Bincom
ActiveSummary
Bincom has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €469k and a net result of €-40k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 72% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-54
Solvency91▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 13.14 against 16.69 in 2024; short-term debt: 4% and cash: 15.5% of total assets), and 33.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
9 d early
2023
2 d early
2022
1 d early
2021
on the day
2020
3 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€469k▼ 7.9%
2024 · €509k
2019: €373k
2020: €401k
2021: €442k
2022: €462k
2023: €480k
2024: €509k
2019 → 2025
Total assets
€705k▼ 7.8%
2024 · €765k
2019: €399k
2020: €424k
2021: €451k
2022: €469k
2023: €489k
2024: €765k
2019 → 2025
Net result
€-40k
2024 · €29k
2019: €29k
2020: €28k
2021: €41k
2022: €19k
2023: €19k
2024: €29k
2019 → 2025
Working capital
€346k▼ 14.2%
2024 · €403k
2019: €238k
2020: €274k
2021: €253k
2022: €293k
2023: €316k
2024: €403k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€442k-€462k▲ 4.4%€480k▲ 4.0%€509k▲ 6.0%€469k▼ 7.9%
Operating result€49k-€23k▼ 52.7%€21k▼ 10.3%€16k▼ 21.8%€-35k
Net result€41k-€19k▼ 52.9%€19k▼ 3.9%€29k▲ 53.5%€-40k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €35k after €16k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €705k
Fixed assets
€331k ▼ 1.6%
Current assets
€375k ▼ 12.7%
Equity and liabilities €705k
Equity
€469k ▼ 7.9%
Debt
€236k ▼ 7.6%
Debt's share of the balance-sheet total rises from 33.5% to 33.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €61k
Cash flow
€2k▼
2024 · €74k
Current ratio
13.14▼
2024 · 16.69
Debt to equity
0.50▲
2024 · 0.50
ROE
-8.5%▼
2024 · 5.6%
ROA
-5.7%▼
2024 · 3.7%
Interest coverage
0.90▼
2024 · 29.16
Debt ≤ 1 year
€29k▲
2024 · €26k
Debt > 1 year
€208k▼
2024 · €230k
Income taxes
€224▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€765k€705k▼
Fixed assets21/28€336k€331k▼
Tangible fixed assets22/27€263k€258k▼
Land and buildings22€31k€26k▼
Plant, machinery and equipment23€216k€230k▲
Furniture and vehicles24€17k€1k▼
Financial fixed assets28€73k€73k=
Current assets29/58€429k€375k▼
Amounts receivable within one year40/41€273k€254k▼
Trade receivables40€260k€254k▼
Other amounts receivable41€13k€50▼
Cash at bank and in hand54/58€153k€109k▼
Deferred charges and accrued income490/1€3k€12k▲
Equity and liabilities
Total equity and liabilities10/49€765k€705k▼
Equity10/15€509k€469k▼
Contributions10/11€187k€187k=
Reserves13€322k€282k▼
Distributable reserves133€322k€282k▼
Amounts payable17/49€256k€236k▼
Amounts payable after more than one year17€230k€208k▼
Financial debts170/4€230k€208k▼
Amounts payable within one year42/48€26k€29k▲
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€438€2k▲
Taxes450/3€438€2k▲
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€42k▼
Other operating charges640/8€415€786▲
Gross operating margin9900€62k€8k▼
Operating profit (loss)9901€16k€-35k▼
Financial income75/76B€16k€3k▼
Recurring financial income75€16k€3k▼
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€30k€-40k▼
Income taxes67/77€1k€224▼
Profit (loss) for the period9904€29k€-40k▼
Profit (loss) for the period to be appropriated9905€29k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€-40k▼
Transfer from equity791/2-€40k
Transfer to equity691/2€29k-
To other reserves6921€29k-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €500kEq €509k ▲6%
6 profitable years in a row build equity to €509k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €41k ▲47.7%
Operating result €49k, net result €41k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 36.89
Current ratio from 15.32 to 36.89; short-term debt falls from €19k to €7k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2000
Ground area
1,174 m²
Building footprint
306 m²
Volume, LiDAR
1,499 m³
Parcel 71306G0215/00B098, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kneippstraat 72, 3600 Genk
since 20002.116.056.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0215/00B098 | Flanders | 1,174 m² | 1 · 306 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ATKA
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NEVIS
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Of 11,546 companies in sector 71121 we hold annual accounts for 6,560. 4,501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2000
Fiscal year end30-06
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.