BIMBO
ActiveSummary
The annual accounts of BIMBO for fiscal year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €9,526 and a net result of -€11,341. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 18537 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency64▼-23
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.03 against 1.56 in 2024; short-term debt: 61.3% of total assets), and 61.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.7%
Return on assets
-46%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11,341
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
19 d early
2023
13 d early
2022
7 d early
2021
22 d late
2020
27 d late
2019
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€25,777
EBIT margin
-44.7%
Net result
-€11,341▲ 0.4%
2024 · -€11,392
Working capital
€449▼ 93.6%
2024 · €7,055
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€25,777
Operating result€95-€550-€11,520▼ 1,993%-€10,319▲ 10.4%-€10,172▲ 1.4%
Net result-€792within the sector's middle half▲ 85.6%-€1,420within the sector's middle half▼ 79.3%-€12,676below the sector's middle half▼ 793%-€11,392below the sector's middle half▲ 10.1%-€11,341below the sector's middle half▲ 0.4%
EBIT margin-44.7%
Equity€46,355within the sector's middle half▼ 1.7%€44,936within the sector's middle half▼ 3.1%€32,260within the sector's middle half▼ 28.2%€20,867within the sector's middle half▼ 35.3%€9,526within the sector's middle half▼ 54.3%
Total assets€48,034below the sector's middle half▼ 5.2%€52,196below the sector's middle half▲ 8.7%€42,935below the sector's middle half▼ 17.7%€33,394below the sector's middle half▼ 22.2%€24,645below the sector's middle half▼ 26.2%
Debt€1,679▼ 52.5%€7,260▲ 332%€10,675▲ 47.0%€12,527▲ 17.3%€15,119▲ 20.7%
Working capital€46,355▼ 1.7%€21,651▼ 53.3%€13,711▼ 36.7%€7,055▼ 48.5%€449▼ 93.6%
Solvency96.5%above the sector's middle half▲ 3.5pp86.1%above the sector's middle half▼ 10.4pp75.1%above the sector's middle half▼ 11.0pp62.5%within the sector's middle half▼ 12.6pp38.7%within the sector's middle half▼ 23.8pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10,172 in 2025 against €10,319 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24,645
Fixed assets
€9,077 ▼ 34.3%
Current assets
€15,568 ▼ 20.5%
Equity and liabilities €24,645
Equity
€9,526 ▼ 54.3%
Debt
€15,119 ▲ 20.7%
Debt's share of the balance-sheet total rises from 37.5% to 61.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€5,437▲
2024 · -€5,583
Cash flow
-€6,605▲
2024 · -€6,656
Current ratio
1.03▼
2024 · 1.56
Quick ratio
0.03▲
2024 · 0.01
Debt to equity
1.59▲
2024 · 0.60
ROE
-119.1%▼
2024 · -54.6%
ROA
-46.0%▼
2024 · -34.1%
Interest coverage
-4.65▲
2024 · -5.20
Debt ≤ 1 year
€15,119▲
2024 · €12,527
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €25,777 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €28,087 | €31,410 | €32,104 | €30,036 | €26,706 | ▼ 11.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €395 | €4,736 | €4,736 | €4,736 | = |
| Other operating charges640/8 | €475 | €953 | €458 | €938 | €950 | ▲ 1.3% |
| Gross operating margin9900 | €570 | €797 | -€6,327 | -€4,646 | -€4,487 | ▲ 3.4% |
| Operating profit (loss)9901 | €95 | -€550 | -€11,520 | -€10,319 | -€10,172 | ▲ 1.4% |
| Financial income75/76B | - | €11 | €28 | - | - | - |
| Recurring financial income75 | - | €11 | €28 | - | - | - |
| Financial charges65/66B | €887 | €880 | €1,183 | €1,073 | €1,169 | ▲ 8.9% |
| Recurring financial charges65 | €887 | €880 | €1,183 | €1,073 | €1,169 | ▲ 8.9% |
| Profit (loss) for the period before taxes9903 | -€792 | -€1,420 | -€12,676 | -€11,392 | -€11,341 | ▲ 0.4% |
| Profit (loss) for the period9904 | -€792 | -€1,420 | -€12,676 | -€11,392 | -€11,341 | ▲ 0.4% |
| Profit (loss) for the period to be appropriated9905 | -€792 | -€1,420 | -€12,676 | -€11,392 | -€11,341 | ▲ 0.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48,034 | €52,196 | €42,935 | €33,394 | €24,645 | ▼ 26.2% |
| Fixed assets21/28 | - | €23,284 | €18,549 | €13,813 | €9,077 | ▼ 34.3% |
| Tangible fixed assets22/27 | €0 | €23,284 | €18,549 | €13,813 | €9,077 | ▼ 34.3% |
| Land and buildings22 | - | - | €18,549 | - | - | - |
| Furniture and vehicles24 | - | €23,284 | - | €13,813 | €9,077 | ▼ 34.3% |
| Current assets29/58 | €48,034 | €28,912 | €24,386 | €19,581 | €15,568 | ▼ 20.5% |
| Stocks and contracts in progress3 | €27,893 | €28,147 | €23,432 | €19,436 | €15,115 | ▼ 22.2% |
| Stocks30/36 | €27,893 | €28,147 | €23,432 | €19,436 | €15,115 | ▼ 22.2% |
| Amounts receivable within one year40/41 | €20,046 | €620 | €809 | - | - | - |
| Other amounts receivable41 | €20,046 | €620 | €809 | - | - | - |
| Cash at bank and in hand54/58 | €96 | €145 | €145 | €145 | - | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €454 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48,034 | €52,196 | €42,935 | €33,394 | €24,645 | ▼ 26.2% |
| Equity10/15 | €46,355 | €44,936 | €32,260 | €20,867 | €9,526 | ▼ 54.3% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €20,477 | €20,477 | = |
| Reserves13 | €1,885 | €1,885 | €1,885 | - | - | - |
| Non-distributable reserves130/1 | €1,885 | €1,885 | €1,885 | - | - | - |
| Reserves not available under the articles1311 | €1,885 | €1,885 | €1,885 | - | - | - |
| Profit (loss) carried forward14 | €25,878 | €24,459 | €11,783 | €391 | -€10,951 | ▼ 2,904% |
| Amounts payable17/49 | €1,679 | €7,260 | €10,675 | €12,527 | €15,119 | ▲ 20.7% |
| Amounts payable within one year42/48 | €1,679 | €7,260 | €10,675 | €12,527 | €15,119 | ▲ 20.7% |
| Financial debts43 | €566 | €2,112 | €2,027 | €1,981 | €2,389 | ▲ 20.6% |
| Credit institutions430/8 | €566 | €2,112 | €2,027 | €1,981 | €2,389 | ▲ 20.6% |
| Trade debts44 | €215 | €5,148 | €1,987 | €641 | €2,888 | ▲ 350% |
| Suppliers440/4 | €215 | €5,148 | €1,987 | €641 | €2,888 | ▲ 350% |
| Taxes, remuneration and social security45 | €898 | - | - | €686 | €488 | ▼ 28.9% |
| Taxes450/3 | €898 | - | - | €686 | €488 | ▼ 28.9% |
| Other amounts payable47/48 | - | - | €6,661 | €9,219 | €9,355 | ▲ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€792 | -€1,420 | -€12,676 | -€11,392 | -€11,341 | ▲ 0.4% |
| + Depreciation and write-downs630 | - | €395 | €4,736 | €4,736 | €4,736 | = |
| Operating cash flow (approximation) | -€792 | -€1,025 | -€7,940 | -€6,656 | -€6,605 | ▲ 0.8% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | €49 | €0 | €0 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€12,676
Net result drops to -€12,676, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €95 ▲14.5%
Net result €95, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 19.52
Current ratio from 8.35 to 19.52; short-term debt falls from €7,061 to €2,809.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 1986
Ground area
185 m²
Building footprint
108 m²
Volume, LiDAR
1,288 m³
Parcel 21013B0203/00K000, Brussels · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Waterlose Steenweg 80, 1060 Sint-Gillis (bij-Brussel)
since 19862.028.640.677
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0203/00K000 | Brussels | 185 m² | 1 · 108 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Oostende · Eq €9,381
LES MUZES
BE 1006.371.040
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GROSE
BE 0789.538.626
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Alyzée Fashion
BE 0834.110.423
Sint-Lambrechts-Woluwe · Eq €9,340
Of 6,495 companies in sector 47716 we hold annual accounts for 2,440. 1,203 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-01-1986
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428309141
Registered
17-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.