BILOCA
ActiveSummary
The computed 12-month bankruptcy probability of BILOCA is 3.7% (moderate). For BILOCA, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €2,683 and a net result of -€16. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 4852 sector peers (fiscal year 2022). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability36▲+36
Solvency97▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Age of the figures
Age of the figures
45 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline26-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 25-08-2023, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
25 d late
2021
31 d late
2020
24 d late
2019
58 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2022, micro schema
Equity
€2,683▼ 0.6%
2021 · €2,698
Total assets
€3,700▼ 0.4%
2021 · €3,716
Net result
-€16▲ 98.8%
2021 · -€1,302
Working capital
€2,683▼ 0.6%
2021 · €2,698
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€3,155--€19,402▼ 515%€53,516-€1,187
Net result-€3,267--€19,521▼ 498%€53,236-€1,302-€16▲ 98.8%
Equity-€21,870--€41,044▼ 87.7%€4,000€2,698▼ 32.5%€2,683▼ 0.6%
Total assets€187,244-€48,586▼ 74.1%€13,880▼ 71.4%€3,716▼ 73.2%€3,700▼ 0.4%
Debt€18,468-€9,571▼ 48.2%€9,880▲ 3.2%€1,018▼ 89.7%€1,018=
Working capital€141,056-€33,116▼ 76.5%€4,000▼ 87.9%€2,698▼ 32.5%€2,683▼ 0.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2021: a loss of €1,187 after €53,516 in 2020.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €3,700
Equity
€2,683 ▼ 0.6%
Debt
€1,018 =
Debt's share of the balance-sheet total rises from 27.4% to 27.5%. Equity is lower.
Key figures and ratios
Debt ≤ 1 year
€1,018=
2021 · €1,018
Ratios withheld: a balance sheet total of €3,700 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,944 | €6,300 | - | - | - | - |
| Gross operating margin9900 | €27,993 | -€11,907 | €64,797 | -€1,187 | - | - |
| Operating profit (loss)9901 | -€3,155 | -€19,402 | €53,516 | -€1,187 | - | - |
| Recurring financial income75 | €9 | - | €36 | - | - | - |
| Financial charges65/66B | - | - | - | €115 | €16 | ▼ 86.4% |
| Recurring financial charges65 | €120 | €119 | €316 | €115 | €16 | ▼ 86.4% |
| Profit (loss) for the period before taxes9903 | -€3,267 | -€19,521 | €53,236 | -€1,302 | -€16 | ▲ 98.8% |
| Profit (loss) for the period9904 | -€3,267 | -€19,521 | €53,236 | -€1,302 | -€16 | ▲ 98.8% |
| Profit (loss) for the period to be appropriated9905 | -€3,267 | -€19,521 | €53,236 | -€1,302 | -€16 | ▲ 98.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €187,244 | €48,586 | €13,880 | €3,716 | €3,700 | ▼ 0.4% |
| Fixed assets21/28 | €27,720 | €10,467 | - | - | - | - |
| Tangible fixed assets22/27 | €27,533 | €10,280 | - | - | - | - |
| Financial fixed assets28 | €187 | €187 | - | - | - | - |
| Current assets29/58 | €159,524 | €38,119 | €13,880 | €3,716 | €3,700 | ▼ 0.4% |
| Amounts receivable within one year40/41 | €80,758 | €4,647 | €2,000 | €2,000 | €2,000 | = |
| Trade receivables40 | - | - | - | €2,000 | €2,000 | = |
| Cash at bank and in hand54/58 | €78,767 | €17,570 | €11,880 | €1,716 | €1,700 | ▼ 0.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €187,244 | €48,586 | €13,880 | €3,716 | €3,700 | ▼ 0.4% |
| Equity10/15 | -€21,870 | -€41,044 | €4,000 | €2,698 | €2,683 | ▼ 0.6% |
| Contributions10/11 | €6,400 | €6,400 | - | €6,400 | €6,400 | = |
| Profit (loss) carried forward14 | -€28,270 | -€47,444 | -€2,400 | -€3,702 | -€3,717 | ▼ 0.4% |
| Provisions and deferred taxes16 | €190,647 | €80,060 | - | - | - | - |
| Amounts payable17/49 | €18,468 | €9,571 | €9,880 | €1,018 | €1,018 | = |
| Amounts payable within one year42/48 | €18,468 | €5,003 | €9,880 | €1,018 | €1,018 | = |
| Trade debts44 | €7,814 | - | €4,411 | €88 | €88 | = |
| Suppliers440/4 | - | - | - | €88 | €88 | = |
| Taxes, remuneration and social security45 | - | - | - | €930 | €930 | = |
| Taxes450/3 | - | - | - | €467 | €467 | = |
| Remuneration and social security454/9 | - | - | - | €464 | €464 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,267 | -€19,521 | €53,236 | -€1,302 | -€16 | ▲ 98.8% |
| + Depreciation and write-downs630 | €29,944 | €6,300 | - | - | - | - |
| Operating cash flow (approximation) | €26,678 | -€13,221 | €53,236 | -€1,302 | -€16 | ▲ 98.8% |
| Investment in fixed assets (approximation) | - | €10,953 | - | - | - | - |
| Change in cash | - | -€61,196 | -€5,690 | -€10,164 | -€16 | ▲ 99.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 3.65
Current ratio from 1.40 to 3.65; short-term debt falls from €9,880 to €1,018.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €53,236
Net result €53,236 after 2 loss-making years.
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 58 days late
2019
31-12
Financial
Weakest financial yearnet -€19,521
Net result drops to -€19,521, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 16 days late
2015
20-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
18-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek
Ground area
130 m²
Building footprint
129 m²
Volume, LiDAR
1,126 m³
Parcel 21903B0208/00N003, Brussels · tallest building 14.8 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0208/00N003 | Brussels | 130 m² | 1 · 129 m² | 14.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,361 companies in sector 81210 we hold annual accounts for 2,732. 901 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2004
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
Scores and ratios are computed by Checked and are not a credit decision.