Skip to content

BIM

Active
Cooperative companyfounded 20232 yrs activeElyzeese Veldenstraat 18A, 1050 Elsene, BelgiumKBO/BCE: BE 1002.812.724
Summary

The computed 12-month bankruptcy probability of BIM is 3.9% (moderate). The 2025 annual accounts show negative equity (-€684) and a net result of -€1,793. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-91
Growth58
Track record82
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€684
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 46 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BIM was incorporated on 29 November 2023 as a Cooperative company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€684
2024 · €1,109
Total assets
€271▼ 84.0%
2024 · €1,690
Net result
-€1,793▲ 83.0%
2024 · -€10,518
Working capital
-€684
2024 · €1,109
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€10,268--€1,693▲ 83.5%
Net result-€10,518--€1,793▲ 83.0%
Equity€1,109--€684
Total assets€1,690-€271▼ 84.0%
Debt€581-€955▲ 64.2%
Working capital€1,109--€684
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2024: -€10,268-€10,268Net result 2024: -€10,518-€10,518Operating result 2025: -€1,693-€1,693Net result 2025: -€1,793-€1,79320242025-€15,000-€10,000-€5,000€0Operating result 2024: -€10,268-€10,300Net result 2024: -€10,518-€10,500Operating result 2025: -€1,693-€1,690Net result 2025: -€1,793-€1,79020242025
The operating result stays negative: a loss of €1,693 in 2025 against €10,268 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€955▲
2024 · €581
Income taxes
€3
Ratios withheld: a balance sheet total of €271 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 23 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,690€271▼
Current assets29/58€1,690€271▼
Cash at bank and in hand54/58€1,690€271▼
Equity and liabilities
Total equity and liabilities10/49€1,690€271▼
Equity10/15€1,109-€684▼
Contributions10/11€11,627€11,627=
Profit (loss) carried forward14-€10,518-€12,311▼
Amounts payable17/49€581€955▲
Amounts payable within one year42/48€581€955▲
Taxes, remuneration and social security45€440€397▼
Taxes450/3€440€397▼
Other amounts payable47/48€141€557▲
Income statement Code20242025
Other operating charges640/8€409€416▲
Gross operating margin9900-€9,858-€1,277▲
Operating profit (loss)9901-€10,268-€1,693▲
Financial charges65/66B€250€97▼
Recurring financial charges65€250€97▼
Profit (loss) for the period before taxes9903-€10,518-€1,790▲
Income taxes67/77-€3
Profit (loss) for the period9904-€10,518-€1,793▲
Profit (loss) for the period to be appropriated9905-€10,518-€1,793▲
Appropriation of the result
Profit (loss) to be appropriated9906-€10,518-€12,311▼
Profit (loss) brought forward from the previous period14P--€10,518

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€409€416▲ 1.7%
Gross operating margin9900-€9,858-€1,277▲ 87.0%
Operating profit (loss)9901-€10,268-€1,693▲ 83.5%
Financial charges65/66B€250€97▼ 61.4%
Recurring financial charges65€250€97▼ 61.4%
Profit (loss) for the period before taxes9903-€10,518-€1,790▲ 83.0%
Income taxes67/77-€3-
Profit (loss) for the period9904-€10,518-€1,793▲ 83.0%
Profit (loss) for the period to be appropriated9905-€10,518-€1,793▲ 83.0%
Line20242025Change
Assets
Total assets20/58€1,690€271▼ 84.0%
Current assets29/58€1,690€271▼ 84.0%
Cash at bank and in hand54/58€1,690€271▼ 84.0%
Equity and liabilities
Total equity and liabilities10/49€1,690€271▼ 84.0%
Equity10/15€1,109-€684▼ 162%
Contributions10/11€11,627€11,627=
Profit (loss) carried forward14-€10,518-€12,311▼ 17.0%
Amounts payable17/49€581€955▲ 64.2%
Amounts payable within one year42/48€581€955▲ 64.2%
Taxes, remuneration and social security45€440€397▼ 9.7%
Taxes450/3€440€397▼ 9.7%
Other amounts payable47/48€141€557▲ 295%
Line20242025Change
Profit (loss) for the period9904-€10,518-€1,793▲ 83.0%
Operating cash flow (approximation)-€10,518-€1,793▲ 83.0%
Change in cash--€1,420-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
515 m²
Building footprint
204 m²
Volume, LiDAR
3,808 m³
Parcel 21442A0283/00S000, Brussels · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
14 companies at this address See who is registered here
1 establishment unit
BIM
Elyzeese Veldenstraat 18A, 1050 ElseneOther publishing activities, excluding software publishing
since 20232.354.908.293
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21442A0283/00S000 Brussels 515 m² 1 · 203 m² 23.1 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formCooperative company
Founded29-11-2023
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.