BINOCULO
ActiveBINOCULO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €56k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 68% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 3.76 in 2024), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
20.6%
Age of the figures
11 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
8 d early
2023
22 d early
2022
2 d early
2021
5 d early
2020
31 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€200k▲ 3.2%
2024 · €194k
2019: €53k
2020: €103k
2021: €139k
2022: €175k
2023: €189k
2024: €194k
2019 → 2025
Total assets
€273k▲ 7.5%
2024 · €254k
2019: €103k
2020: €146k
2021: €160k
2022: €191k
2023: €199k
2024: €254k
2019 → 2025
Net result
€56k▲ 13.9%
2024 · €49k
2019: €47k
2020: €50k
2021: €37k
2022: €35k
2023: €14k
2024: €49k
2019 → 2025
Working capital
€171k▲ 3.3%
2024 · €166k
2019: €25k
2020: €82k
2021: €126k
2022: €142k
2023: €162k
2024: €166k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€175k▲ 25.2%€189k▲ 8.2%€194k▲ 2.4%€200k▲ 3.2%
Operating result€52k-€58k▲ 10.0%€21k▼ 63.2%€67k▲ 216%€74k▲ 10.6%
Net result€37k-€35k▼ 4.0%€14k▼ 59.5%€49k▲ 247%€56k▲ 13.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€28k▲ 2.9%
Current assets
€244k▲ 8.0%
Equity and liabilities €273k
Equity
€200k▲ 3.2%
Debt
€73k▲ 21.1%
The debt ratio rises from 23.7% to 26.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€76k▲
2024 · €68k
Cash flow
€58k▲
2024 · €51k
Solvency
73.3%▼
2024 · 76.3%
Current ratio
3.35▼
2024 · 3.76
Quick ratio
3.35▼
2024 · 3.76
Debt / equity
0.36▲
2024 · 0.31
ROE
28.2%▲
2024 · 25.5%
ROA
20.6%▲
2024 · 19.5%
Interest coverage
1339.59▲
2024 · -108.63
Debt
€73k▲
2024 · €60k
Debt ≤ 1 year
€73k▲
2024 · €60k
Income taxes
€23k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€273k▲
Fixed assets21/28€28k€28k▲
Tangible fixed assets22/27€28k€28k▲
Land and buildings22€24k€24k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€342€2k▲
Other tangible fixed assets26€990€864▼
Current assets29/58€226k€244k▲
Amounts receivable within one year40/41€23k€22k▼
Trade receivables40€16k€22k▲
Other amounts receivable41€7k-
Current investments50/53€125k€90k▼
Cash at bank and in hand54/58€78k€132k▲
Deferred charges and accrued income490/1€196€585▲
Equity and liabilities
Total equity and liabilities10/49€254k€273k▲
Equity10/15€194k€200k▲
Contributions10/11€6k€6k=
Reserves13€187k€194k▲
Distributable reserves133€187k€194k▲
Amounts payable17/49€60k€73k▲
Amounts payable within one year42/48€60k€73k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€13k▲
Other amounts payable47/48€45k€54k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€415€323▼
Non-recurring operating charges66A-€235
Gross operating margin9900€69k€76k▲
Operating profit (loss)9901€67k€74k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€-629€57▲
Recurring financial charges65€-629€57▲
Profit (loss) for the period before taxes9903€70k€79k▲
Income taxes67/77€20k€23k▲
Profit (loss) for the period9904€49k€56k▲
Profit (loss) for the period to be appropriated9905€49k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€56k▲
Transfer from equity791/2€45k€50k▲
Transfer to equity691/2€49k€56k▲
To other reserves6921€49k€56k▲
Profit to be distributed694/7€45k€50k▲
Return on contributions (dividend)694€45k€50k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2019net €56k ▲13.9%
Operating result €74k, net result €56k, both a record.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €14k ▼59.5%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €175k ▲25.2%
4 profitable years in a row build equity to €175k.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 7.17
Current ratio from 2.91 to 7.17; short-term debt falls from €43k to €20k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €103k ▲94.6%
2 profitable years in a row build equity to €103k.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldovenweg 41800 VilvoordeGround area
247 m²
Building footprint
74 m²
Volume, LiDAR
629 m³
Parcel 23645C0072/00A003, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BINOCULO
since 20182.277.676.992
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23645C0072/00A003 | Flanders | 247 m² | 1 · 74 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 870 EUR awarded · 870 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 192 EUR | 192 EUR |
| 2023 | 1 | 678 EUR | 678 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 39,938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2018
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
73200Market research and public opinion polling
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.