Skip to content

Bindus

Active
Non-profit associationfounded 1994active for 32 yearsBrederodestraat 188, 2018 Antwerpen, BelgiumKBO/BCE: BE 0451.931.908
Summary

For Bindus, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €434,288 and a net result of -€95,254. Equity is growing by about 9.5% per year across the filed financial years. Its solvency ranks better than 56% of 788 sector peers (NACE 85, financial year 2023). The association has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Socio-cultural adult education
NACE 85593Other membership organisations NACE 94999
3 sites
Size
€677,191total assets 2023
Staff
5.9 FTE
Equity
€434,288
Deficit
-€95,254
Turnover not published (abbreviated or micro format)
Financial health
Bankruptcy probabilitywithin 12 months
< 0.1%
2023 figures too old to score
Structure
Accounts 439 days overdue0 of 10 deeds read
Signalsraises riskFigures for financial year 2023 (filed 15-05-2024)Loss of €95,254 (financial year 2023)Two or more financial years not filedlowers riskLegal form: non-profit associationSector: Education (NACE 85)neutralLatest accounts filed on timeShow the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Average
Solvency 89+6
equity 64.1% of total assets
Liquidity 85+12
short-term debt 12.0% · cash 29.0%
Profitability 1-78
return on assets -14.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,795 companies, NACE 85, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026highest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Figures for financial year 2023 (filed 15-05-2024)
NBB · annual accounts
raises risk · Loss of €95,254 (financial year 2023)
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filings
Position against the passed deadline
31-12-2024 year end31-07-2025 deadline13-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 15-05-2024, 77 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
77 days early
2022
56 days early
2021
100 days early
2019
52 days early
2018
86 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 74 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2023 · abbreviated…
  2. Weakest financial yearnet -€95,254
  3. Annual accounts filedfinancial year 2022 · micro…

Financials · financial year 2023, abbreviated format

2024 annual accounts not yet filed, deadline passed on 31 July 2025 Financial year closed on 31 December 2024; filing due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 13 October 2026.

Turnover
€4,360
EBIT margin
Not meaningful: turnover is only a small part of operating income
Net result
-€95,254
2022 · €72,266
Working capital
€270,817▼ 44.5%
2022 · €487,848
Trend over the years

2018 to 2023, 5 financial years 2018 to 2023, 5 financial years

The operating result turns negative in 2023: a loss of €89,649 after €78,389 in 2022, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€89,649 2023 Net result-€95,254 2023

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 85, Education: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202120222023
Turnover€4,360
Operating result€35,151-€33,923▼ 3.5%€63,633-€78,389▲ 23.2%-€89,649
Net result€29,450-€28,116▼ 4.5%€58,195above the sector's middle half-€72,266above the sector's middle half▲ 24.2%-€95,254below the sector's middle half
Equity€294,326-€320,442▲ 8.9%€457,276above the sector's middle half-€529,543above the sector's middle half▲ 15.8%€434,288within the sector's middle half▼ 18.0%
Total assets€976,129-€762,065▼ 21.9%€961,131above the sector's middle half-€913,263above the sector's middle half▼ 5.0%€677,191within the sector's middle half▼ 25.8%
Debt€681,804-€441,623▼ 35.2%€503,855-€383,720▼ 23.8%€242,903▼ 36.7%
Working capital€495,579-€288,152▼ 41.9%€514,725above the sector's middle half-€487,848above the sector's middle half▼ 5.2%€270,817within the sector's middle half▼ 44.5%
Solvency30.2%-42.0%▲ 11.9pp47.6%within the sector's middle half-58.0%within the sector's middle half▲ 10.4pp64.1%within the sector's middle half▲ 6.1pp
Current ratio5.96-3.60▼ 2.365.74above the sector's middle half-6.30above the sector's middle half▲ 0.564.33within the sector's middle half▼ 1.98
Return on assets (ROA)3.0%-3.7%▲ 0.7pp6.1%within the sector's middle half-7.9%within the sector's middle half▲ 1.9pp-14.1%below the sector's middle half▼ 22.0pp
Staff (FTE)7.9-8.9▲ 12.7%5.9within the sector's middle half
above within below the middle half of NACE 85, Education: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €677,191
Fixed assets €325,003 ▼ 2.5%
Current assets €352,188 ▼ 39.3%
Equity and liabilities €677,191
Equity €434,288 ▼ 18.0%
Debt €242,903 ▼ 36.7%
Debt's share of the balance-sheet total falls from 42.0% to 35.9%. Equity and debt are lower.
Key figures and ratios
2023 value · change against 2022
EBITDA
-€69,616▼
2022 · €96,351
Cash flow
-€75,221▼
2022 · €90,228
Debt to equity
0.56▼
2022 · 0.72
ROE
-21.9%▼
2022 · 13.6%
Interest coverage
-11.74▼
2022 · 16.50
Debt ≤ 1 year
€81,371▼
2022 · €91,972
Debt > 1 year
€161,532▼
2022 · €182,615
Income taxes
€341▲
2022 · €291
Staff costs
€404,937▼
2022 · €419,202
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 46 lines
Balance sheet Code20222023
Assets
Total assets20/58€913,263€677,191▼
Fixed assets21/28€333,443€325,003▼
Tangible fixed assets22/27€330,723€322,283▼
Land and buildings22€265,702€257,946▼
Plant, machinery and equipment23€60,032€60,352▲
Furniture and vehicles24€4,988€3,985▼
Financial fixed assets28€2,720€2,720=
Current assets29/58€579,820€352,188▼
Amounts receivable within one year40/41€402,262€147,505▼
Trade receivables40€15,650€9,851▼
Other amounts receivable41€386,612€137,654▼
Cash at bank and in hand54/58€168,193€196,181▲
Deferred charges and accrued income490/1€9,365€8,503▼
Equity and liabilities
Total equity and liabilities10/49€913,263€677,191▼
Equity10/15€529,543€434,288▼
Reserves13€122,726€122,726=
Profit (loss) carried forward14€406,817€311,563▼
Amounts payable17/49€383,720€242,903▼
Amounts payable after more than one year17€182,615€161,532▼
Financial debts170/4€182,615€161,532▼
Amounts payable within one year42/48€91,972€81,371▼
Current portion of amounts payable after more than one year42€20,617€21,083▲
Trade debts44€23,923€29,667▲
Suppliers440/4€23,923€29,667▲
Taxes, remuneration and social security45€45,131€26,622▼
Remuneration and social security454/9€45,131€26,622▼
Accrued charges and deferred income492/3€109,134-
Income statement Code20222023
Non-recurring operating income76A€564€50▼
Remuneration, social security and pensions62€419,202€404,937▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,962€20,033▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7,851
Other operating charges640/8€10,068€9,548▼
Non-recurring operating charges66A€1,300€1,135▼
Gross operating margin9900€526,921€353,856▼
Operating profit (loss)9901€78,389-€89,649▼
Financial income75/76B€10€667▲
Recurring financial income75€10€667▲
Financial charges65/66B€5,841€5,931▲
Recurring financial charges65€5,841€5,931▲
Profit (loss) for the period before taxes9903€72,557-€94,914▼
Income taxes67/77€291€341▲
Profit (loss) for the period9904€72,266-€95,254▼
Profit (loss) for the period to be appropriated9905€72,266-€95,254▼
Appropriation of the result
Profit (loss) to be appropriated9906€406,817€311,563▼
Profit (loss) brought forward from the previous period14P€334,551€406,817▲
Social balance sheet
Average headcount (FTE)9087-5.9

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202120222023Change
Turnover70-€4,360----
Non-recurring operating income76A--€250€564€50▼ 91.1%
Remuneration, social security and pensions62--€387,734€419,202€404,937▼ 3.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,710€20,562€16,833€17,962€20,033▲ 11.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€7,851-
Other operating charges640/8--€5,436€10,068€9,548▼ 5.2%
Non-recurring operating charges66A--€4,980€1,300€1,135▼ 12.7%
Gross operating margin9900€420,799€458,349€478,616€526,921€353,856▼ 32.8%
Operating profit (loss)9901€35,151€33,923€63,633€78,389-€89,649-
Financial income75/76B--€10€10€667▲ 6,548%
Recurring financial income75€274€76€10€10€667▲ 6,548%
Financial charges65/66B--€5,185€5,841€5,931▲ 1.5%
Recurring financial charges65€5,873€5,599€5,185€5,841€5,931▲ 1.5%
Profit (loss) for the period before taxes9903€29,552€28,400€58,457€72,557-€94,914-
Income taxes67/77--€263€291€341▲ 17.1%
Profit (loss) for the period9904€29,450€28,116€58,195€72,266-€95,254-
Profit (loss) for the period to be appropriated9905€29,450€28,116€58,195€72,266-€95,254-
Line20182019202120222023Change
Assets
Total assets20/58€976,129€762,065€961,131€913,263€677,191▼ 25.8%
Fixed assets21/28€380,661€363,176€337,890€333,443€325,003▼ 2.5%
Tangible fixed assets22/27€379,361€361,626€335,770€330,723€322,283▼ 2.6%
Land and buildings22--€273,459€265,702€257,946▼ 2.9%
Plant, machinery and equipment23--€59,402€60,032€60,352▲ 0.5%
Furniture and vehicles24--€2,909€4,988€3,985▼ 20.1%
Financial fixed assets28€1,300€1,550€2,120€2,720€2,720=
Current assets29/58€595,469€398,888€623,240€579,820€352,188▼ 39.3%
Amounts receivable within one year40/41€358,882€179,050€332,060€402,262€147,505▼ 63.3%
Trade receivables40---€15,650€9,851▼ 37.1%
Other amounts receivable41--€332,060€386,612€137,654▼ 64.4%
Cash at bank and in hand54/58€224,875€205,863€279,365€168,193€196,181▲ 16.6%
Deferred charges and accrued income490/1--€11,816€9,365€8,503▼ 9.2%
Equity and liabilities
Total equity and liabilities10/49€976,129€762,065€961,131€913,263€677,191▼ 25.8%
Equity10/15€294,326€320,442€457,276€529,543€434,288▼ 18.0%
Reserves13--€122,726€122,726€122,726=
Profit (loss) carried forward14€288,992€317,109€334,551€406,817€311,563▼ 23.4%
Amounts payable17/49€681,804€441,623€503,855€383,720€242,903▼ 36.7%
Amounts payable after more than one year17€262,979€243,271€203,232€182,615€161,532▼ 11.5%
Financial debts170/4--€203,232€182,615€161,532▼ 11.5%
Amounts payable within one year42/48€99,890€110,736€108,515€91,972€81,371▼ 11.5%
Current portion of amounts payable after more than one year42--€20,162€20,617€21,083▲ 2.3%
Trade debts44€13,404€27,731€18,379€23,923€29,667▲ 24.0%
Suppliers440/4--€18,379€23,923€29,667▲ 24.0%
Taxes, remuneration and social security45--€31,050€45,131€26,622▼ 41.0%
Taxes450/3--€45---
Remuneration and social security454/9--€31,004€45,131€26,622▼ 41.0%
Accrued charges and deferred income492/3--€192,108€109,134--
Line20182019202120222023Change
Profit (loss) for the period9904€29,450€28,116€58,195€72,266-€95,254-
+ Depreciation and write-downs630€21,710€20,562€16,833€17,962€20,033▲ 11.5%
Operating cash flow (approximation)€51,160€48,678€75,028€90,228-€75,221-
Investment in fixed assets (approximation)--€3,077--€13,514-€11,594▲ 14.2%
Change in cash--€19,012--€111,172€27,988-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference
31-12-2023 abbreviated format 15-05-2024 2024-00087516
31-12-2022 micro format 05-06-2023 2023-00105830
31-12-2021 micro format 22-04-2022 2022-20006411
31-12-2019 abbreviated format 09-06-2020 2020-15300067
31-12-2018 abbreviated format 06-05-2019 2019-12200059
31-12-2017 abbreviated format 20-04-2018 2018-10900093
31-12-2016 abbreviated format 26-05-2017 2017-13300255

Similar companies · same sector, comparable size

Of the 986 active companies whose main activity is socio-cultural adult education (NACE 85593), figures are known for 133. 94 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2025 · 12 entries · €1.7m awarded · €1.7m paid
Year Entries AwardedPaid
2025 2 €426,245€425,431
2024 2 €437,440€436,211
2023 5 €438,612€512,224
2022 3 €444,379€332,765
Schemes
2 entries · €35,771 · €35,771 paid · Departement Werk en Sociale Economie
1 entry · €7,025 · €7,025 paid · Departement Cultuur, Jeugd en Media
1 entry · €236 · €236 paid · Departement Werk en Sociale Economie

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 10 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

This non-profit association has no shareholders or capital.

History

On 3 January 1994, Bindus was incorporated.1 Total assets went from €976,129 in 2018 to €677,191 in 2023 and headcount from 7.9 to 5.9 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2023

Acts, filings and financial milestones

2024
15-05
NBB filing Annual accounts filed
financial year 2023 · abbreviated format
2023
31-12
Financial Weakest financial yearnet -€95,254
Net result drops to -€95,254, the lowest in the series.
05-06
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Highest result from 2018 to 2023net €72,266 ▲24.2%
Operating result €78,389, net result €72,266, both a record.
31-12
Financial Equity above €500,000equity €529,543 ▲15.8%
A profit in every financial year since 2018 builds equity to €529,543.
22-04
NBB filing Annual accounts filed
financial year 2021 · micro format
2020
09-06
NBB filing Annual accounts filed
financial year 2019 · abbreviated format
2019
06-05
NBB filing Annual accounts filed
financial year 2018 · abbreviated format
2018
20-04
NBB filing Annual accounts filed
financial year 2017 · abbreviated format
2017
26-05
NBB filing Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 10 deeds read
About the unread acts

We know of 10 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formNon-profit association
Founded03-01-1994
Financial year end31-12
Activities, NACEBEL 2025
85593Socio-cultural adult education
94999Other membership organisations
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID 0208:0451931908
Also 9925:BE0451931908
Registered 16-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 13 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 3 establishment units since 2007
registered office establishment All 3 establishment units on the map
Ground area
7,929 m²
Building footprint
1,027 m²
Building volume
16,705 m³
3 parcels, Brussels, Flanders · tallest building 30.1 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
3 establishment units
Bindus vzw
Brederodestraat 188, 2018 AntwerpenOther membership organisations
since 2007unit no. 2.160.024.902
Teutenweg 13, 3550 Heusden-Zolder
Other membership organisations
since 2022unit no. 2.339.837.067
Veeartsenstraat 47, 1070 Anderlecht
Other membership organisations
since 2026unit no. 2.389.448.213
3 parcels
Flanders 2 (66.7%) Brussels 1 (33.3%)
Cadastral parcel Region Area Buildings Height / floors
11811L3829/00N002 Flanders 6,537 m² 1 · 104 m² 5.5 m · 1
21305C0326/00L002
ProtectedMonument · Site or landscapeVeeartsenijschool van Kuregem en het park
Brussels 719 m² 1 · 701 m² 30.1 m · 7
71025A1064/00E000 Flanders 674 m² 1 · 222 m² 12.2 m · 3
How the parcels are linked
Good to know
All 3 parcels match the address exactly.
1 of these parcels carries protected heritage: expect extra rules on renovation or sale.