BILOU SERVICES

Active

Private limited companyfounded 20224 yrs activeWouterbos 17, 1630 Linkebeek, BelgiumKBO/BCE: BE 0788.821.717

Summary

BILOU SERVICES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,000 and a net result of €10,893. Equity is shrinking by ~41.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 28% of 16076 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

BILOU SERVICESActiveChecked score 90/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310NACE 68311

1 site

Size

€92,278total assets 2025

Equity: €6,000
Profit: €10,893

Turnover not published (abridged schema)

Financial health

90 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Board: 1 member

Accounts 40 d early1 of 2 deeds read

Why 90- Equity €6,000 (6.5% of total assets)+ Liquidity: current ratio 1.06, cash €70,515+ Sector Real estate activities (NACE 68)+ Size: total assets €92,278Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Better than 41% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 32-68

equity 6.5% of total assets

Liquidity 50-41

short-term debt 93.5% · cash 76.4%

Profitability 84-16

return on assets 11.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +1.2% vs 11-2024 01-2025: 0.1%▲ +9.8% vs 12-2024 02-2025: < 0.1%▼ -50.0% vs 01-2025 03-2025: < 0.1%▼ -2.2% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▼ -4.5% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%▲ +4.8% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: 0.2%▲ +366% vs 12-2025highest value 02-2026: 0.2%● 0.0% vs 01-2026highest value 03-2026: 0.2%● 0.0% vs 02-2026highest value 04-2026: 0.2%▼ -25.4% vs 03-2026 05-2026: 0.1%▼ -2.6% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▼ -15.4% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▲ +8.7% vs 09-2026

Liquidity: current ratio 1.06, cash €70,515 lowers the probability
Sector Real estate activities (NACE 68) lowers the probability
Size: total assets €92,278 lowers the probability for this profile
Equity €6,000 (6.5% of total assets) raises the probability

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.06 against 4.0 in 2024; short-term debt: 93.5% and cash: 76.4% of total assets), and 93.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 27%, liquidity 49%, profitability 81%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 1.06, cash €70,515

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €92,278

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Equity €6,000 (6.5% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

40 d early

2024

3 d early

2023

2 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (3 of the last 3 filed years within 37 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close04-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage