Skip to content

BIMFLEX

Active
Private limited companyfounded 2024active for 2 yearsDe Pundjel 6, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 1012.951.402
Summary

BIMFLEX has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,151 and a net result of €42,151. Its solvency ranks better than 53% of 9,608 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€84,201total assets 2025
Equity
€46,151
Profit
€42,151
Turnover not published (micro format)
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts filed 54 days late
Why 89raises riskLatest accounts 54 days late; 1 of the last 3 lateSize: total assets €84,201lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.59, cash €24,323Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 82, micro)
Financial strength
Strong
Solvency 80
equity 54.8% of total assets
Liquidity 73
short-term debt 30.5% · cash 28.9%
Profitability 100
return on assets 50.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,639 companies, NACE 82, micro)
Last 24 months 09-2025: 0.6% 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.1 percentage points vs 12-2025 02-2026: 0.8%▲ +0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026highest value 10-2026: 0.3%▼ -0.7 percentage points vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.59, above the usual 1.5; short-term debt: 30.5% and cash: 28.9% of total assets), and 45.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 55% on solvency, 67% on liquidity and 87% on profitability.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Liquidity: current ratio 1.59, cash €24,323
NBB · annual accounts
raises risk · Latest accounts 54 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €84,201
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
54 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: COULON Fabrice Michel Joël…

Financials · financial year 2025, micro format

2025 annual accounts filed late (54 days) Filed on 23 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00522853.

Equity
€46,151
Total assets
€84,201
Net result
€42,151
Working capital
€15,118

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €84,201
Fixed assets €43,362
Current assets €40,840
Equity and liabilities €84,201
Equity €46,151
Debt €38,050
Debt finances 45.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€65,618
Cash flow
€53,305
Current ratio
1.59
Debt to equity
0.82
ROE
91.3%
ROA
50.1%
Interest coverage
70.64
Debt ≤ 1 year
€25,722
Debt > 1 year
€12,328
Income taxes
€11,387

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€84,201
Fixed assets21/28€43,362
Tangible fixed assets22/27€43,362
Land and buildings22€9,493
Furniture and vehicles24€33,869
Current assets29/58€40,840
Amounts receivable within one year40/41€15,995
Trade receivables40€14,363
Other amounts receivable41€1,633
Cash at bank and in hand54/58€24,323
Deferred charges and accrued income490/1€521
Equity and liabilities
Total equity and liabilities10/49€84,201
Equity10/15€46,151
Contributions10/11€4,000
Profit (loss) carried forward14€42,151
Amounts payable17/49€38,050
Amounts payable after more than one year17€12,328
Financial debts170/4€12,328
Amounts payable within one year42/48€25,722
Current portion of amounts payable after more than one year42€13,141
Trade debts44€691
Suppliers440/4€691
Taxes, remuneration and social security45€11,891
Taxes450/3€11,891
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,154
Other operating charges640/8€963
Gross operating margin9900€66,581
Operating profit (loss)9901€54,464
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€929
Recurring financial charges65€929
Profit (loss) for the period before taxes9903€53,538
Income taxes67/77€11,387
Profit (loss) for the period9904€42,151
Profit (loss) for the period to be appropriated9905€42,151
Appropriation of the result
Profit (loss) to be appropriated9906€42,151

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,154
Other operating charges640/8€963
Gross operating margin9900€66,581
Operating profit (loss)9901€54,464
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€929
Recurring financial charges65€929
Profit (loss) for the period before taxes9903€53,538
Income taxes67/77€11,387
Profit (loss) for the period9904€42,151
Profit (loss) for the period to be appropriated9905€42,151
Line2025
Assets
Total assets20/58€84,201
Fixed assets21/28€43,362
Tangible fixed assets22/27€43,362
Land and buildings22€9,493
Furniture and vehicles24€33,869
Current assets29/58€40,840
Amounts receivable within one year40/41€15,995
Trade receivables40€14,363
Other amounts receivable41€1,633
Cash at bank and in hand54/58€24,323
Deferred charges and accrued income490/1€521
Equity and liabilities
Total equity and liabilities10/49€84,201
Equity10/15€46,151
Contributions10/11€4,000
Profit (loss) carried forward14€42,151
Amounts payable17/49€38,050
Amounts payable after more than one year17€12,328
Financial debts170/4€12,328
Amounts payable within one year42/48€25,722
Current portion of amounts payable after more than one year42€13,141
Trade debts44€691
Suppliers440/4€691
Taxes, remuneration and social security45€11,891
Taxes450/3€11,891
Line2025
Profit (loss) for the period9904€42,151
+ Depreciation and write-downs630€11,154
Operating cash flow (approximation)€53,305

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 23-09-2026 2026-00522853

Similar companies · same sector, comparable size

Of the 24,204 active companies whose main activity is other business support services (NACE 82990), figures are known for 9,611. 7,039 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
COULON Fabrice Michel Joël Jacques
Director (not named in the articles) · since 02-09-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
COULON Fabrice Michel Joël Jacques
  • Director (not named in the articles), from 02-09-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 02-09-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 02-09-2024 Incorporation · €4,000 · 40 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

BIMFLEX was incorporated on 29 August 2024 as a private limited company by one natural person, with a starting capital of €4,000.12 Since 2024, COULON Fabrice Michel Joël Jacques has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-09-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
23-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 54 days late
2024
02-09
Gazette deed Incorporation
Appointment: COULON Fabrice Michel Joël Jacques (director) · Founder · Founding capital11 facts ▸
  • Incorporation, 29-08-2024
  • Founder, COULON Fabrice Michel Joël Jacques
  • Founding capital, €4,000
  • Bank account, “KBC Bank”, EUR (deed in Dutch)
  • Other provision, 07-08-2024
  • Share issue, “inbrengen, Ieder aandeel geeft een gelijk recht in de winstverdeling en in het vereffeningsaldo” (deed in Dutch)
  • Other provision, 31-12-2025, “eerste boekjaar” (deed in Dutch)
  • Other provision, “uitwerking tijdelijke bepalingen, eenparig door comparant” (deed in Dutch)
  • Registered office clause, “3700 Tongeren,Hamtstraat 6” (deed in Dutch)
  • Other provision, 1, “aantal bestuurders” (deed in Dutch)
  • Director appointment, COULON Fabrice Michel Joël Jacques (director (not named in the articles))
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded29-08-2024
Financial year end31-12
Activities, NACEBEL 2025
82990Other business support services
71113Urban planning and landscape architecture
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012951402
Registered 02-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
305 m²
Building footprint
99 m²
Building volume
670 m³
Parcel 73100A0151/00E000, Flanders · tallest building 10.5 m. Linked by address, not a title deed.
1 establishment unit
BIMFLEX
De Pundjel 6, 3700 Tongeren-BorgloonOther business support services
since 2024unit no. 2.364.779.232
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
73100A0151/00E000 Flanders 305 m² 1 · 99 m² 10.5 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“1. Bouwkundig tekenen; 2. Dienstverlening en ondersteuning in bouwbedrijven; 3. Uitwerken van bouwplannen; 4. Uitwerken van stedebouwkundige…” (deed in Dutch)
14 activities (deed in Dutch)
  1. 1. Bouwkundig tekenen;
  2. 2. Dienstverlening en ondersteuning in bouwbedrijven;
  3. 3. Uitwerken van bouwplannen;
  4. 4. Uitwerken van stedebouwkundige en landschapsprojecten;
  5. 5. Leiding, coördinatie en toezicht ter zake;
  6. 6. Het verstrekken van adviezen en raadgevingen ter zake:
  7. 7. Projectmanagement;
  8. 8. Verhuur van machines en gereedschappen in de bouw;
  9. 9. Import & export, groot- en kleinhandel in bouwmaterialen en andere toebehoren;
  10. 10. Diverse activiteiten in verband met administratie
  11. 11. Uitvoerende kunsten en voorstellingen
  12. 12. Het beheer van een patrimonium, samengesteld uit onroerende en roerende goederen, het valoriseren en in stand houden van dit patrimonium, vooral door beheersdaden. Beheer wordt in deze zin verstaan dat aankoop en vervreemding toegelaten zijn in zoverre zij nuttig of noodzakelijk zijn of bijdragen tot een meer gunstige samenstelling van het patrimonium van de vennootschap. Daartoe mag de vennootschap alle onroerende, roerende en financiële verhandelingen verrichten zoals onder meer:
  13. - Aankopen en verkopen van roerende en onroerende goederen, onroerende goederen uitrusten, opschikken doen bouwen en verbouwen, verhuren en alle mogelijke onroerende handelingen in de meest brede zin alsmede aankopen, te gelde maken en beleggen in effecten en alle andere waarde-elementen;
  14. - Participaties nemen onder eender welke vorm in alle bestaande of nog op te richten vennootschappen en ondernemingen alsook alle investerings- en financiële verrichtingen behalve deze voorbehouden aan deposito- en spaarbanken of ondernemingen voor vermogensbeheer- en beleggingsadvies.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
BIMFLEX
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, kan bij enkel besluit bestuursorgaan administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren…” (deed in Dutch)

deed of 02-09-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Benoemd met of zonder beperking van duur, Bestuursorgaan” (deed in Dutch)
“Vaste of evenredige vergoeding, Vergoeding van de bestuurders” (deed in Dutch)

deed of 02-09-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Indien geen andere vereffenaar benoemd, algemene vergadering mag één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding…” (deed in Dutch)

deed of 02-09-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Bestuursbevoegdheid, geheel van bevoegdheden bestuurders aan hem toegekend, met mogelijkheid deel te delegeren” (deed in Dutch)
Other provision: “Bestuursorgaan bepaalt of zij alleen, dan wel gezamenlijk optreden, dagelijks bestuur alsook vertegenwoordiging wat dat bestuur aangaat” (deed in Dutch)
Other provision: “Één of meerdere, toezicht vennootschap” (deed in Dutch)
Other provision: “20.00 uur, 5” (deed in Dutch)
Other provision: “Oproeping algemene vergadering, e-mail” (deed in Dutch)
Other provision: “Bestemming nettowinst-reserves, algemene vergadering” (deed in Dutch)
Other provision: “Uitkeringen-tantièmes-instandhouding vermogen, algemene vergadering” (deed in Dutch)
Liquidation distribution: “Netto-actief onder aandeelhouders naar verhouding aantal aandelen,goederen in natura zelfde wijze” (deed in Dutch)
3 more provisions in the deed, see the deed of 02-09-2024

deed of 02-09-2024