Bio-Fields
ActiveSummary
Bio-Fields has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.0m and a net result of €937,467. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 9086 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability59▲+30
Solvency62▲+1
Growth22=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.13 in 2023; short-term debt: 25.8% and cash: 0% of total assets), and 63.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.8%
Return on assets
8.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
30 d late
2022
12 d early
2021
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#7 company by equity in Anzegem, Wholesale and retail trade sector#8 company by total assets in Anzegem, Wholesale and retail trade sector
Turnover
€442,200▼ 0.8%
2023 · €445,909
EBIT margin
6.4%▲ 7.4pp
2023 · -1.0%
Net result
€937,467
2023 · -€356,799
Working capital
-€2.3m▲ 26.8%
2023 · -€3.1m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Turnover€2.3m-€593,085▼ 74.0%€445,909▼ 24.8%€442,200▼ 0.8%
Operating result€1.8m-€162,028▼ 91.0%-€4,556€28,305
Net result€1.3mabove the sector's middle half--€55,463below the sector's middle half-€356,799below the sector's middle half▼ 543%€937,467above the sector's middle half
EBIT margin79.1%-27.3%▼ 51.8pp-1.0%▼ 28.3pp6.4%▲ 7.4pp
Equity€4.8mabove the sector's middle half-€4.8mabove the sector's middle half▼ 1.2%€3.9mabove the sector's middle half▼ 17.9%€4.0mabove the sector's middle half▲ 1.2%
Total assets€10.2mabove the sector's middle half-€10.4mabove the sector's middle half▲ 2.1%€10.8mabove the sector's middle half▲ 3.8%€10.8mabove the sector's middle half▼ 0.2%
Debt€5.3m-€5.6m▲ 5.1%€6.9m▲ 22.1%€6.8m▼ 1.0%
Working capital-€1.2mbelow the sector's middle half--€1.8mbelow the sector's middle half▼ 48.3%-€3.1mbelow the sector's middle half▼ 79.5%-€2.3mbelow the sector's middle half▲ 26.8%
Solvency47.4%within the sector's middle half-45.9%within the sector's middle half▼ 1.5pp36.3%within the sector's middle half▼ 9.6pp36.8%within the sector's middle half▲ 0.5pp
Current ratio0.24below the sector's middle half-0.05below the sector's middle half▼ 0.190.13below the sector's middle half▲ 0.080.17below the sector's middle half▲ 0.03
Return on assets (ROA)12.4%above the sector's middle half--0.5%below the sector's middle half▼ 13.0pp-3.3%below the sector's middle half▼ 2.8pp8.7%within the sector's middle half▲ 12.0pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2023 Net result -543% on 2022. The previous fiscal year ran 15 months, this one 12.
- 2022 Turnover -74% on 2021. This fiscal year ran 15 months.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €28,305 after a loss of €4,556 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €10.8m
Fixed assets
€10.3m =
Current assets
€466,096 ▼ 4.1%
Equity and liabilities €10.8m
Equity
€4.0m ▲ 1.2%
Debt
€6.8m ▼ 1.0%
Debt's share of the balance-sheet total falls from 63.7% to 63.2%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
1.72▼
2023 · 1.75
ROE
23.7%▲
2023 · -9.1%
Debt ≤ 1 year
€2.8m▼
2023 · €3.6m
Debt > 1 year
€3.9m▲
2023 · €3.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Turnover70 | €2.3m | €593,085 | €445,909 | €442,200 | ▼ 0.8% |
| Goods, raw materials, services and sundry goods60/61 | - | €430,825 | €450,350 | €413,769 | ▼ 8.1% |
| Other operating charges640/8 | - | €232 | €115 | €126 | ▲ 9.6% |
| Gross operating margin9900 | €1.8m | €162,260 | -€4,441 | €28,431 | ▲ 740% |
| Operating profit (loss)9901 | €1.8m | €162,028 | -€4,556 | €28,305 | ▲ 721% |
| Financial income75/76B | - | - | - | €1.3m | - |
| Recurring financial income75 | €0 | - | - | €1.3m | - |
| Financial charges65/66B | - | €207,095 | €352,243 | €340,838 | ▼ 3.2% |
| Recurring financial charges65 | €124,505 | €207,095 | €352,243 | €340,838 | ▼ 3.2% |
| Profit (loss) for the period before taxes9903 | €1.7m | -€45,067 | -€356,799 | €937,467 | ▲ 363% |
| Income taxes67/77 | €420,683 | €10,396 | - | - | - |
| Profit (loss) for the period9904 | €1.3m | -€55,463 | -€356,799 | €937,467 | ▲ 363% |
| Profit (loss) for the period to be appropriated9905 | €1.3m | -€55,463 | -€356,799 | €937,467 | ▲ 363% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €10.2m | €10.4m | €10.8m | €10.8m | ▼ 0.2% |
| Fixed assets21/28 | €9.8m | €10.3m | €10.3m | €10.3m | = |
| Financial fixed assets28 | €9.8m | €10.3m | €10.3m | €10.3m | = |
| Current assets29/58 | €378,678 | €95,639 | €485,843 | €466,096 | ▼ 4.1% |
| Amounts receivable within one year40/41 | €360,500 | €75,177 | €474,608 | €463,964 | ▼ 2.2% |
| Trade receivables40 | - | €75,177 | €445,909 | €442,200 | ▼ 0.8% |
| Other amounts receivable41 | - | - | €28,699 | €21,764 | ▼ 24.2% |
| Current investments50/53 | €18,178 | - | - | - | - |
| Cash at bank and in hand54/58 | - | €17,398 | €11,235 | €2,132 | ▼ 81.0% |
| Deferred charges and accrued income490/1 | - | €3,064 | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €10.2m | €10.4m | €10.8m | €10.8m | ▼ 0.2% |
| Equity10/15 | €4.8m | €4.8m | €3.9m | €4.0m | ▲ 1.2% |
| Contributions10/11 | €3.6m | €3.6m | €3.6m | €3.6m | = |
| Capital10 | - | €3.6m | €3.6m | €3.6m | = |
| Issued capital100 | - | €3.6m | €3.6m | €3.6m | = |
| Reserves13 | €1.3m | €1.3m | €355,425 | €402,298 | ▲ 13.2% |
| Non-distributable reserves130/1 | - | €64,000 | €64,000 | €110,873 | ▲ 73.2% |
| Legal reserve130 | - | €64,000 | €64,000 | €110,873 | ▲ 73.2% |
| Distributable reserves133 | - | €1.2m | €291,425 | €291,425 | = |
| Profit (loss) carried forward14 | - | -€55,463 | €0 | - | - |
| Amounts payable17/49 | €5.3m | €5.6m | €6.9m | €6.8m | ▼ 1.0% |
| Amounts payable after more than one year17 | €3.8m | €3.8m | €3.1m | €3.9m | ▲ 23.7% |
| Financial debts170/4 | - | €3.8m | €3.1m | €2.1m | ▼ 33.4% |
| Other amounts payable178/9 | - | - | - | €1.8m | - |
| Amounts payable within one year42/48 | €1.6m | €1.8m | €3.6m | €2.8m | ▼ 23.7% |
| Current portion of amounts payable after more than one year42 | - | €1.0m | €1.0m | €1.0m | = |
| Trade debts44 | €38,687 | €311,642 | €321,687 | €143,535 | ▼ 55.4% |
| Suppliers440/4 | - | €311,642 | €321,687 | €143,535 | ▼ 55.4% |
| Taxes, remuneration and social security45 | - | €1,064 | - | - | - |
| Taxes450/3 | - | €1,064 | - | - | - |
| Other amounts payable47/48 | - | €494,600 | €2.3m | €1.6m | ▼ 30.2% |
| Accrued charges and deferred income492/3 | - | - | €106,868 | €164,473 | ▲ 53.9% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.3m | -€55,463 | -€356,799 | €937,467 | ▲ 363% |
| Operating cash flow (approximation) | €1.3m | -€55,463 | -€356,799 | €937,467 | ▲ 363% |
| Investment in fixed assets (approximation) | - | -€500,000 | €0 | €0 | - |
| Change in cash | - | - | -€6,163 | -€9,103 | ▼ 47.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-03
State Gazette act
Permanent representatives: Kurt Herman and Henri Van Canneyt3 facts ▸
State Gazette act
Permanent representatives: Kurt Herman and Henri Van Canneyt
3 facts ▸
- Board meeting, 12 januari 2026
- Permanent representative, Kurt Herman (permanent representative)
- Permanent representative, Henri Van Canneyt (permanent representative)
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 89 days late
2024
31-12
Financial
Back to profitnet €937,467
Net result €937,467 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€356,799
Net result drops to -€356,799, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2020
Ground area
4,006 m²
Building footprint
2,340 m²
Volume, LiDAR
23,835 m³
Parcel 34038A0177/00F000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Bio-Fields
since 20202.299.496.648
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34038A0177/00F000 | Flanders | 4,006 m² | 1 · 2,340 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 4 holdingsChain of control
- BSI Group
- Bio-Fields
Highest known parent: BSI Group. The sources do not say who stands above it.
Owners 1
- BSI GroupparentSourceaccounts BSI Group 2024100%
Holdings 4
-
100%
-
100%
-
100%
-
50%
According to the 2024 annual accounts of Bio-Fields and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. 428 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded27-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
Contact
Website
www.bio-fields.com
E-mail
info@bio-fields.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0742526288
Registered
27-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.