BinHome
ActiveSummary
BinHome has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €15k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.36 against 5.34 in 2024; short-term debt: 22.5% and cash: 74.7% of total assets), and 22.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
15.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
29 d late
2022
31 d late
2021
16 d late
2020
20 d late
2019
97 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 25.3%
2024 · €59k
2018: €20klowest in 8 years
2019: €31k▲ +60.6% vs 2018
2020: €44k▲ +38.7% vs 2019
2021: €39k▼ -11.3% vs 2020
2022: €39k▲ +1.5% vs 2021
2023: €43k▲ +8.8% vs 2022
2024: €59k▲ +38.9% vs 2023
2025: €74k▲ +25.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€96k▲ 31.3%
2024 · €73k
2018: €28klowest in 8 years
2019: €44k▲ +56.9% vs 2018
2020: €60k▲ +35.0% vs 2019
2021: €47k▼ -21.7% vs 2020
2022: €44k▼ -5.3% vs 2021
2023: €50k▲ +13.5% vs 2022
2024: €73k▲ +45.6% vs 2023
2025: €96k▲ +31.3% vs 2024highest in 8 years
2018 → 2025
Net result
€15k▼ 9.7%
2024 · €17k
2018: €3k
2019: €12k▲ +332% vs 2018
2020: €12k▲ +2.2% vs 2019
2021: €-5k▼ -141% vs 2020lowest in 8 years
2022: €578▲ +112% vs 2021
2023: €3k▲ +498% vs 2022
2024: €17k▲ +381% vs 2023highest in 8 years
2025: €15k▼ -9.7% vs 2024
2018 → 2025
Working capital
€72k▲ 21.8%
2024 · €59k
2018: €12klowest in 8 years
2019: €25k▲ +105% vs 2018
2020: €40k▲ +62.6% vs 2019
2021: €37k▼ -8.1% vs 2020
2022: €38k▲ +3.7% vs 2021
2023: €43k▲ +10.9% vs 2022
2024: €59k▲ +39.5% vs 2023
2025: €72k▲ +21.8% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€39k▲ 1.5%€43k▲ 8.8%€59k▲ 38.9%€74k▲ 25.3%
2021: €39klowest in 5 years
2022: €39k▲ +1.5% vs 2021
2023: €43k▲ +8.8% vs 2022
2024: €59k▲ +38.9% vs 2023
2025: €74k▲ +25.3% vs 2024highest in 5 years
Operating result€-4k-€3k€7k▲ 111%€27k▲ 280%€25k▼ 9.4%
2021: €-4klowest in 5 years
2022: €3k▲ +182% vs 2021
2023: €7k▲ +111% vs 2022
2024: €27k▲ +280% vs 2023highest in 5 years
2025: €25k▼ -9.4% vs 2024
Net result€-5k-€578€3k▲ 498%€17k▲ 381%€15k▼ 9.7%
2021: €-5klowest in 5 years
2022: €578▲ +112% vs 2021
2023: €3k▲ +498% vs 2022
2024: €17k▲ +381% vs 2023highest in 5 years
2025: €15k▼ -9.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€2k
Current assets
€94k
Equity and liabilities €96k
Equity
€74k ▲ 25.3%
Debt
€22k ▲ 57.2%
Debt's share of the balance-sheet total rises from 18.8% to 22.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▼
2024 · €28k
Cash flow
€16k▼
2024 · €17k
Current ratio
4.36▼
2024 · 5.34
Debt to equity
0.29▲
2024 · 0.23
ROE
20.2%▼
2024 · 28.0%
ROA
15.6%▼
2024 · 22.8%
Interest coverage
117.74▲
2024 · 102.07
Debt ≤ 1 year
€22k▲
2024 · €14k
Income taxes
€10k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€73k€96k▲
Formation expenses20€0€0=
Fixed assets21/28€0€2k▲
Tangible fixed assets22/27€0€2k▲
Furniture and vehicles24€0€2k▲
Current assets29/58€73k€94k▲
Amounts receivable within one year40/41€21k€21k▲
Trade receivables40€15k€17k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€52k€72k▲
Deferred charges and accrued income490/1€622€830▲
Equity and liabilities
Total equity and liabilities10/49€73k€96k▲
Equity10/15€59k€74k▲
Contributions10/11€6k€6k=
Reserves13€53k€68k▲
Distributable reserves133€53k€68k▲
Amounts payable17/49€14k€22k▲
Amounts payable within one year42/48€14k€22k▲
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€13k€13k▲
Accrued charges and deferred income492/3€53€48▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€201€1k▲
Other operating charges640/8€563€582▲
Gross operating margin9900€28k€27k▼
Operating profit (loss)9901€27k€25k▼
Financial charges65/66B€270€223▼
Recurring financial charges65€270€223▼
Profit (loss) for the period before taxes9903€27k€25k▼
Income taxes67/77€10k€10k▼
Profit (loss) for the period9904€17k€15k▼
Profit (loss) for the period to be appropriated9905€17k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€15k▼
Profit (loss) brought forward from the previous period14P€-548-
Transfer to equity691/2€16k€15k▼
To other reserves6921€16k€15k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €538 | €739 | €739 | €201 | €1k | ▲ 639% |
| Other operating charges640/8 | €924 | €635 | €601 | €563 | €582 | ▲ 3.3% |
| Gross operating margin9900 | €-3k | €5k | €9k | €28k | €27k | ▼ 4.5% |
| Operating profit (loss)9901 | €-4k | €3k | €7k | €27k | €25k | ▼ 9.4% |
| Financial income75/76B | €3 | - | - | - | - | - |
| Recurring financial income75 | €3 | - | - | - | - | - |
| Financial charges65/66B | €296 | €369 | €244 | €270 | €223 | ▼ 17.4% |
| Recurring financial charges65 | €296 | €369 | €244 | €270 | €223 | ▼ 17.4% |
| Profit (loss) for the period before taxes9903 | €-4k | €3k | €7k | €27k | €25k | ▼ 9.3% |
| Income taxes67/77 | €460 | €2k | €3k | €10k | €10k | ▼ 8.8% |
| Profit (loss) for the period9904 | €-5k | €578 | €3k | €17k | €15k | ▼ 9.7% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €578 | €3k | €17k | €15k | ▼ 9.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €47k | €44k | €50k | €73k | €96k | ▲ 31.3% |
| Formation expenses20 | - | - | €0 | €0 | €0 | - |
| Fixed assets21/28 | €2k | €939 | €201 | €0 | €2k | - |
| Tangible fixed assets22/27 | €2k | €939 | €201 | €0 | €2k | - |
| Furniture and vehicles24 | €2k | €939 | €201 | €0 | €2k | - |
| Current assets29/58 | €45k | €43k | €50k | €73k | €94k | ▲ 28.5% |
| Amounts receivable within one year40/41 | €29k | €33k | €9k | €21k | €21k | ▲ 2.8% |
| Trade receivables40 | €5k | €5k | €5k | €15k | €17k | ▲ 18.7% |
| Other amounts receivable41 | €24k | €28k | €3k | €6k | €4k | ▼ 34.2% |
| Cash at bank and in hand54/58 | €15k | €9k | €40k | €52k | €72k | ▲ 38.7% |
| Deferred charges and accrued income490/1 | €1k | €510 | €591 | €622 | €830 | ▲ 33.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €47k | €44k | €50k | €73k | €96k | ▲ 31.3% |
| Equity10/15 | €39k | €39k | €43k | €59k | €74k | ▲ 25.3% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €37k | €37k | €37k | €53k | €68k | ▲ 28.3% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €35k | €35k | €37k | €53k | €68k | ▲ 28.3% |
| Profit (loss) carried forward14 | €-5k | €-4k | €-548 | - | - | - |
| Amounts payable17/49 | €8k | €5k | €7k | €14k | €22k | ▲ 57.2% |
| Amounts payable within one year42/48 | €8k | €5k | €7k | €14k | €22k | ▲ 57.5% |
| Trade debts44 | €2k | €1k | €31 | €1k | €8k | ▲ 626% |
| Suppliers440/4 | €2k | €1k | €31 | €1k | €8k | ▲ 626% |
| Taxes, remuneration and social security45 | €6k | €4k | €7k | €13k | €13k | ▲ 6.8% |
| Taxes450/3 | €6k | €4k | €7k | €13k | €13k | ▲ 6.8% |
| Accrued charges and deferred income492/3 | - | €50 | €49 | €53 | €48 | ▼ 8.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €578 | €3k | €17k | €15k | ▼ 9.7% |
| + Depreciation and write-downs630 | €538 | €739 | €739 | €201 | €1k | ▲ 639% |
| Operating cash flow (approximation) | €-4k | €1k | €4k | €17k | €16k | ▼ 2.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-4k | - |
| Change in cash | - | €-6k | €31k | €11k | €20k | ▲ 78.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €17k ▲381%
Operating result €27k, net result €17k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €578
Net result €578 after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2005
Ground area
303 m²
Building footprint
189 m²
Volume, LiDAR
1,764 m³
Parcel 52025C0080/00K000, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Place de la Halle(GER) 7, 6280 Gerpinnes
since 20052.250.429.692
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52025C0080/00K000indicative | Wallonia | 303 m² | 1 · 189 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 39,885 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-03-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
Scores and ratios are computed by Checked and are not a credit decision.