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BINA

Open bankruptcy
Private limited company (pre-2019)founded 2016Keizer Karellaan 149, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0660.813.785

A bankruptcy procedure is open for BINA according to publications in the Belgian State Gazette; curator: CHRISTINE DE RIDDER.

Summary

The 2023 annual accounts show negative equity (-€6,368) and a net result of €15,684.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Brussels
Declared bankrupt
4 February 2025
Supervising judge
Philippe Jouret
Official Gazette
12-02-2025 (pdf) ↗search the document for 2025/105941

Deadlines

Provisional date payments stopped
4 February 2025A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 27 February 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 6 March 2025art. XX.104 and XX.155 CEL
First verification report
passed on 12 March 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
passed on 4 February 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Two signals.
+raises risk
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 August 2016, BINA was incorporated.1 Total assets went from EUR 16,075 in 2018 to EUR 3,514 in 2023.2 The company was declared bankrupt on 4 February 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023
  3. 3Belgian State Gazette, 12-02-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2023, micro schema

Turnover
€106,094
EBIT margin
15.1%
Net result
€15,684
2022 · -€10,886
Working capital
-€5,799▲ 73.7%
2022 · -€22,052
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182020202120222023
Turnover€106,094
Operating result€1,002--€5,140--€12,748▼ 148%-€10,469▲ 17.9%€16,016
Net result€4--€7,483below the sector's middle half--€13,558below the sector's middle half▼ 81.2%-€10,886below the sector's middle half▲ 19.7%€15,684within the sector's middle half
EBIT margin15.1%
Equity€8,364-€2,392below the sector's middle half--€11,166below the sector's middle half-€22,052below the sector's middle half▼ 97.5%-€6,368below the sector's middle half▲ 71.1%
Total assets€16,075-€15,711below the sector's middle half-€7,070below the sector's middle half▼ 55.0%€3,506below the sector's middle half▼ 50.4%€3,514below the sector's middle half▲ 0.2%
Debt€7,711-€13,319-€18,235▲ 36.9%€25,558▲ 40.2%€9,882▼ 61.3%
Working capital€8,364-€2,392within the sector's middle half--€11,166below the sector's middle half-€22,052below the sector's middle half▼ 97.5%-€5,799within the sector's middle half▲ 73.7%
Solvency52.0%-15.2%within the sector's middle half--157.9%below the sector's middle half▼ 173.2pp
Current ratio2.08-1.18within the sector's middle half-0.39below the sector's middle half▼ 0.79
Return on assets (ROA)0.0%--47.6%below the sector's middle half--191.8%below the sector's middle half▼ 144.1pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2018: €1,002€1,002Net result 2018: €4€4Operating result 2020: -€5,140-€5,140Net result 2020: -€7,483-€7,483Operating result 2021: -€12,748-€12,748Net result 2021: -€13,558-€13,558Operating result 2022: -€10,469-€10,469Net result 2022: -€10,886-€10,886Operating result 2023: €16,016€16,016Net result 2023: €15,684€15,68420182020202120222023-€20,000-€10,000€0€10,000€20,000Operating result 2021: -€12,748-€12,700Net result 2021: -€13,558-€13,600Operating result 2022: -€10,469-€10,500Net result 2022: -€10,886-€10,900Operating result 2023: €16,016€16,000Net result 2023: €15,684€15,700202120222023
The operating result returns to profit in 2023: €16,016 after a loss of €10,469 in 2022, the highest result in the available series.
Key figures and ratios
2023 value · change against 2022
Debt ≤ 1 year
€9,313▼
2022 · €25,558
Ratios withheld: a balance sheet total of €3,514 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 31 lines
Balance sheet Code20222023
Assets
Total assets20/58€3,506€3,514▲
Current assets29/58€3,506€3,514▲
Stocks and contracts in progress3€2,830€2,830=
Stocks30/36€2,830€2,830=
Amounts receivable within one year40/41€551€570▲
Other amounts receivable41€551€570▲
Cash at bank and in hand54/58€125€114▼
Equity and liabilities
Total equity and liabilities10/49€3,506€3,514▲
Equity10/15-€22,052-€6,368▲
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€28,252-€12,568▲
Amounts payable17/49€25,558€9,882▼
Amounts payable within one year42/48€25,558€9,313▼
Trade debts44€3,005€1,634▼
Suppliers440/4€3,005€1,634▼
Taxes, remuneration and social security45€12,153€7,679▼
Taxes450/3€12,153€7,679▼
Other amounts payable47/48€10,400-
Accrued charges and deferred income492/3-€570
Income statement Code20222023
Turnover70-€106,094
Goods, raw materials, services and sundry goods60/61-€89,716
Other operating charges640/8€988€362▼
Gross operating margin9900-€9,481€16,377▲
Operating profit (loss)9901-€10,469€16,016▲
Financial charges65/66B€418€331▼
Recurring financial charges65€418€331▼
Profit (loss) for the period before taxes9903-€10,886€15,684▲
Profit (loss) for the period9904-€10,886€15,684▲
Profit (loss) for the period to be appropriated9905-€10,886€15,684▲
Appropriation of the result
Profit (loss) to be appropriated9906-€28,252-€12,568▲
Profit (loss) brought forward from the previous period14P-€17,366-€28,252▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182020202120222023Change
Turnover70----€106,094-
Goods, raw materials, services and sundry goods60/61----€89,716-
Other operating charges640/8--€2,018€988€362▼ 63.4%
Gross operating margin9900€4,171-€3,535-€10,730-€9,481€16,377▲ 273%
Operating profit (loss)9901€1,002-€5,140-€12,748-€10,469€16,016▲ 253%
Recurring financial income75€9-----
Financial charges65/66B--€810€418€331▼ 20.7%
Recurring financial charges65€1,007€442€810€418€331▼ 20.7%
Profit (loss) for the period before taxes9903€4-€5,582-€13,558-€10,886€15,684▲ 244%
Income taxes67/77-€1,901----
Profit (loss) for the period9904€4-€7,483-€13,558-€10,886€15,684▲ 244%
Profit (loss) for the period to be appropriated9905€4-€7,483-€13,558-€10,886€15,684▲ 244%
Line20182020202120222023Change
Assets
Total assets20/58€16,075€15,711€7,070€3,506€3,514▲ 0.2%
Current assets29/58€16,075€15,711€7,070€3,506€3,514▲ 0.2%
Stocks and contracts in progress3-€4,820€3,586€2,830€2,830=
Stocks30/36--€3,586€2,830€2,830=
Amounts receivable within one year40/41€14,901-€548€551€570▲ 3.5%
Other amounts receivable41--€548€551€570▲ 3.5%
Cash at bank and in hand54/58€337€6,147€2,936€125€114▼ 8.4%
Equity and liabilities
Total equity and liabilities10/49€16,075€15,711€7,070€3,506€3,514▲ 0.2%
Equity10/15€8,364€2,392-€11,166-€22,052-€6,368▲ 71.1%
Contributions10/11€6,200-€6,200€6,200€6,200=
Outside capital11--€6,200---
Other1109/19--€6,200---
Profit (loss) carried forward14€2,164-€3,808-€17,366-€28,252-€12,568▲ 55.5%
Amounts payable17/49€7,711€13,319€18,235€25,558€9,882▼ 61.3%
Amounts payable within one year42/48€7,711€13,319€18,235€25,558€9,313▼ 63.6%
Trade debts44€2,443€3,459€3,760€3,005€1,634▼ 45.6%
Suppliers440/4--€3,760€3,005€1,634▼ 45.6%
Taxes, remuneration and social security45--€12,153€12,153€7,679▼ 36.8%
Taxes450/3--€12,153€12,153€7,679▼ 36.8%
Other amounts payable47/48--€2,323€10,400--
Accrued charges and deferred income492/3----€570-
Line20182020202120222023Change
Profit (loss) for the period9904€4-€7,483-€13,558-€10,886€15,684▲ 244%
Operating cash flow (approximation)€4-€7,483-€13,558-€10,886€15,684▲ 244%
Change in cash---€3,211-€2,811-€11▲ 99.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
12-02
Bankruptcy Opening
Ondernemingsrechtbank Brussel · event 04-02-2025
20-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 173 days late
2024
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 319 days late
2023
31-12
Financial Back to profitnet €15,684
Net result €15,684 after 3 loss-making years.
2022
19-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
31-12
Financial Weakest financial yearnet -€13,558
Net result drops to -€13,558, the lowest in the series.
17-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
279 m²
Building footprint
221 m²
Volume, LiDAR
3,561 m³
Parcel 21342B0148/00D000, Brussels · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
Bina
Keizer Karellaan 149, 1082 Sint-Agatha-BerchemRetail trade
since 20162.255.317.306
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21342B0148/00D000 Brussels 279 m² 1 · 221 m² 19.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator CHRISTINE DE RIDDER
ZAVELSTRAAT 13, 1000 BRUSSEL 1
04-02-2025 → present

Recognitions · licences · registrations

Food safety, FASFC

1 site
Sint-Agatha-Berchem2.255.317.306
1 permission
Toelating · Detailhandel · since 07-06-2023

Similar companies · same sector, comparable size

Of 2,341 companies in sector 47621 we hold annual accounts for 1,245. 238 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded09-08-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47260Retail trade
47279Other retail sale of food
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.