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BILYF

Active
Private limited companyfounded 2012active for 14 yearsVrijdagmarkt 41, 9340 Lede, BelgiumKBO/BCE: BE 0849.849.662
Summary

The computed 12-month bankruptcy probability of BILYF is 2.0% (moderate). The 2025 annual accounts show negative equity (-€34,272) and a net result of -€119,648. Its solvency ranks better than 10% of 8,575 sector peers (NACE 73, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-10-2012 Normal situation
Activity
Public relations and communication consultancy NACE 73300and 1 other
Establishment unit
2.213.643.136 9300 Aalst, since 24-10-2012
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Auditor
Filip Cobert Bedrijfsrevisor BV

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Gross margin
-€84,925
Loss
€119,648
▲ 88×
Equity
-€34,272
Total assets
€190,136
▲ 20.6%
Employees on 31-12-2025
1
=
  • Negative equity on 31-12-2025
  • 2025 accounts filed 18 days after the deadline
Turnover not published (micro format)
Filed on 18-08-2026
Score breakdownraises riskLoss of €119,648, the second in a row (financial year 2025)Negative equity -€34,272Last filed accounts filed 18 days late; 1 of the last 3 accounts latelowers riskSize: total assets €190,136Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 6% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Weak
Solvency 7-72
equity -18.0% of total assets
Liquidity 5-48
short-term debt 117.6% · cash 4.0%
Profitability 0-68
return on assets -62.9%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.2%▼ -0.2 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 2.0%▲ +1.7 percentage points vs 08-2026highest value 10-2026: 2.0%● unchanged vs 09-2026highest value 11-2026: 2.0%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.71 (1.71 in 2024), below 1. Short-term debt is 117.6% and cash 4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 10% of them on solvency, 5% on liquidity, 6% on profitability and 3% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €119,648, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €190,136
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€34,272
NBB · annual accounts
raises risk · Last filed accounts filed 18 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€34,272
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
18 days late
2024
36 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 27 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€34,272 View
  • Caution: Result fell in 2025from -€1,367 to -€119,648 ▼ 8,655% View
  • Caution: Lower net result than 95% of companies in advertising and market researchsector median €14,856 · 8,576 companies -€119,648 View

Recent changes

  1. · Gazette deed Change of role: Kristof Dockers, from manager to directorAppointments: FILIP COBERT BEDRIJFSREVISOR BV (statutory auditor) and Geertrui Van der Cruyssen (director)
  2. · Gazette deed Incorporation
All 4 events

Comparable companies

These companies have the same main activity as BILYF: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €171,000 and €224,000, founded between 2012 and 2014.

CompanyTotal assetsGross margin
BILYF Lede€190,136-€84,925
TIKITALENT Kontich€207,892-€5,145
A& R BELGIUM Elsene€210,708-€282,573
Kassa2 Antwerpen€170,528-€1,097
Socquet Consulting Leuven€223,779-€21,928
J.T.D. INVESTISSEMENTS Lasne€172,604-€36,145
ZYLYO Braine-l'Alleud€171,740€1,221
Full comparison

Key facts about BILYF

What is the company number of BILYF?
The company number of BILYF is 0849.849.662. The VAT number is the same number with BE in front: BE 0849.849.662.
Where is BILYF based?
The registered office is at Vrijdagmarkt 41, 9340 Lede.Company details
What does BILYF do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of BILYF?
The legal form of BILYF is Private limited company (BV).
When was BILYF founded?
BILYF was founded on 24-10-2012.
Is BILYF still active?
Yes, BILYF is an active enterprise in the KBO register.
How many employees does BILYF have?
BILYF had an average of 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BILYF?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is BILYF profitable?
In financial year 2025, BILYF made a loss of €119,648.
Where can I find the annual accounts of BILYF?
BILYF filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BILYF due?
BILYF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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