BIO - AGRO
ActiveBIO - AGRO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €795k and a net result of €-283k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 20% of 1734 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-55
Solvency43▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.66 in 2024; short-term debt: 20.4% and cash: 4.6% of total assets), and 82.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1734 sector peers (2025).
NBB · sector comparisonPosition among 1734 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
136 d early
2023
37 d early
2022
48 d early
2021
47 d early
2020
51 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€795k▼ 26.3%
2024 · €1.08M
2018: €789k
2019: €832k
2020: €720k
2021: €277k
2022: €272k
2023: €641k
2024: €1.08M
2018 → 2025
Total assets
€4.51M▲ 0.4%
2024 · €4.50M
2018: €3.09M
2019: €3.52M
2020: €3.20M
2021: €4.31M
2022: €4.89M
2023: €4.70M
2024: €4.50M
2018 → 2025
Net result
€-283k
2024 · €436k
2018: €69k
2019: €44k
2020: €-121k
2021: €-444k
2022: €-4k
2023: €369k
2024: €436k
2018 → 2025
Working capital
€15k▼ 96.8%
2024 · €476k
2018: €472k
2019: €562k
2020: €273k
2021: €98k
2022: €-122k
2023: €272k
2024: €476k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€277k-€272k▼ 1.6%€641k▲ 136%€1.08M▲ 68.1%€795k▼ 26.3%
Operating result€-405k-€68k€497k▲ 635%€559k▲ 12.4%€-188k
Net result€-444k-€-4k▲ 99.0%€369k€436k▲ 18.2%€-283k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €188k after €559k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.51M
Fixed assets
€3.58M▲ 8.4%
Current assets
€936k▼ 21.6%
Equity and liabilities €4.51M
Equity
€795k▼ 26.3%
Provisions
€12k▼ 16.7%
Debt
€3.71M▲ 8.9%
The debt ratio rises from 75.7% to 82.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€170k▼
2024 · €921k
Cash flow
€75k▼
2024 · €798k
Solvency
17.6%▼
2024 · 24.0%
Current ratio
1.02▼
2024 · 1.66
Quick ratio
1.02▲
2024 · 0.60
Debt / equity
4.66▲
2024 · 3.16
ROE
-35.6%▼
2024 · 40.5%
ROA
-6.3%▼
2024 · 9.7%
Interest coverage
1.82▼
2024 · 7.44
Debt
€3.71M▲
2024 · €3.40M
Debt ≤ 1 year
€921k▲
2024 · €718k
Debt > 1 year
€2.79M▲
2024 · €2.67M
Income taxes
€7k▲
2024 · €2k
Staff costs
€39k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.50M€4.51M▲
Fixed assets21/28€3.30M€3.58M▲
Intangible fixed assets21€122k€92k▼
Tangible fixed assets22/27€3.18M€3.49M▲
Land and buildings22€2.93M€2.53M▼
Plant, machinery and equipment23€182k€181k▼
Furniture and vehicles24€2k€0▼
Leasing and similar rights25€62k€50k▼
Assets under construction and advance payments27-€728k
Financial fixed assets28€225€225=
Current assets29/58€1.19M€936k▼
Stocks and contracts in progress3€760k€0▼
Stocks30/36€760k€0▼
Amounts receivable within one year40/41€161k€726k▲
Trade receivables40€152k€712k▲
Other amounts receivable41€9k€14k▲
Cash at bank and in hand54/58€269k€208k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€4.50M€4.51M▲
Equity10/15€1.08M€795k▼
Contributions10/11€278k€278k=
Reserves13€800k€793k▼
Tax-exempt reserves132€42k€35k▼
Distributable reserves133€758k€758k=
Profit (loss) carried forward14€0€-276k▼
Provisions and deferred taxes16€14k€12k▼
Deferred taxes168€14k€12k▼
Amounts payable17/49€3.40M€3.71M▲
Amounts payable after more than one year17€2.67M€2.79M▲
Financial debts170/4€2.67M€2.79M▲
Amounts payable within one year42/48€718k€921k▲
Current portion of amounts payable after more than one year42€293k€328k▲
Trade debts44€258k€104k▼
Suppliers440/4€258k€104k▼
Taxes, remuneration and social security45€21k€7k▼
Taxes450/3€20k€5k▼
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€146k€482k▲
Accrued charges and deferred income492/3€11k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€39k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€362k€358k▼
Other operating charges640/8€13k€23k▲
Gross operating margin9900€973k€231k▼
Operating profit (loss)9901€559k€-188k▼
Financial income75/76B€1k€4k▲
Recurring financial income75€763€4k▲
Non-recurring financial income76B€635€0▼
Financial charges65/66B€124k€93k▼
Recurring financial charges65€124k€93k▼
Profit (loss) for the period before taxes9903€437k€-278k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€436k€-283k▼
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€443k€-276k▼
Appropriation of the result
Profit (loss) to be appropriated9906€271k€-276k▼
Profit (loss) brought forward from the previous period14P€-172k€0▲
Transfer to equity691/2€271k€0▼
To other reserves6921€271k€0▼
Social balance
Average headcount (FTE)90870.01.0▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €436k ▲18.2%
Operating result €559k, net result €436k, both a record.
31-12
Financial
Equity above €1MEq €1.08M ▲68.1%
2 profitable years in a row build equity to €1.08M.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €369k
Net result €369k after 3 loss-making years.
31-12
Financial
Equity above €500kEq €641k ▲136%
Equity rises from €272k to €641k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-444k
Net result drops to €-444k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 6 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terbeeksestraat 442321 HoogstratenGround area
2.3 ha
Building footprint
1,504 m²
Volume, LiDAR
5,295 m³
6 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
6 establishment units
Gaarshof 26, 2321 Hoogstraten
since 19982.084.481.696
Bio-Agro
since 20082.172.322.225
Bio-Agro
since 20082.172.322.324
BIO - AGRO
since 20102.191.999.367
Popendonkseweg 97, 2990 Wuustwezel
since 20202.308.668.888
Vaalmoer 1, 2321 Hoogstraten
since 20212.320.861.689
6 parcels
Flanders
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13020C0010/00A000 | Flanders | 8,108 m² | - | - |
| 13020F0240/00E000 | Flanders | 5,335 m² | 1 · 47 m² | 0.2 m |
| 11026A0128/00H000 | Flanders | 3,458 m² | 1 · 465 m² | 4.8 m · 1 fl. |
| 13020E0378/00E000 | Flanders | 2,767 m² | 1 · 540 m² | 8.0 m · 2 fl. |
| 13020D0706/00B000 | Flanders | 2,196 m² | 1 · 165 m² | 7.3 m · 2 fl. |
| 13020E0167/00P000 | Flanders | 1,302 m² | 1 · 287 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 223,672 EUR awarded · 223,672 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 75,782 EUR | 75,782 EUR |
| 2024 | 2 | 20,553 EUR | 20,553 EUR |
| 2023 | 1 | 7,896 EUR | 7,896 EUR |
| 2022 | 1 | 119,441 EUR | 119,441 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Niet-productieve investeringssteun land- en tuinbouwers
Subsidie in het kader van land- en tuinbouwbeleid
Recognitions · licences · registrations
Food safety, FASFC
5 sitesHoogstraten2.084.481.696
Hoogstraten2.172.322.225
Hoogstraten2.172.322.324
Hoogstraten2.191.999.367
Show 1 more sites
Hoogstraten2.320.861.689
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CODIPOR
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Of 587 companies in sector 01462 we hold annual accounts for 213. 172 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-1997
Fiscal year end31-12
Activities, NACEBEL
01462Crop and animal production, hunting and related service activities
01471Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0497/505174