Binis
ActiveSummary
Binis has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228k and a net result of €23k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 71% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-1
Solvency83▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.78 in 2024; short-term debt: 18.6% and cash: 1.8% of total assets), and 41.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.2%
Return on assets
5.8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
20 d early
2023
22 d early
2022
12 d early
2021
23 d early
2020
12 d early
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€228k▲ 11.0%
2024 · €206k
2018: €69k
2019: €84k
2020: €102k
2021: €130k
2022: €153k
2023: €181k
2024: €206k
2018 → 2025
Total assets
€392k▼ 1.7%
2024 · €399k
2018: €469k
2019: €469k
2020: €427k
2021: €426k
2022: €408k
2023: €397k
2024: €399k
2018 → 2025
Net result
€23k▼ 9.7%
2024 · €25k
2018: €36k
2019: €36k
2020: €42k
2021: €29k
2022: €22k
2023: €28k
2024: €25k
2018 → 2025
Working capital
€-12k▲ 19.9%
2024 · €-15k
2018: €-37k
2019: €-44k
2020: €-55k
2021: €-46k
2022: €-40k
2023: €-24k
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€153k▲ 17.2%€181k▲ 18.4%€206k▲ 13.8%€228k▲ 11.0%
Operating result€48k-€37k▼ 21.6%€46k▲ 21.8%€43k▼ 6.5%€41k▼ 4.6%
Net result€29k-€22k▼ 21.9%€28k▲ 25.2%€25k▼ 10.8%€23k▼ 9.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€332k ▼ 3.6%
Current assets
€61k ▲ 9.9%
Equity and liabilities €392k
Equity
€228k ▲ 11.0%
Debt
€164k ▼ 15.3%
Debt's share of the balance-sheet total falls from 48.4% to 41.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €60k
Cash flow
€35k▼
2024 · €42k
Current ratio
0.83▲
2024 · 0.78
Debt to equity
0.72▼
2024 · 0.94
ROE
9.9%▼
2024 · 12.2%
ROA
5.8%▼
2024 · 6.3%
Interest coverage
7.01▼
2024 · 10.03
Debt ≤ 1 year
€73k▲
2024 · €71k
Debt > 1 year
€91k▼
2024 · €123k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€399k€392k▼
Fixed assets21/28€344k€332k▼
Tangible fixed assets22/27€344k€332k▼
Land and buildings22€344k€332k▼
Furniture and vehicles24€0-
Current assets29/58€55k€61k▲
Amounts receivable within one year40/41€53k€53k▼
Trade receivables40€53k€53k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€0€7k▲
Deferred charges and accrued income490/1€2k€913▼
Equity and liabilities
Total equity and liabilities10/49€399k€392k▼
Equity10/15€206k€228k▲
Contributions10/11€20k€20k=
Reserves13€186k€208k▲
Tax-exempt reserves132€6k€6k=
Distributable reserves133€179k€202k▲
Amounts payable17/49€193k€164k▼
Amounts payable after more than one year17€123k€91k▼
Financial debts170/4€123k€91k▼
Amounts payable within one year42/48€71k€73k▲
Current portion of amounts payable after more than one year42€36k€32k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€18k€30k▲
Accrued charges and deferred income492/3€54€60▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€12k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€62k€56k▼
Operating profit (loss)9901€43k€41k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€37k€33k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€25k€23k▼
Profit (loss) for the period to be appropriated9905€25k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€23k▼
Transfer to equity691/2€25k€23k▼
To other reserves6921€25k€23k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €206k ▲13.8%
7 profitable years in a row build equity to €206k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €22k ▼21.9%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €153k ▲17.2%
5 profitable years in a row build equity to €153k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €42k ▲18.1%
Net result €42k, the highest in the series.
31-12
Financial
Equity above €100kEq €102k ▲20.7%
3 profitable years in a row build equity to €102k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
Show earlier events
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diksmuidseweg 628900 IeperGround area
914 m²
Building footprint
180 m²
Volume, LiDAR
1,073 m³
Parcel 33302A0065/00P004, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BINIS BVBA
since 20092.179.264.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33302A0065/00P004 | Flanders | 914 m² | 1 · 180 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ASKO
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Ukkel · Eq €228,233
GEN3G
BE 0452.378.504
Lanaken · Eq €228,730
Domein Goudveil
BE 0802.583.443
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2009
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.