Binôme Graphique
Open bankruptcyA bankruptcy procedure is open for Binôme Graphique according to publications in the Belgian State Gazette; curator: PIERRE MACHIELS. The file additionally contains 3 judicial reorganisations. The 2023 annual accounts show equity of €45k and a net result of €-93k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 23-08-2024, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
23 d late
2022
17 d late
2021
281 d late
2020
18 d late
2019
95 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€45k▼ 34.5%
2022 · €69k
2018: €-8k
2019: €-36k
2020: €71k
2021: €157k
2022: €69k
2018 → 2023
Total assets
€249k▼ 7.5%
2022 · €269k
2018: €396k
2019: €390k
2020: €519k
2021: €321k
2022: €269k
2018 → 2023
Net result
€-93k▼ 2.3%
2022 · €-90k
2018: €-64k
2019: €-28k
2020: €-37k
2021: €230k
2022: €-90k
2018 → 2023
Working capital
€-60k
2022 · €31k
2018: €-104k
2019: €-110k
2020: €-27k
2021: €128k
2022: €31k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€-36k-€71k€157k▲ 121%€69k▼ 55.9%€45k▼ 34.5%
Operating result€-768-€-12k▼ 1,503%€287k€-87k€-86k▲ 0.9%
Net result€-28k-€-37k▼ 32.4%€230k€-90k€-93k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €86k in 2023 against €87k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €249k
Fixed assets
€154k▲ 44.2%
Current assets
€95k▼ 41.7%
Equity and liabilities €249k
Equity
€45k▼ 34.5%
Debt
€204k▲ 1.8%
The debt ratio rises from 74.3% to 81.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-65k▲
2022 · €-67k
Cash flow
€-71k▼
2022 · €-71k
Solvency
18.2%▼
2022 · 25.7%
Current ratio
0.61▼
2022 · 1.24
Quick ratio
0.30▼
2022 · 0.87
Debt / equity
4.50▲
2022 · 2.89
ROE
-204.4%▼
2022 · -130.8%
ROA
-37.2%▼
2022 · -33.6%
Interest coverage
-10.35▲
2022 · -20.72
Debt
€204k▲
2022 · €200k
Debt ≤ 1 year
€154k▲
2022 · €131k
Debt > 1 year
€49k▼
2022 · €69k
Income taxes
€330▲
2022 · €302
Staff costs
€67k▼
2022 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€269k€249k▼
Fixed assets21/28€107k€154k▲
Tangible fixed assets22/27€105k€154k▲
Plant, machinery and equipment23€46k€110k▲
Furniture and vehicles24€42k€30k▼
Other tangible fixed assets26€16k€15k▼
Financial fixed assets28€2k€186▼
Current assets29/58€162k€95k▼
Stocks and contracts in progress3€48k€48k▼
Stocks30/36€22k€24k▲
Contracts in progress37€26k€24k▼
Amounts receivable within one year40/41€79k€46k▼
Trade receivables40€50k€33k▼
Other amounts receivable41€29k€14k▼
Cash at bank and in hand54/58€35k-
Deferred charges and accrued income490/1-€375
Equity and liabilities
Total equity and liabilities10/49€269k€249k▼
Equity10/15€69k€45k▼
Contributions10/11€60k€60k=
Capital10€60k€60k=
Issued capital100€60k€60k=
Revaluation surpluses12-€69k
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€490€-92k▼
Investment grants15€3k€2k▼
Amounts payable17/49€200k€204k▲
Amounts payable after more than one year17€69k€49k▼
Financial debts170/4€69k€49k▼
Amounts payable within one year42/48€131k€154k▲
Current portion of amounts payable after more than one year42€20k€20k▲
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€54k€49k▼
Suppliers440/4€54k€49k▼
Taxes, remuneration and social security45€58k€40k▼
Taxes450/3€48k€17k▼
Remuneration and social security454/9€10k€22k▲
Other amounts payable47/48-€28k
Accrued charges and deferred income492/3€98€820▲
Income statement
Code20222023
Remuneration, social security and pensions62€84k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€21k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€20k€4k▼
Operating profit (loss)9901€-87k€-86k▲
Financial income75/76B€117€269▲
Recurring financial income75€117€269▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€-90k€-92k▼
Income taxes67/77€302€330▲
Profit (loss) for the period9904€-90k€-93k▼
Profit (loss) for the period to be appropriated9905€-90k€-93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€490€-92k▼
Profit (loss) brought forward from the previous period14P€91k€490▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-04
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · BINOME GRAPHIQUE SRL ROUTE DE MARCHE 2/C, 4557 TINLOT · event 07-04-2025
2024
31-12
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise de Liège · 20240048 · event 19-12-2024
04-11
Judicial reorganisation
Extension
Tribunal de l’entreprise de Liège · collectif · event 24-10-2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
04-07
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collectif · event 28-06-2024
2023
31-12
Financial
Weakest financial yearnet €-93k
Net result drops to €-93k, the lowest in the series.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
08-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 281 days late
2021
31-12
Financial
Back to profitnet €230k
Net result €230k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.08
Current ratio from 0.76 to 2.08.
31-12
Financial
Equity above €150kEq €157k ▲121%
Equity rises from €71k to €157k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 90 days late
2018
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 72 days late
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 72 days late
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
26-06
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tinlot · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Marche 24557 TinlotGround area
221 m²
Building footprint
221 m²
Volume, LiDAR
1,759 m³
Parcel 61001C0354/00L000, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BINOME GRAPHIQUE
since 20102.192.032.526
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61001C0354/00L000 | Wallonia | 220 m² | 1 · 220 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PIERRE MACHIELS RUE DES CROISIERS 15, 4500 HUY- |
07-04-2025 → present |
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Of 6,294 companies in sector 74120 we hold annual accounts for 1,011. 878 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2010
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
18120Other printing
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.