BIMA
ActiveSummary
BIMA has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,895 and a net result of €9,895. Equity has been growing by about 57% per year since 2022. Its solvency ranks better than 22% of 10,818 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-09-2021 Normal situation
- Activity
- Activities of head offices NACE 70100
- Establishment units
- 2.322.813.963 8500 Kortrijk, since 29-09-2021
- 2.391.932.205 8500 Kortrijk, since 30-03-2026
- Financial year end
- 30 June
- Peppol
- Reachable since 17-06-2025
Board and ownership
- Vandekerckhove MatthiasDirector · since 01-10-2021
- Holdings
- Shares in 1 company NICOLAES & VERHILLE
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €28,491
- ▼ 84.8%
- Turnover
- ≈ €74,000
- estimated
- Profit
- €9,895
- ▼ 93.9%
- Equity
- €82,895
- ▼ 5.0%
- Total assets
- €428,261
- ▲ 255%
Score breakdownraises riskFounded in 2021Profit of €9,895 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €428,261Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 23% of them on solvency, 52% on liquidity, 21% on profitability and 32% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 33 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 26-11-2025 PDF all 4 filings
2022 to 2025, 4 financial years
The operating result for 2025 is 86% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
- 2025 Net result -94% on 2024. The accounts now follow the abbreviated format, last year the micro format.
Securities and guarantees
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Debts secured on the company's own assets | - | - | - | €337,500 |
| Pledge on other assets, amount secured | - | - | - | €375,000 |
| Carrying value of the other pledged assets | - | - | - | €375,000 |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Tangible fixed assets | €1,264 | - | €5,777 | - |
| Financial fixed assets | - | - | - | €375,000 |
| Depreciation and write-downs of the year | €1,454 | €253 | €422 | €1,628 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,454 | €253 | €422 | €1,628 | ▲ 286% |
| Other operating charges640/8 | - | €112 | €115 | €698 | ▲ 507% |
| Gross operating margin9900 | -€23,160 | -€52,133 | €187,616 | €28,491 | ▼ 84.8% |
| Operating profit (loss)9901 | -€24,614 | -€52,498 | €187,080 | €26,165 | ▼ 86.0% |
| Financial income75/76B | - | €0 | €0 | - | - |
| Recurring financial income75 | - | €0 | €0 | - | - |
| Financial charges65/66B | - | - | - | €11,137 | - |
| Recurring financial charges65 | - | - | - | €11,137 | - |
| Profit (loss) for the period before taxes9903 | -€24,614 | -€52,498 | €187,080 | €15,029 | ▼ 92.0% |
| Income taxes67/77 | - | - | €25,680 | €5,133 | ▼ 80.0% |
| Profit (loss) for the period9904 | -€24,614 | -€52,498 | €161,400 | €9,895 | ▼ 93.9% |
| Profit (loss) for the period to be appropriated9905 | -€24,614 | -€52,498 | €161,400 | €9,895 | ▼ 93.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €7,950 | €14,893 | €120,645 | €428,261 | ▲ 255% |
| Fixed assets21/28 | €1,081 | €828 | €6,184 | €379,556 | ▲ 61× |
| Tangible fixed assets22/27 | €1,081 | €828 | €6,184 | €4,556 | ▼ 26.3% |
| Plant, machinery and equipment23 | - | - | €3,967 | €3,141 | ▼ 20.8% |
| Furniture and vehicles24 | €1,081 | €828 | €2,217 | €1,415 | ▼ 36.2% |
| Financial fixed assets28 | - | - | - | €375,000 | - |
| Current assets29/58 | €6,869 | €14,065 | €114,461 | €48,705 | ▼ 57.4% |
| Amounts receivable within one year40/41 | €920 | €8,274 | €93,676 | €14,037 | ▼ 85.0% |
| Trade receivables40 | €920 | €747 | €86,538 | €2,951 | ▼ 96.6% |
| Other amounts receivable41 | - | €7,527 | €7,138 | €11,085 | ▲ 55.3% |
| Current investments50/53 | €5,949 | - | - | - | - |
| Cash at bank and in hand54/58 | - | €5,791 | €19,188 | €34,669 | ▲ 80.7% |
| Deferred charges and accrued income490/1 | - | - | €1,597 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €7,950 | €14,893 | €120,645 | €428,261 | ▲ 255% |
| Equity10/15 | -€21,614 | -€74,111 | €87,289 | €82,895 | ▼ 5.0% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €73,000 | ▲ 24× |
| Profit (loss) carried forward14 | -€24,614 | -€77,111 | €84,289 | €9,895 | ▼ 88.3% |
| Amounts payable17/49 | €29,563 | €89,005 | €33,356 | €345,366 | ▲ 935% |
| Amounts payable after more than one year17 | - | - | - | €326,747 | - |
| Financial debts170/4 | - | - | - | €326,747 | - |
| Amounts payable within one year42/48 | €29,113 | €89,005 | €33,356 | €18,620 | ▼ 44.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €10,753 | - |
| Trade debts44 | - | - | €1,953 | €589 | ▼ 69.8% |
| Suppliers440/4 | - | - | €1,953 | €589 | ▼ 69.8% |
| Taxes, remuneration and social security45 | €4,185 | €1,505 | €31,403 | €1,200 | ▼ 96.2% |
| Taxes450/3 | €1,808 | €1,505 | €31,403 | €1,200 | ▼ 96.2% |
| Remuneration and social security454/9 | €2,377 | - | - | - | - |
| Other amounts payable47/48 | €24,929 | €87,500 | - | €6,077 | - |
| Accrued charges and deferred income492/3 | €450 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€24,614 | -€52,498 | €161,400 | €9,895 | ▼ 93.9% |
| + Depreciation and write-downs630 | €1,454 | €253 | €422 | €1,628 | ▲ 286% |
| Operating cash flow (approximation) | -€23,160 | -€52,245 | €161,822 | €11,523 | ▼ 92.9% |
| Investment in fixed assets (approximation) | - | €0 | -€5,777 | -€375,000 | ▼ 6,391% |
| Change in cash | - | - | €13,397 | €15,481 | ▲ 15.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- Vandekerckhove Matthias €70,000 · “inschrijving op bijkomende inbreng”
- Vandekerckhove Matthias all shares
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- Sourceown accounts 30-06-2025Equity €40,735 Profit of €101,640 in 2025 (profit of €163 in 2024)50%
Board mandates elsewhere
1 board mandateConnections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
11-04
Gazette deed
Registered office moved from Waregem to KortrijkCapital contribution · Shareholding · Bank account8 points ▸
- General meeting, 31-03-2025
- Capital contribution, €70,000, mentioned 3 times in the deed
- Vandekerckhove Matthias holds all the shares
- Other provision, “volstorting bijkomende inbreng”, EUR (deed in Dutch)
- Bank account, “Vennootschap, BE81 9502 9487 9224” (deed in Dutch)
- Amendment of the articles, “5bis” (deed in Dutch)
- Registered-office move, 8500 Kortrijk,Vlaskaai 5,bus 0031
- Power of attorney
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- 8790 Waregem until the act of 11-04-2025
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34352A0713/00A000 | Flanders | 2,736 m² | 1 · 1,487 m² | 9.4 m · 2 |
| 34352F0849/00K000 | Flanders | 422 m² | 1 · 420 m² | 23.5 m · 6 |