BINET MAXIME
ActiveSummary
BINET MAXIME has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €55,881 and a net result of €30,715. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 19922 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability34=
Solvency47▲+12
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.72 in 2023; short-term debt: 12.4% and cash: 0.9% of total assets), and 78% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22%
Return on assets
12.1%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 19922 sector peers (2024).
NBB · sector comparisonPosition among 19922 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
150 d late
2022
24 d late
2021
29 d late
2020
94 d late
2019
39 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 61 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€61,525▼ 29.2%
2022 · €86,846
EBIT margin
6.3%▲ 6.1pp
2022 · 0.2%
Net result
€30,715
2023 · -€204
Working capital
-€7,449▲ 12.2%
2023 · -€8,486
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€111,912▲ 7.4%€101,652▼ 9.2%€86,846▼ 14.6%€61,525▼ 29.2%
Operating result€13,169▲ 451%€8,142▼ 38.2%€170▼ 97.9%€3,862▲ 2,172%-€2,512
Net result€9,365below the sector's middle half▲ 3,279%€4,719below the sector's middle half▼ 49.6%-€34below the sector's middle half-€204below the sector's middle half▼ 500%€30,715within the sector's middle half
EBIT margin11.8%▲ 9.5pp8.0%▼ 3.8pp0.2%▼ 7.8pp6.3%▲ 6.1pp
Equity€24,385below the sector's middle half▲ 54.1%€28,304below the sector's middle half▲ 16.1%€26,970below the sector's middle half▼ 4.7%€25,966below the sector's middle half▼ 3.7%€55,881within the sector's middle half▲ 115%
Total assets€33,632below the sector's middle half▲ 31.4%€38,378below the sector's middle half▲ 14.1%€33,673below the sector's middle half▼ 12.3%€252,483within the sector's middle half▲ 650%€253,946within the sector's middle half▲ 0.6%
Debt€9,247▼ 5.4%€10,074▲ 8.9%€6,703▼ 33.5%€226,517▲ 3,279%€198,065▼ 12.6%
Working capital€21,939within the sector's middle half▲ 67.5%€26,882within the sector's middle half▲ 22.5%€26,607within the sector's middle half▼ 1.0%-€8,486below the sector's middle half-€7,449below the sector's middle half▲ 12.2%
Solvency72.5%within the sector's middle half▲ 10.7pp73.8%within the sector's middle half▲ 1.2pp80.1%within the sector's middle half▲ 6.3pp10.3%below the sector's middle half▼ 69.8pp22.0%below the sector's middle half▲ 11.7pp
Current ratio3.44within the sector's middle half▲ 0.873.67within the sector's middle half▲ 0.234.97within the sector's middle half▲ 1.300.72below the sector's middle half▼ 4.250.76below the sector's middle half▲ 0.05
Return on assets (ROA)27.8%above the sector's middle half▲ 26.8pp12.3%within the sector's middle half▼ 15.5pp-0.1%below the sector's middle half▼ 12.4pp-0.1%below the sector's middle half=12.1%within the sector's middle half▲ 12.2pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2,512 after €3,862 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €253,946
Fixed assets
€229,878 ▼ 0.5%
Current assets
€24,068 ▲ 11.7%
Equity and liabilities €253,946
Equity
€55,881 ▲ 115%
Debt
€198,065 ▼ 12.6%
Debt's share of the balance-sheet total falls from 89.7% to 78.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€1,300▼
2023 · €4,557
Cash flow
€31,927▲
2023 · €491
Debt to equity
3.54▼
2023 · 8.72
ROE
55.0%▲
2023 · -0.8%
Interest coverage
-0.17▼
2023 · 0.99
Debt ≤ 1 year
€31,517▲
2023 · €30,040
Debt > 1 year
€163,039▼
2023 · €192,285
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €111,912 | €101,652 | €86,846 | €61,525 | - | - |
| Non-recurring operating income76A | - | - | - | - | €161 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €88,749 | €83,363 | €56,596 | €1,461 | ▼ 97.4% |
| Remuneration, social security and pensions62 | - | €3,089 | €2,254 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,441 | €1,272 | €1,059 | €695 | €1,212 | ▲ 74.4% |
| Other operating charges640/8 | - | €400 | - | €372 | - | - |
| Gross operating margin9900 | €18,081 | €12,903 | €3,483 | €4,929 | -€1,300 | ▼ 126% |
| Operating profit (loss)9901 | €13,169 | €8,142 | €170 | €3,862 | -€2,512 | ▼ 165% |
| Financial income75/76B | - | - | - | €79 | €40,955 | ▲ 51,742% |
| Recurring financial income75 | - | - | - | €79 | €40,955 | ▲ 51,742% |
| Financial charges65/66B | - | €268 | €204 | €4,599 | €7,728 | ▲ 68.0% |
| Recurring financial charges65 | €488 | €268 | €204 | €4,599 | €7,728 | ▲ 68.0% |
| Profit (loss) for the period before taxes9903 | €12,681 | €7,874 | -€34 | -€658 | €30,715 | ▲ 4,768% |
| Income taxes67/77 | €3,316 | €3,155 | €0 | -€454 | - | - |
| Profit (loss) for the period9904 | €9,365 | €4,719 | -€34 | -€204 | €30,715 | ▲ 15,156% |
| Profit (loss) for the period to be appropriated9905 | €9,365 | €4,719 | -€34 | -€204 | €30,715 | ▲ 15,156% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,632 | €38,378 | €33,673 | €252,483 | €253,946 | ▲ 0.6% |
| Fixed assets21/28 | €2,694 | €1,422 | €363 | €230,929 | €229,878 | ▼ 0.5% |
| Tangible fixed assets22/27 | €2,331 | €1,059 | - | €10,066 | €9,015 | ▼ 10.4% |
| Plant, machinery and equipment23 | - | €1,059 | - | €1,661 | €1,277 | ▼ 23.1% |
| Furniture and vehicles24 | - | - | - | €8,405 | €7,738 | ▼ 7.9% |
| Financial fixed assets28 | €363 | €363 | €363 | €220,863 | €220,863 | = |
| Current assets29/58 | €30,938 | €36,956 | €33,310 | €21,554 | €24,068 | ▲ 11.7% |
| Amounts receivable after more than one year29 | - | €8,000 | €8,000 | - | - | - |
| Other amounts receivable291 | - | €8,000 | €8,000 | - | - | - |
| Amounts receivable within one year40/41 | €25,925 | €17,031 | €24,669 | €21,487 | €21,674 | ▲ 0.9% |
| Trade receivables40 | - | €2,122 | €7,539 | €5,891 | €6,539 | ▲ 11.0% |
| Other amounts receivable41 | - | €14,909 | €17,130 | €15,596 | €15,135 | ▼ 3.0% |
| Cash at bank and in hand54/58 | €5,013 | €11,925 | €641 | €67 | €2,394 | ▲ 3,473% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,632 | €38,378 | €33,673 | €252,483 | €253,946 | ▲ 0.6% |
| Equity10/15 | €24,385 | €28,304 | €26,970 | €25,966 | €55,881 | ▲ 115% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €8,522 | €8,522 | €8,522 | €8,522 | €8,522 | = |
| Non-distributable reserves130/1 | - | €522 | €522 | - | - | - |
| Reserves not available under the articles1311 | - | €522 | €522 | - | - | - |
| Distributable reserves133 | - | €8,000 | €8,000 | €8,522 | €8,522 | = |
| Profit (loss) carried forward14 | €9,663 | €13,582 | €12,248 | €11,244 | €41,159 | ▲ 266% |
| Amounts payable17/49 | €9,247 | €10,074 | €6,703 | €226,517 | €198,065 | ▼ 12.6% |
| Amounts payable after more than one year17 | - | - | - | €192,285 | €163,039 | ▼ 15.2% |
| Financial debts170/4 | - | - | - | €192,285 | €163,039 | ▼ 15.2% |
| Amounts payable within one year42/48 | €8,999 | €10,074 | €6,703 | €30,040 | €31,517 | ▲ 4.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €28,215 | €29,245 | ▲ 3.7% |
| Trade debts44 | €1,298 | €2,554 | €3,442 | €387 | €1,232 | ▲ 218% |
| Suppliers440/4 | - | €2,554 | €3,442 | €387 | €1,232 | ▲ 218% |
| Taxes, remuneration and social security45 | - | €6,960 | €3,261 | €878 | €240 | ▼ 72.7% |
| Taxes450/3 | - | €6,960 | €3,261 | €878 | €240 | ▼ 72.7% |
| Other amounts payable47/48 | - | €560 | - | €560 | €800 | ▲ 42.9% |
| Accrued charges and deferred income492/3 | - | - | - | €4,192 | €3,509 | ▼ 16.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,365 | €4,719 | -€34 | -€204 | €30,715 | ▲ 15,156% |
| + Depreciation and write-downs630 | €1,441 | €1,272 | €1,059 | €695 | €1,212 | ▲ 74.4% |
| Operating cash flow (approximation) | €10,806 | €5,991 | €1,025 | €491 | €31,927 | ▲ 6,402% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€231,261 | -€161 | ▲ 99.9% |
| Change in cash | - | €6,912 | -€11,284 | -€574 | €2,327 | ▲ 505% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €30,715
Net result €30,715 after 2 loss-making years.
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 150 days late
2023
31-12
Financial
Weakest financial yearnet -€204
Net result drops to -€204, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2018
Ground area
6,160 m²
Building footprint
500 m²
Volume, LiDAR
6,250 m³
2 parcels, Wallonia · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BINET MAXIME
since 20182.272.834.318
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463K0315/00T000 | Wallonia | 5,866 m² | 1 · 433 m² | 16.2 m · 4 fl. |
| 57081I1282/00_000 | Wallonia | 293 m² | 1 · 68 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,696 companies in sector 86951 we hold annual accounts for 2,146. 1,956 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0689685242
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.