Bilomi
ActiveSummary
Bilomi has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €18k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▼-2
Solvency45▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 5.02 against 4.53 in 2024; short-term debt: 9.9% and cash: 16.6% of total assets), but 80% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
6.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
43 d early
2023
41 d early
2022
11 d early
2021
13 d early
2020
23 d early
2019
40 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 50.8%
2024 · €36k
2018: €-59k
2019: €-73k▼ -22.5% vs 2018lowest in 8 years
2020: €-66k▲ +9.8% vs 2019
2021: €-68k▼ -4.2% vs 2020
2022: €-4k▲ +94.3% vs 2021
2023: €16k▲ +502% vs 2022
2024: €36k▲ +130% vs 2023
2025: €54k▲ +50.8% vs 2024highest in 8 years
2018 → 2025
Total assets
€270k▼ 2.2%
2024 · €276k
2018: €329khighest in 8 years
2019: €294k▼ -10.7% vs 2018
2020: €283k▼ -3.8% vs 2019
2021: €264k▼ -6.8% vs 2020lowest in 8 years
2022: €275k▲ +4.2% vs 2021
2023: €269k▼ -2.1% vs 2022
2024: €276k▲ +2.5% vs 2023
2025: €270k▼ -2.2% vs 2024
2018 → 2025
Net result
€18k▼ 9.9%
2024 · €20k
2018: €3k
2019: €-13k▼ -499% vs 2018lowest in 8 years
2020: €7k▲ +153% vs 2019
2021: €-3k▼ -139% vs 2020
2022: €65k▲ +2435% vs 2021highest in 8 years
2023: €19k▼ -69.8% vs 2022
2024: €20k▲ +3.7% vs 2023
2025: €18k▼ -9.9% vs 2024
2018 → 2025
Working capital
€107k▲ 2.9%
2024 · €104k
2018: €-13k
2019: €-48k▼ -277% vs 2018lowest in 8 years
2020: €-31k▲ +36.1% vs 2019
2021: €-22k▲ +28.6% vs 2020
2022: €80k▲ +465% vs 2021
2023: €90k▲ +12.6% vs 2022
2024: €104k▲ +16.0% vs 2023
2025: €107k▲ +2.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-68k-€-4k▲ 94.3%€16k€36k▲ 130%€54k▲ 50.8%
2021: €-68klowest in 5 years
2022: €-4k▲ +94.3% vs 2021
2023: €16k▲ +502% vs 2022
2024: €36k▲ +130% vs 2023
2025: €54k▲ +50.8% vs 2024highest in 5 years
Operating result€17k-€89k▲ 415%€39k▼ 56.5%€40k▲ 4.1%€36k▼ 9.1%
2021: €17klowest in 5 years
2022: €89k▲ +415% vs 2021highest in 5 years
2023: €39k▼ -56.5% vs 2022
2024: €40k▲ +4.1% vs 2023
2025: €36k▼ -9.1% vs 2024
Net result€-3k-€65k€19k▼ 69.8%€20k▲ 3.7%€18k▼ 9.9%
2021: €-3klowest in 5 years
2022: €65k▲ +2435% vs 2021highest in 5 years
2023: €19k▼ -69.8% vs 2022
2024: €20k▲ +3.7% vs 2023
2025: €18k▼ -9.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€136k ▼ 4.3%
Current assets
€134k ▲ 0.1%
Equity and liabilities €270k
Equity
€54k ▲ 50.8%
Debt
€216k ▼ 10.1%
Debt's share of the balance-sheet total falls from 87.0% to 80.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €50k
Cash flow
€28k▼
2024 · €30k
Current ratio
5.02▲
2024 · 4.53
Debt to equity
3.99▼
2024 · 6.69
ROE
33.7%▼
2024 · 56.4%
ROA
6.8%▼
2024 · 7.3%
Interest coverage
4.58▼
2024 · 4.67
Debt ≤ 1 year
€27k▼
2024 · €29k
Debt > 1 year
€189k▼
2024 · €206k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€276k€270k▼
Fixed assets21/28€142k€136k▼
Tangible fixed assets22/27€142k€136k▼
Land and buildings22€141k€132k▼
Plant, machinery and equipment23€872€4k▲
Furniture and vehicles24€0-
Current assets29/58€134k€134k▲
Amounts receivable after more than one year29€82k€82k=
Other amounts receivable291€82k€82k=
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€7k€835▼
Other amounts receivable41-€783
Cash at bank and in hand54/58€42k€45k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€276k€270k▼
Equity10/15€36k€54k▲
Contributions10/11€6k€6k=
Reserves13€30k€48k▲
Non-distributable reserves130/1€10€10=
Reserves not available under the articles1311€10€10=
Distributable reserves133€30k€48k▲
Amounts payable17/49€240k€216k▼
Amounts payable after more than one year17€206k€189k▼
Financial debts170/4€206k€189k▼
Amounts payable within one year42/48€29k€27k▼
Current portion of amounts payable after more than one year42€20k€17k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€889€3k▲
Accrued charges and deferred income492/3€4k€144▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€52k€48k▼
Operating profit (loss)9901€40k€36k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€32k€29k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€20k€18k▼
Profit (loss) for the period to be appropriated9905€20k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€18k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€20k€18k▼
To other reserves6921€20k€18k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €67k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26k | €23k | €10k | €10k | €9k | ▼ 2.0% |
| Other operating charges640/8 | €1k | €2k | €2k | €2k | €2k | ▲ 18.6% |
| Gross operating margin9900 | €44k | €114k | €50k | €52k | €48k | ▼ 6.7% |
| Operating profit (loss)9901 | €17k | €89k | €39k | €40k | €36k | ▼ 9.1% |
| Financial income75/76B | - | €488 | €2k | €2k | €2k | ▼ 0.1% |
| Recurring financial income75 | - | €488 | €2k | €2k | €2k | ▼ 0.1% |
| Financial charges65/66B | €20k | €13k | €11k | €11k | €10k | ▼ 5.9% |
| Recurring financial charges65 | €20k | €13k | €11k | €11k | €10k | ▼ 5.9% |
| Profit (loss) for the period before taxes9903 | €-3k | €77k | €30k | €32k | €29k | ▼ 9.5% |
| Income taxes67/77 | €80 | €12k | €10k | €12k | €11k | ▼ 8.7% |
| Profit (loss) for the period9904 | €-3k | €65k | €19k | €20k | €18k | ▼ 9.9% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €65k | €19k | €20k | €18k | ▼ 9.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €264k | €275k | €269k | €276k | €270k | ▼ 2.2% |
| Fixed assets21/28 | €237k | €161k | €152k | €142k | €136k | ▼ 4.3% |
| Tangible fixed assets22/27 | €237k | €161k | €152k | €142k | €136k | ▼ 4.3% |
| Land and buildings22 | €235k | €159k | €150k | €141k | €132k | ▼ 6.3% |
| Plant, machinery and equipment23 | - | €2k | €1k | €872 | €4k | ▲ 313% |
| Furniture and vehicles24 | €1k | €922 | €411 | €0 | - | - |
| Current assets29/58 | €27k | €113k | €117k | €134k | €134k | ▲ 0.1% |
| Amounts receivable after more than one year29 | - | €78k | €82k | €82k | €82k | = |
| Other amounts receivable291 | - | €78k | €82k | €82k | €82k | = |
| Amounts receivable within one year40/41 | €3k | €1k | €4k | €7k | €2k | ▼ 76.1% |
| Trade receivables40 | €3k | €1k | €4k | €7k | €835 | ▼ 87.7% |
| Other amounts receivable41 | - | - | - | - | €783 | - |
| Cash at bank and in hand54/58 | €23k | €33k | €30k | €42k | €45k | ▲ 6.9% |
| Deferred charges and accrued income490/1 | €861 | €804 | €845 | €3k | €5k | ▲ 85.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €264k | €275k | €269k | €276k | €270k | ▼ 2.2% |
| Equity10/15 | €-68k | €-4k | €16k | €36k | €54k | ▲ 50.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €10 | €10 | €9k | €30k | €48k | ▲ 61.5% |
| Non-distributable reserves130/1 | €10 | €10 | €10 | €10 | €10 | = |
| Reserves not available under the articles1311 | €10 | €10 | €10 | €10 | €10 | = |
| Distributable reserves133 | - | - | €9k | €30k | €48k | ▲ 61.5% |
| Profit (loss) carried forward14 | €-75k | €-10k | €0 | - | - | - |
| Amounts payable17/49 | €332k | €279k | €253k | €240k | €216k | ▼ 10.1% |
| Amounts payable after more than one year17 | €283k | €245k | €226k | €206k | €189k | ▼ 8.4% |
| Financial debts170/4 | €283k | €245k | €226k | €206k | €189k | ▼ 8.4% |
| Amounts payable within one year42/48 | €49k | €33k | €27k | €29k | €27k | ▼ 9.6% |
| Current portion of amounts payable after more than one year42 | €18k | €18k | €21k | €20k | €17k | ▼ 12.6% |
| Trade debts44 | €232 | €948 | €954 | €3k | €4k | ▲ 47.2% |
| Suppliers440/4 | €232 | €948 | €954 | €3k | €4k | ▲ 47.2% |
| Taxes, remuneration and social security45 | €1k | €13k | €5k | €6k | €2k | ▼ 67.1% |
| Taxes450/3 | €1k | €13k | €5k | €6k | €2k | ▼ 67.1% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €29k | €872 | €395 | €889 | €3k | ▲ 256% |
| Accrued charges and deferred income492/3 | - | - | - | €4k | €144 | ▼ 96.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €65k | €19k | €20k | €18k | ▼ 9.9% |
| + Depreciation and write-downs630 | €26k | €23k | €10k | €10k | €9k | ▼ 2.0% |
| Operating cash flow (approximation) | €23k | €88k | €29k | €30k | €28k | ▼ 7.4% |
| Investment in fixed assets (approximation) | - | €52k | €0 | €0 | €-3k | - |
| Change in cash | - | €10k | €-3k | €12k | €3k | ▼ 76.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 3.38
Current ratio from 0.55 to 3.38; short-term debt falls from €49k to €33k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beauraing · 2 establishment units since 2011
Ground area
2,637 m²
Building footprint
278 m²
Volume, LiDAR
2,308 m³
2 parcels, Brussels, Wallonia · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Bilomi
since 20112.203.762.893
de Vrièrestraat 13, 1020 Brussel
since 20152.314.266.283
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91035A1280/00V000 | Wallonia | 2,506 m² | 1 · 212 m² | 10.0 m · 2 fl. |
| 21816C0212/00B004 | Brussels | 131 m² | 1 · 66 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 38,483 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded14-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.