10,606 | €10,919 | ▲ 3.0% |
| Operating profit (loss)9901 | €361 | €55 | -€880 | -€984 | -€361 | ▲ 63.3% |
| Financial income75/76B | - | - | €197 | €315 | €89 | ▼ 71.7% |
| Recurring financial income75 | - | - | €197 | €315 | €89 | ▼ 71.7% |
| Financial charges65/66B | €119 | €35 | €109 | €39 | €40 | ▲ 2.6% |
| Recurring financial charges65 | €119 | €35 | €109 | €39 | €40 | ▲ 2.6% |
| Non-recurring financial charges66B | - | €0 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €242 | €20 | -€792 | -€708 | -€312 | ▲ 55.9% |
| Income taxes67/77 | €0 | €167 | €59 | €94 | €27 | ▼ 71.3% |
| Profit (loss) for the period9904 | €242 | -€147 | -€851 | -€802 | -€339 | ▲ 57.7% |
| Profit (loss) for the period to be appropriated9905 | €242 | -€147 | -€851 | -€802 | -€339 | ▲ 57.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75,698 | €72,218 | €81,137 | €116,318 | €67,388 | ▼ 42.1% |
| Formation expenses20 | - | €0 | - | - | - | - |
| Fixed assets21/28 | €11,991 | €7,963 | €5,524 | €37,807 | €30,297 | ▼ 19.9% |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €11,991 | €7,963 | €5,524 | €37,807 | €30,297 | ▼ 19.9% |
| Land and buildings22 | €5,897 | €5,207 | €4,548 | €3,889 | €3,231 | ▼ 16.9% |
| Plant, machinery and equipment23 | €2,481 | €1,418 | €730 | €1,358 | €2,646 | ▲ 94.8% |
| Furniture and vehicles24 | €1,684 | €390 | €195 | €32,560 | €24,420 | ▼ 25.0% |
| Other tangible fixed assets26 | €1,929 | €948 | €51 | - | - | - |
| Current assets29/58 | €63,707 | €64,255 | €75,613 | €78,511 | €37,091 | ▼ 52.8% |
| Stocks and contracts in progress3 | €5,244 | €7,885 | €7,940 | €7,486 | €5,058 | ▼ 32.4% |
| Stocks30/36 | €5,244 | €7,885 | €7,940 | €7,486 | €5,058 | ▼ 32.4% |
| Amounts receivable within one year40/41 | €4,427 | €6,999 | €5,361 | €12,503 | €6,179 | ▼ 50.6% |
| Trade receivables40 | €1,431 | €4,003 | €1,978 | €2,144 | €1,910 | ▼ 10.9% |
| Other amounts receivable41 | €2,996 | €2,996 | €3,383 | €10,359 | €4,269 | ▼ 58.8% |
| Current investments50/53 | €50,000 | €45,000 | €60,138 | €55,220 | €20,063 | ▼ 63.7% |
| Cash at bank and in hand54/58 | €4,036 | €4,371 | €2,174 | €3,302 | €4,614 | ▲ 39.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,177 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75,698 | €72,218 | €81,137 | €116,318 | €67,388 | ▼ 42.1% |
| Equity10/15 | €65,898 | €65,751 | €64,900 | €63,938 | €63,599 | ▼ 0.5% |
| Contributions10/11 | €24,960 | €24,960 | €24,960 | €24,800 | €24,800 | = |
| Capital10 | €24,960 | €24,960 | €24,960 | €24,800 | €24,800 | = |
| Issued capital100 | €24,960 | €24,960 | €24,960 | €24,800 | €24,800 | = |
| Reserves13 | €8,746 | €8,746 | €8,746 | €8,746 | €8,746 | = |
| Non-distributable reserves130/1 | €2,185 | €2,185 | €2,185 | €2,185 | €2,185 | = |
| Legal reserve130 | €2,185 | €2,185 | €2,185 | €2,185 | €2,185 | = |
| Distributable reserves133 | €6,561 | €6,561 | €6,561 | €6,561 | €6,561 | = |
| Profit (loss) carried forward14 | €32,192 | €32,045 | €31,194 | €30,392 | €30,053 | ▼ 1.1% |
| Amounts payable17/49 | €9,800 | €6,467 | €16,237 | €52,380 | €3,789 | ▼ 92.8% |
| Amounts payable within one year42/48 | €9,800 | €3,198 | €16,237 | €52,380 | €3,789 | ▼ 92.8% |
| Current portion of amounts payable after more than one year42 | €0 | €0 | - | - | - | - |
| Trade debts44 | €2,494 | €1,259 | €1,115 | €52,380 | €3,789 | ▼ 92.8% |
| Suppliers440/4 | €2,494 | €1,259 | €1,115 | €52,380 | €3,789 | ▼ 92.8% |
| Taxes, remuneration and social security45 | €7,306 | €1,939 | €15,122 | €0 | - | - |
| Taxes450/3 | €506 | €1,239 | - | - | - | - |
| Remuneration and social security454/9 | €6,800 | €700 | €15,122 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €3,269 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €242 | -€147 | -€851 | -€802 | -€339 | ▲ 57.7% |
| + Depreciation and write-downs630 | €4,614 | €4,028 | €2,439 | €9,863 | €9,609 | ▼ 2.6% |
| Operating cash flow (approximation) | €4,856 | €3,881 | €1,588 | €9,061 | €9,270 | ▲ 2.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€42,146 | -€2,099 | ▲ 95.0% |
| Change in cash | - | €335 | -€2,197 | €1,128 | €1,312 | ▲ 16.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity times 7current ratio 9.79
Current ratio from 1.50 to 9.79; short-term debt falls from €52,380 to €3,789.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet -€851
Net result drops to -€851, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 20.09
Current ratio from 6.50 to 20.09; short-term debt falls from €9,800 to €3,198.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 6.50
Current ratio from 2.02 to 6.50; short-term debt falls from €48,292 to €9,800.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €3,441 ▲184%
Operating result €4,373, net result €3,441, both a record.
Show earlier events
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1978
Ground area
431 m²
Building footprint
159 m²
Volume, LiDAR
740 m³
Parcel 44056A0200/00G000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BIOFLORA
since 19782.015.173.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44056A0200/00G000 | Flanders | 431 m² | 1 · 159 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.015.173.416
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LES JARDINS DE DIDIER
BE 1000.002.890
Antwerpen · Eq €66,062
ROSES GARDEN
BE 0440.382.770
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CLEROPLANT
BE 0863.327.813
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Of 552 companies in sector 46220 we hold annual accounts for 308. 212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-08-1978
Fiscal year end31-12
Activities, NACEBEL 2025
46220Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0418622801
Also
9925:BE0418622801
Registered
30-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.