BIO4FARM
ActiveBIO4FARM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €9k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 3099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+71
Solvency88▼-12
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 13.06 in 2024), but 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
6.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
19 d late
2024
28 d late
2023
on the day
2022
3 d late
2021
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 16.6%
2024 · €54k
2021: €10k
2022: €12k
2023: €55k
2024: €54k
2021 → 2025
Total assets
€145k▲ 131%
2024 · €63k
2021: €21k
2022: €35k
2023: €92k
2024: €63k
2021 → 2025
Net result
€9k
2024 · €-897
2021: €481
2022: €1k
2023: €43k
2024: €-897
2021 → 2025
Working capital
€74k▲ 27.3%
2024 · €58k
2021: €10k
2022: €16k
2023: €60k
2024: €58k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€12k▲ 11.6%€55k▲ 370%€54k▼ 1.6%€63k▲ 16.6%
Operating result€850-€2k▲ 125%€59k▲ 2,991%€-651€12k
Net result€481-€1k▲ 153%€43k▲ 3,455%€-897€9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €651 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €145k
Equity
€63k▲ 16.6%
Debt
€82k▲ 835%
The debt ratio rises from 14.0% to 56.6%: debt grows faster than equity.
Key figures and ratios
Solvency
43.4%▼
2024 · 86.0%
Current ratio
2.03▼
2024 · 13.06
Quick ratio
2.03▼
2024 · 13.06
Debt / equity
1.31▲
2024 · 0.16
ROE
14.3%▲
2024 · -1.7%
ROA
6.2%▲
2024 · -1.4%
Debt
€82k▲
2024 · €9k
Debt ≤ 1 year
€72k▲
2024 · €5k
Income taxes
€3k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€145k▲
Current assets29/58€63k€145k▲
Amounts receivable within one year40/41€10k€0▼
Trade receivables40€10k€0▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€50k€106k▲
Deferred charges and accrued income490/1€3k€40k▲
Equity and liabilities
Total equity and liabilities10/49€63k€145k▲
Equity10/15€54k€63k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€44k€53k▲
Amounts payable17/49€9k€82k▲
Amounts payable within one year42/48€5k€72k▲
Trade debts44€5k€67k▲
Suppliers440/4€5k€67k▲
Taxes, remuneration and social security45€129€5k▲
Taxes450/3€129€5k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€4k€11k▲
Income statement
Code20242025
Other operating charges640/8€475€462▼
Gross operating margin9900€-176€13k▲
Operating profit (loss)9901€-651€12k▲
Financial charges65/66B€246€300▲
Recurring financial charges65€246€300▲
Profit (loss) for the period before taxes9903€-897€12k▲
Income taxes67/77€0€3k▲
Profit (loss) for the period9904€-897€9k▲
Profit (loss) for the period to be appropriated9905€-897€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€53k▲
Profit (loss) brought forward from the previous period14P€45k€44k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-897 ▼102%
Net result drops to €-897, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 13.06
Current ratio from 2.86 to 13.06; short-term debt falls from €32k to €5k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €43k ▲3455%
Operating result €59k, net result €43k, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lozenweg 1003930 Hamont-AchelGround area
2,037 m²
Building footprint
390 m²
Volume, LiDAR
4,638 m³
Parcel 72012C1185/00L013, Flanders · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BIO4FARM
since 20212.314.769.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012C1185/00L013 | Flanders | 2,037 m² | 1 · 390 m² | 19.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 643 EUR awarded · 643 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 325 EUR | 325 EUR |
| 2022 | 1 | 318 EUR | 318 EUR |
Schemes
Subsidie voor controlekosten voor de biologische landbouw
Recognitions · licences · registrations
Food safety, FASFC
1 siteHamont-Achel2.314.769.396
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AGRO DENDOOVEN
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Suenaert Pieter
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Of 20,585 companies in sector 01500 we hold annual accounts for 1,144. 761 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2021
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:support@agriland.be
Phone:010/232904