Bingé
ActiveSummary
Bingé has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €845,308 and a net result of €164,074. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2023
Profitability79▼-2
Solvency66▼-34
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity tight (current ratio 1.48 against 7.23 in 2023; short-term debt: 29.9% and cash: 36.3% of total assets), and 59.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.7%
Return on assets
7.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2023
1 d early
2022
4 d early
2021
34 d early
2020
32 d early
2019
31 d early
2018
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2023 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€845,308▲ 21.9%
2023 · €693,234
Total assets
€2.1m▲ 129%
2023 · €907,552
Net result
€164,074▲ 78.1%
2023 · €92,101
Working capital
€296,597▼ 49.5%
2023 · €587,069
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€66,720▲ 55.0%€104,673▲ 56.9%€76,757▼ 26.7%€136,823▲ 78.3%€263,611-
Net result€45,595within the sector's middle half▲ 57.8%€70,504within the sector's middle half▲ 54.6%€52,166within the sector's middle half▼ 26.0%€92,101within the sector's middle half▲ 76.6%€164,074above the sector's middle half-
Equity€493,463within the sector's middle half▲ 10.2%€563,967within the sector's middle half▲ 14.3%€616,133within the sector's middle half▲ 9.2%€693,234within the sector's middle half▲ 12.5%€845,308above the sector's middle half-
Total assets€696,315within the sector's middle half▲ 2.2%€793,202within the sector's middle half▲ 13.9%€834,568within the sector's middle half▲ 5.2%€907,552within the sector's middle half▲ 8.7%€2.1mabove the sector's middle half-
Debt€202,852▼ 13.2%€229,235▲ 13.0%€218,435▼ 4.7%€214,318▼ 1.9%€1.2m-
Working capital€428,907▲ 10.8%€446,053▲ 4.0%€496,162▲ 11.2%€587,069▲ 18.3%€296,597-
Solvency70.9%above the sector's middle half▲ 5.2pp71.1%above the sector's middle half▲ 0.2pp73.8%above the sector's middle half▲ 2.7pp76.4%above the sector's middle half▲ 2.6pp40.7%within the sector's middle half-
Staff (FTE)0.9below the sector's middle half=0.9below the sector's middle half=0.9below the sector's middle half=0.9below the sector's middle half=1below the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €263,611 in 2025, compared with €136,823 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €2.1m
Fixed assets
€1.2m ▲ 413%
Current assets
€916,573 ▲ 34.5%
Equity and liabilities €2.1m
Equity
€845,308 ▲ 21.9%
Debt
€1.2m ▲ 474%
Debt's share of the balance-sheet total rises from 23.6% to 59.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€317,246▲
2023 · €171,258
Cash flow
€217,709▲
2023 · €126,536
Current ratio
1.48▼
2023 · 7.23
Quick ratio
1.31▼
2023 · 6.46
Debt to equity
1.46▲
2023 · 0.31
ROE
19.4%▲
2023 · 13.3%
ROA
7.9%▼
2023 · 10.1%
Interest coverage
9.69▼
2023 · 29.89
Debt ≤ 1 year
€619,976▲
2023 · €94,220
Debt > 1 year
€596,654▲
2023 · €112,099
Income taxes
€71,551▲
2023 · €39,248
Staff costs
€23,762▼
2023 · €47,899
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €45,108 | €47,899 | €23,762 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,058 | €22,740 | €31,148 | €34,435 | €53,635 | - |
| Other operating charges640/8 | - | - | €2,946 | €3,098 | €5,869 | - |
| Gross operating margin9900 | €124,048 | €169,343 | €155,959 | €222,255 | €346,878 | - |
| Operating profit (loss)9901 | €66,720 | €104,673 | €76,757 | €136,823 | €263,611 | - |
| Financial income75/76B | - | - | €562 | €256 | €4,752 | - |
| Recurring financial income75 | €96 | €273 | €562 | €256 | €4,752 | - |
| Financial charges65/66B | - | - | €5,850 | €5,730 | €32,739 | - |
| Recurring financial charges65 | €5,375 | €5,983 | €5,850 | €5,730 | €32,739 | - |
| Profit (loss) for the period before taxes9903 | €61,441 | €98,962 | €71,469 | €131,348 | €235,625 | - |
| Income taxes67/77 | €15,846 | €28,459 | €19,303 | €39,248 | €71,551 | - |
| Profit (loss) for the period9904 | €45,595 | €70,504 | €52,166 | €92,101 | €164,074 | - |
| Profit (loss) for the period to be appropriated9905 | €45,595 | €87,282 | €52,166 | €92,101 | €164,074 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €696,315 | €793,202 | €834,568 | €907,552 | €2.1m | - |
| Fixed assets21/28 | €212,136 | €258,514 | €255,270 | €226,262 | €1.2m | - |
| Tangible fixed assets22/27 | €212,136 | €258,514 | €255,270 | €226,262 | €1.2m | - |
| Land and buildings22 | - | - | €200,752 | €187,510 | €1.1m | - |
| Plant, machinery and equipment23 | - | - | €2,290 | €1,635 | €2,779 | - |
| Furniture and vehicles24 | - | - | €52,229 | €37,117 | €15,536 | - |
| Current assets29/58 | €484,179 | €534,688 | €579,298 | €681,290 | €916,573 | - |
| Stocks and contracts in progress3 | €109,210 | €156,348 | €165,231 | €72,347 | €102,404 | - |
| Stocks30/36 | - | - | €165,231 | €72,347 | €102,404 | - |
| Amounts receivable within one year40/41 | €22,004 | €25,452 | €41,897 | €26,855 | €55,352 | - |
| Trade receivables40 | - | - | €32,040 | €24,012 | €54,359 | - |
| Other amounts receivable41 | - | - | €9,857 | €2,843 | €993 | - |
| Cash at bank and in hand54/58 | €351,412 | €350,287 | €369,400 | €579,216 | €754,366 | - |
| Deferred charges and accrued income490/1 | - | - | €2,770 | €2,873 | €4,452 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €696,315 | €793,202 | €834,568 | €907,552 | €2.1m | - |
| Equity10/15 | €493,463 | €563,967 | €616,133 | €693,234 | €845,308 | - |
| Contributions10/11 | - | - | €137,500 | €137,500 | €6,197 | - |
| Reserves13 | €355,963 | €426,467 | €478,633 | €555,734 | €839,110 | - |
| Distributable reserves133 | - | - | €478,633 | €555,734 | €839,110 | - |
| Amounts payable17/49 | €202,852 | €229,235 | €218,435 | €214,318 | €1.2m | - |
| Amounts payable after more than one year17 | €137,062 | €128,947 | €120,628 | €112,099 | €596,654 | - |
| Financial debts170/4 | - | - | €120,628 | €112,099 | €596,654 | - |
| Amounts payable within one year42/48 | €55,272 | €88,635 | €83,136 | €94,220 | €619,976 | - |
| Current portion of amounts payable after more than one year42 | - | - | €20,819 | €18,529 | €8,908 | - |
| Trade debts44 | €40,285 | €47,303 | €49,127 | €35,745 | €55,841 | - |
| Suppliers440/4 | - | - | €49,127 | €35,745 | €55,841 | - |
| Taxes, remuneration and social security45 | - | - | €2,528 | €22,066 | €26,522 | - |
| Taxes450/3 | - | - | - | €19,248 | €26,522 | - |
| Remuneration and social security454/9 | - | - | €2,528 | €2,818 | - | - |
| Other amounts payable47/48 | - | - | €10,662 | €17,881 | €528,704 | - |
| Accrued charges and deferred income492/3 | - | - | €14,671 | €7,999 | €14,540 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,595 | €70,504 | €52,166 | €92,101 | €164,074 | - |
| + Depreciation and write-downs630 | €18,058 | €22,740 | €31,148 | €34,435 | €53,635 | - |
| Operating cash flow (approximation) | €63,654 | €93,243 | €83,314 | €126,536 | €217,709 | - |
| Investment in fixed assets (approximation) | - | -€69,119 | -€27,904 | -€5,428 | - | - |
| Change in cash | - | -€1,125 | €19,113 | €209,816 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €164,074 ▲78.1%
Operating result €263,611, net result €164,074, both a record.
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €500,000Eq €563,967 ▲14.3%
3 profitable years in a row build equity to €563,967.
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
29-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 1997
Ground area
459 m²
Building footprint
172 m²
Volume, LiDAR
1,187 m³
Parcel 44302D0965/00R000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BINGE ELECTRO
since 19972.045.620.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302D0965/00R000 | Flanders | 459 m² | 1 · 172 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,513 companies in sector 47540 we hold annual accounts for 806. 540 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-10-1989
Fiscal year end31-03
Activities, NACEBEL 2025
47540Retail sale of electrical household appliances
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438597277
Also
9925:BE0438597277
Registered
02-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.