BIMBIMMO
ActiveSummary
BIMBIMMO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409,854 and a net result of €9,983. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-3
Solvency48▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.24 in 2024; short-term debt: 23.4% and cash: 5.4% of total assets), and 76.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.4%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €409,854
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
26 d late
2023
30 d late
2022
56 d early
2021
4 d late
2020
19 d late
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€409,854▲ 2.5%
2024 · €399,871
Total assets
€1.8m▼ 3.4%
2024 · €1.8m
Net result
€9,983▼ 76.3%
2024 · €42,147
Working capital
-€301,502▲ 5.9%
2024 · -€320,337
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€235,763▼ 1,663%-€5,274▲ 97.8%€12,377€52,794▲ 327%€20,468▼ 61.2%
Net result-€173,105below the sector's middle half▼ 1,589%-€20,367below the sector's middle half▲ 88.2%€923within the sector's middle half€42,147above the sector's middle half▲ 4,467%€9,983within the sector's middle half▼ 76.3%
Equity€377,169above the sector's middle half▼ 31.5%€356,801above the sector's middle half▼ 5.4%€357,724above the sector's middle half▲ 0.3%€399,871above the sector's middle half▲ 11.8%€409,854above the sector's middle half▲ 2.5%
Total assets€1.1mwithin the sector's middle half▲ 66.2%€1.8mabove the sector's middle half▲ 68.5%€1.8mabove the sector's middle half▲ 2.1%€1.8mabove the sector's middle half▲ 0.4%€1.8mabove the sector's middle half▼ 3.4%
Debt€665,595▲ 7,021%€1.4m▲ 111%€1.4m▲ 2.6%€1.4m▼ 2.4%€1.3m▼ 5.1%
Working capital-€106,786below the sector's middle half-€343,893below the sector's middle half▼ 222%-€330,793below the sector's middle half▲ 3.8%-€320,337below the sector's middle half▲ 3.2%-€301,502below the sector's middle half▲ 5.9%
Solvency35.9%within the sector's middle half▼ 51.1pp20.1%within the sector's middle half▼ 15.7pp19.8%within the sector's middle half▼ 0.4pp22.0%within the sector's middle half▲ 2.2pp23.4%within the sector's middle half▲ 1.4pp
Current ratio0.78within the sector's middle half▼ 8.230.30below the sector's middle half▼ 0.480.19below the sector's middle half▼ 0.110.24below the sector's middle half▲ 0.050.26below the sector's middle half▲ 0.02
Return on assets (ROA)-16.5%below the sector's middle half▼ 14.8pp-1.1%within the sector's middle half▲ 15.3pp0.1%within the sector's middle half▲ 1.2pp2.3%within the sector's middle half▲ 2.3pp0.6%within the sector's middle half▼ 1.8pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.6m ▼ 4.0%
Current assets
€108,697 ▲ 5.6%
Equity and liabilities €1.8m
Equity
€409,854 ▲ 2.5%
Provisions
€6,978 ▼ 7.1%
Debt
€1.3m ▼ 5.1%
Debt's share of the balance-sheet total falls from 77.6% to 76.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88,568▼
2024 · €118,311
Cash flow
€78,083▼
2024 · €107,664
Debt to equity
3.26▼
2024 · 3.53
ROE
2.4%▼
2024 · 10.5%
Interest coverage
8.04▼
2024 · 10.58
Debt ≤ 1 year
€410,199▼
2024 · €423,235
Debt > 1 year
€926,676▼
2024 · €980,750
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,105 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
0.9%
stopped otherwise
98%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,105 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | €442 | €0 | €36,270 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,709 | €12,798 | €53,977 | €65,518 | €68,100 | ▲ 3.9% |
| Other operating charges640/8 | €4,489 | €4,593 | €4,767 | €6,999 | €5,949 | ▼ 15.0% |
| Non-recurring operating charges66A | €233,229 | €1,345 | €0 | - | - | - |
| Gross operating margin9900 | €14,664 | €13,462 | €71,122 | €125,310 | €94,516 | ▼ 24.6% |
| Operating profit (loss)9901 | -€235,763 | -€5,274 | €12,377 | €52,794 | €20,468 | ▼ 61.2% |
| Financial income75/76B | €0 | €0 | €0 | - | €0 | - |
| Recurring financial income75 | €0 | €0 | €0 | - | €0 | - |
| Financial charges65/66B | €1,501 | €15,631 | €11,991 | €11,184 | €11,022 | ▼ 1.4% |
| Recurring financial charges65 | €1,501 | €15,631 | €11,991 | €11,184 | €11,022 | ▼ 1.4% |
| Profit (loss) for the period before taxes9903 | -€237,264 | -€20,904 | €386 | €41,610 | €9,446 | ▼ 77.3% |
| Transfer from deferred taxes780 | €64,159 | €537 | €537 | €537 | €537 | = |
| Profit (loss) for the period9904 | -€173,105 | -€20,367 | €923 | €42,147 | €9,983 | ▼ 76.3% |
| Transfer from tax-exempt reserves789 | €120,229 | €1,042 | €1,042 | €1,042 | €1,042 | = |
| Profit (loss) for the period to be appropriated9905 | -€52,876 | -€19,325 | €1,965 | €43,189 | €11,025 | ▼ 74.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.8m | €1.8m | €1.8m | €1.8m | ▼ 3.4% |
| Fixed assets21/28 | €680,658 | €1.6m | €1.7m | €1.7m | €1.6m | ▼ 4.0% |
| Tangible fixed assets22/27 | €680,658 | €1.6m | €1.7m | €1.7m | €1.6m | ▼ 4.0% |
| Land and buildings22 | €305,811 | €292,994 | €1.7m | €1.7m | €1.6m | ▼ 4.0% |
| Assets under construction and advance payments27 | €374,847 | €1.3m | €0 | - | - | - |
| Current assets29/58 | €371,231 | €145,892 | €79,014 | €102,897 | €108,697 | ▲ 5.6% |
| Amounts receivable within one year40/41 | €5,671 | €31,411 | €18,687 | €4,632 | €6,404 | ▲ 38.3% |
| Trade receivables40 | - | €25,740 | €12,657 | €4,632 | €0 | ▼ 100% |
| Other amounts receivable41 | €5,671 | €5,671 | €6,031 | €0 | €6,404 | - |
| Cash at bank and in hand54/58 | €356,332 | €106,935 | €53,902 | €93,082 | €93,897 | ▲ 0.9% |
| Deferred charges and accrued income490/1 | €9,229 | €7,546 | €6,425 | €5,184 | €8,396 | ▲ 62.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.8m | €1.8m | €1.8m | €1.8m | ▼ 3.4% |
| Equity10/15 | €377,169 | €356,801 | €357,724 | €399,871 | €409,854 | ▲ 2.5% |
| Contributions10/11 | €257,179 | €257,179 | €257,179 | €257,179 | €257,179 | = |
| Reserves13 | €175,222 | €174,179 | €173,137 | €172,094 | €171,052 | ▼ 0.6% |
| Non-distributable reserves130/1 | €25,718 | €25,718 | €0 | - | - | - |
| Reserves not available under the articles1311 | €25,718 | €25,718 | €0 | - | - | - |
| Tax-exempt reserves132 | €17,722 | €16,679 | €15,637 | €14,594 | €13,552 | ▼ 7.1% |
| Distributable reserves133 | €131,782 | €131,782 | €157,500 | €157,500 | €157,500 | = |
| Profit (loss) carried forward14 | -€55,232 | -€74,557 | -€72,591 | -€29,402 | -€18,377 | ▲ 37.5% |
| Provisions and deferred taxes16 | €9,125 | €8,588 | €8,052 | €7,515 | €6,978 | ▼ 7.1% |
| Deferred taxes168 | €9,125 | €8,588 | €8,052 | €7,515 | €6,978 | ▼ 7.1% |
| Amounts payable17/49 | €665,595 | €1.4m | €1.4m | €1.4m | €1.3m | ▼ 5.1% |
| Amounts payable after more than one year17 | €186,425 | €917,383 | €1.0m | €980,750 | €926,676 | ▼ 5.5% |
| Financial debts170/4 | €186,425 | €917,383 | €1.0m | €980,750 | €926,676 | ▼ 5.5% |
| Amounts payable within one year42/48 | €478,017 | €489,785 | €409,807 | €423,235 | €410,199 | ▼ 3.1% |
| Current portion of amounts payable after more than one year42 | - | €52,482 | €53,007 | €53,538 | €54,073 | ▲ 1.0% |
| Trade debts44 | €144,140 | €99,384 | €50,076 | €9,110 | €645 | ▼ 92.9% |
| Suppliers440/4 | €144,140 | €99,384 | €50,076 | €9,110 | €645 | ▼ 92.9% |
| Taxes, remuneration and social security45 | €30,090 | €35,775 | €4,580 | €1,501 | €3,336 | ▲ 122% |
| Taxes450/3 | €30,090 | €35,775 | €4,580 | €1,501 | €3,336 | ▲ 122% |
| Other amounts payable47/48 | €303,787 | €302,144 | €302,145 | €359,086 | €352,145 | ▼ 1.9% |
| Accrued charges and deferred income492/3 | €1,153 | €21 | €51 | €5,635 | €998 | ▼ 82.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€173,105 | -€20,367 | €923 | €42,147 | €9,983 | ▼ 76.3% |
| + Depreciation and write-downs630 | €12,709 | €12,798 | €53,977 | €65,518 | €68,100 | ▲ 3.9% |
| Operating cash flow (approximation) | -€160,396 | -€7,569 | €54,900 | €107,664 | €78,083 | ▼ 27.5% |
| Investment in fixed assets (approximation) | - | -€958,827 | -€158,198 | -€48,719 | €0 | ▲ 100% |
| Change in cash | - | -€249,396 | -€53,033 | €39,180 | €815 | ▼ 97.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €42,147 ▲4,467%
Operating result €52,794, net result €42,147, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €923
Net result €923 after 3 loss-making years.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Weakest financial yearnet -€173,105
Net result drops to -€173,105, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1,152
Net result €1,152 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus
Ground area
3,943 m²
Building footprint
217 m²
Volume, LiDAR
2,770 m³
Parcel 52021D0305/00G000, Wallonia · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52021D0305/00G000 | Wallonia | 3,943 m² | 1 · 217 m² | 16.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,146 companies in sector 68201 we hold annual accounts for 6,775. 5,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0653910157
Registered
17-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.