BIOCENTRE
ActiveSummary
BIOCENTRE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226,775 and a net result of €40,683. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 4235 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability63▼-25
Solvency61▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.61 in 2024; short-term debt: 35.6% and cash: 2.6% of total assets), but 63.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
6.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
8 d early
2023
36 d early
2022
39 d early
2021
38 d early
2020
6 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40,683▼ 59.0%
2024 · €99,249
Working capital
€184,045▲ 44.8%
2024 · €127,134
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€36,515▼ 32.6%€49,099▲ 34.5%€31,477▼ 35.9%€40,881▲ 29.9%-€5,774
Net result€17,217within the sector's middle half▼ 56.7%€24,377within the sector's middle half▲ 41.6%€12,459within the sector's middle half▼ 48.9%€99,249within the sector's middle half▲ 697%€40,683within the sector's middle half▼ 59.0%
Equity€157,008above the sector's middle half▲ 12.3%€165,899within the sector's middle half▲ 5.7%€178,358above the sector's middle half▲ 7.5%€207,481within the sector's middle half▲ 16.3%€226,775within the sector's middle half▲ 9.3%
Total assets€768,780above the sector's middle half▲ 6.7%€631,338within the sector's middle half▼ 17.9%€600,298above the sector's middle half▼ 4.9%€636,962within the sector's middle half▲ 6.1%€625,850within the sector's middle half▼ 1.7%
Debt€513,019▲ 6.4%€366,686▼ 28.5%€323,187▼ 11.9%€330,728▲ 2.3%€300,322▼ 9.2%
Working capital€30,197within the sector's middle half€37,665within the sector's middle half▲ 24.7%€74,945within the sector's middle half▲ 99.0%€127,134within the sector's middle half▲ 69.6%€184,045within the sector's middle half▲ 44.8%
Solvency20.4%within the sector's middle half▲ 1.0pp26.3%within the sector's middle half▲ 5.9pp29.7%within the sector's middle half▲ 3.4pp32.6%within the sector's middle half▲ 2.9pp36.2%within the sector's middle half▲ 3.7pp
Current ratio1.11within the sector's middle half▲ 0.161.18within the sector's middle half▲ 0.061.43within the sector's middle half▲ 0.251.61within the sector's middle half▲ 0.181.83within the sector's middle half▲ 0.22
Return on assets (ROA)2.2%within the sector's middle half▼ 3.3pp3.9%within the sector's middle half▲ 1.6pp2.1%within the sector's middle half▼ 1.8pp15.6%above the sector's middle half▲ 13.5pp6.5%within the sector's middle half▼ 9.1pp
Staff (FTE)5▲ 66.7%4.5within the sector's middle half▼ 10.0%4.4▼ 2.2%150,429.3above the sector's middle half▲ 3,418,748%5.7within the sector's middle half▼ 100.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2024 Staff (FTE) +3,418,748% on 2023. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5,774 after €40,881 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €625,850
Fixed assets
€218,884 ▼ 27.1%
Current assets
€406,967 ▲ 20.9%
Equity and liabilities €625,850
Equity
€226,775 ▲ 9.3%
Provisions
€98,753 =
Debt
€300,322 ▼ 9.2%
Debt's share of the balance-sheet total falls from 51.9% to 48.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48,954▼
2024 · €91,206
Cash flow
€95,410▼
2024 · €149,575
Quick ratio
1.28▲
2024 · 0.96
Debt to equity
1.32▼
2024 · 1.59
ROE
17.9%▼
2024 · 47.8%
Interest coverage
4.35▼
2024 · 7.46
Debt ≤ 1 year
€222,922▲
2024 · €209,525
Debt > 1 year
€76,446▼
2024 · €118,453
Income taxes
€16,023▼
2024 · €21,908
Staff costs
€196,086▲
2024 · €150,429
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €131,154 | €117,112 | €150,429 | €196,086 | ▲ 30.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62,253 | €58,430 | €54,237 | €50,326 | €54,727 | ▲ 8.7% |
| Other operating charges640/8 | - | €5,333 | €5,371 | €4,943 | €4,628 | ▼ 6.4% |
| Gross operating margin9900 | €226,699 | €244,016 | €208,197 | €246,578 | €249,668 | ▲ 1.3% |
| Operating profit (loss)9901 | €36,515 | €49,099 | €31,477 | €40,881 | -€5,774 | ▼ 114% |
| Financial income75/76B | - | - | €3 | €92,500 | €73,739 | ▼ 20.3% |
| Recurring financial income75 | - | - | €3 | €2,347 | €3,394 | ▲ 44.6% |
| Non-recurring financial income76B | - | - | - | €90,152 | €70,345 | ▼ 22.0% |
| Financial charges65/66B | - | €11,508 | €11,591 | €12,223 | €11,260 | ▼ 7.9% |
| Recurring financial charges65 | €13,835 | €11,508 | €11,591 | €12,223 | €11,260 | ▼ 7.9% |
| Profit (loss) for the period before taxes9903 | €22,680 | €37,591 | €19,889 | €121,157 | €56,706 | ▼ 53.2% |
| Income taxes67/77 | €5,463 | €13,215 | €7,430 | €21,908 | €16,023 | ▼ 26.9% |
| Profit (loss) for the period9904 | €17,217 | €24,377 | €12,459 | €99,249 | €40,683 | ▼ 59.0% |
| Profit (loss) for the period to be appropriated9905 | €17,217 | €24,377 | €12,459 | €99,249 | €40,683 | ▼ 59.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €768,780 | €631,338 | €600,298 | €636,962 | €625,850 | ▼ 1.7% |
| Fixed assets21/28 | €473,881 | €383,296 | €351,186 | €300,303 | €218,884 | ▼ 27.1% |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €473,881 | €383,296 | €351,186 | €300,303 | €218,884 | ▼ 27.1% |
| Land and buildings22 | - | €198,556 | €190,168 | €129,431 | €105,091 | ▼ 18.8% |
| Plant, machinery and equipment23 | - | €111,801 | €108,830 | €92,481 | €57,559 | ▼ 37.8% |
| Furniture and vehicles24 | - | €65,455 | €47,614 | €64,933 | €47,226 | ▼ 27.3% |
| Leasing and similar rights25 | - | €7,484 | €4,573 | €13,457 | €9,008 | ▼ 33.1% |
| Current assets29/58 | €294,899 | €248,042 | €249,112 | €336,659 | €406,967 | ▲ 20.9% |
| Amounts receivable after more than one year29 | - | - | €50,000 | €87,000 | €18,650 | ▼ 78.6% |
| Other amounts receivable291 | - | - | €50,000 | €87,000 | €18,650 | ▼ 78.6% |
| Stocks and contracts in progress3 | €131,531 | €134,295 | €140,732 | €134,629 | €121,317 | ▼ 9.9% |
| Stocks30/36 | - | €134,295 | €140,732 | €134,629 | €121,317 | ▼ 9.9% |
| Amounts receivable within one year40/41 | €559 | - | €7,704 | €819 | €6,105 | ▲ 646% |
| Trade receivables40 | - | - | €7,537 | €294 | €6,105 | ▲ 1,979% |
| Other amounts receivable41 | - | - | €167 | €525 | - | - |
| Current investments50/53 | €84,000 | €53,000 | €35,000 | €95,000 | €235,000 | ▲ 147% |
| Cash at bank and in hand54/58 | €77,234 | €16,679 | €12,748 | €10,718 | €16,459 | ▲ 53.6% |
| Deferred charges and accrued income490/1 | - | €44,068 | €2,929 | €8,493 | €9,436 | ▲ 11.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €768,780 | €631,338 | €600,298 | €636,962 | €625,850 | ▼ 1.7% |
| Equity10/15 | €157,008 | €165,899 | €178,358 | €207,481 | €226,775 | ▲ 9.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Revaluation surpluses12 | - | €34,515 | €34,515 | €9,388 | - | - |
| Reserves13 | €18,750 | €38,750 | €48,750 | €98,750 | €126,250 | ▲ 27.8% |
| Tax-exempt reserves132 | - | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Distributable reserves133 | - | €20,000 | €30,000 | €80,000 | €107,500 | ▲ 34.4% |
| Profit (loss) carried forward14 | €69,658 | €74,035 | €76,494 | €80,743 | €81,925 | ▲ 1.5% |
| Provisions and deferred taxes16 | €98,753 | €98,753 | €98,753 | €98,753 | €98,753 | = |
| Provisions for liabilities and charges160/5 | - | €98,753 | €98,753 | €98,753 | €98,753 | = |
| Pensions and similar obligations160 | - | €98,753 | €98,753 | €98,753 | €98,753 | = |
| Amounts payable17/49 | €513,019 | €366,686 | €323,187 | €330,728 | €300,322 | ▼ 9.2% |
| Amounts payable after more than one year17 | €246,928 | €153,786 | €148,004 | €118,453 | €76,446 | ▼ 35.5% |
| Financial debts170/4 | - | €123,786 | €118,004 | €88,453 | €46,446 | ▼ 47.5% |
| Other amounts payable178/9 | - | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Amounts payable within one year42/48 | €264,702 | €210,377 | €174,167 | €209,525 | €222,922 | ▲ 6.4% |
| Current portion of amounts payable after more than one year42 | - | €101,892 | €63,568 | €64,877 | €54,618 | ▼ 15.8% |
| Trade debts44 | €43,964 | €57,175 | €53,263 | €24,618 | €66,235 | ▲ 169% |
| Suppliers440/4 | - | €57,175 | €53,263 | €24,618 | €66,235 | ▲ 169% |
| Taxes, remuneration and social security45 | - | €51,042 | €55,216 | €72,063 | €67,569 | ▼ 6.2% |
| Taxes450/3 | - | €14,367 | €13,481 | €24,050 | €19,231 | ▼ 20.0% |
| Remuneration and social security454/9 | - | €36,675 | €41,734 | €48,013 | €48,338 | ▲ 0.7% |
| Other amounts payable47/48 | - | €268 | €2,120 | €47,967 | €34,500 | ▼ 28.1% |
| Accrued charges and deferred income492/3 | - | €2,523 | €1,016 | €2,750 | €954 | ▼ 65.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,217 | €24,377 | €12,459 | €99,249 | €40,683 | ▼ 59.0% |
| + Depreciation and write-downs630 | €62,253 | €58,430 | €54,237 | €50,326 | €54,727 | ▲ 8.7% |
| Operating cash flow (approximation) | €79,470 | €82,807 | €66,696 | €149,575 | €95,410 | ▼ 36.2% |
| Investment in fixed assets (approximation) | - | €32,154 | -€22,126 | €557 | €26,692 | ▲ 4,692% |
| Change in cash | - | -€60,555 | -€3,932 | -€2,029 | €5,741 | ▲ 383% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Highest result since 2018net €99,249 ▲697%
Net result €99,249, the highest in the series.
30-09
Financial
Equity above €200,000Eq €207,481 ▲16.3%
7 profitable years in a row build equity to €207,481.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €12,459 ▼48.9%
Net result drops to €12,459, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150,000Eq €157,008 ▲12.3%
4 profitable years in a row build equity to €157,008.
24-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €100,000Eq €100,067 ▲21.9%
2 profitable years in a row build equity to €100,067.
Show earlier events
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 2 establishment units since 2003
Ground area
1,590 m²
Building footprint
1,090 m²
Volume, LiDAR
9,588 m³
2 parcels, Wallonia · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Chaussée de Redemont(PIE) 28, 7100 La Louvière
since 20032.126.272.563
Rue Van Opré(JB) 3, 5100 Namur
since 20122.215.255.910
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067B0725/00B000 | Wallonia | 874 m² | 1 · 486 m² | 15.8 m · 4 fl. |
| 55015A0125/00L000 | Wallonia | 716 m² | 1 · 604 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.126.272.563
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Of 2,474 companies in sector 47279 we hold annual accounts for 949. 665 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2003
Fiscal year end30-09
Activities, NACEBEL 2025
47279Other retail sale of food
47512Retail sale of household textiles and bedding
47551Retail sale of household furniture
47621Retail sale of newspapers and periodicals
47783Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479477334
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.