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BINST ARCHITECTS

Active
Public limited companyfounded 198639 yrs activeLuikstraat 7, 2000 Antwerpen, BelgiumKBO/BCE: BE 0430.219.744
Summary

BINST ARCHITECTS has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.5m and a net result of €1.1m. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 784 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
BINST ARCHITECTSActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Activities of building architects
NACE 71111Photography, excluding press photography NACE 74201
2 sites
Size
€10.9mtotal assets 2025
Staff
3.4 FTE
Equity
€6.5m
Profit
€1.1m
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
1
Accounts 22 d early0 of 8 deeds read
Why 94- Liquidity: current ratio 1.37, cash €466,501+ Size: 3.4 FTE, total assets €10.9m+ Founded in 1986+ Figures for FY 2025 (filed 09-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 85+2
equity 60.0% of total assets
Liquidity 50-3
short-term debt 18.6% · cash 4.3%
Profitability 82+3
return on assets 10.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,633 companies)
Last 17 months 06-2025: < 0.1%highest value 07-2025: < 0.1%▼ -25.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▼ -2.8% vs 02-2026lowest value 04-2026: < 0.1%▲ +5.7% vs 03-2026 05-2026: < 0.1%▲ +2.7% vs 04-2026 06-2026: < 0.1%▲ +5.3% vs 05-2026 07-2026: < 0.1%▲ +10.0% vs 06-2026 08-2026: < 0.1%▲ +6.8% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Size: 3.4 FTE, total assets €10.9m lowers the probability for this profile
  • Liquidity: current ratio 1.37, cash €466,501 raises the probability
  • Founded in 1986 lowers the probability for this profile
  • Figures for FY 2025 (filed 09-07-2026) lowers the probability
Credit up to €600,000 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.14 in 2024; short-term debt: 18.6% and cash: 4.3% of total assets), and 40% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 57%, liquidity 33%, profitability 51%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: 3.4 FTE, total assets €10.9m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.37, cash €466,501
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 09-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
38 d early
2023
34 d early
2022
17 d early
2021
1 d late
2020
23 d late
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Among the best 10% on net resultsector median €37,134 · 786 companies €1.1m View
  • Positive: 8 profitable years in a rowprofit 2025: €1.1m 8 years View
  • Positive: Result rose in 2025from €764,192 to €1.1m ▲ 45.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€10.9m
Profit
€1.1m
Solvency
60.0%
Total assets▲ 13.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 09-07-2026Annual accounts filed
  2. 23-06-2025Annual accounts filed
  3. 27-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Activities of building architectsNACE 71111
Founded
29-12-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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