Billion
ActiveSummary
Billion has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €-20k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▲+2
Solvency57▼-11
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.39 against 1.55 in 2024; short-term debt: 66.5% and cash: 2.9% of total assets), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
-12.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192022232425
2018 to 2025 · latest year €-20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
23 d late
2023
66 d late
2022
67 d late
2021
27 d late
2020
31 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 28.0%
2024 · €73k
2018: €57k
2019: €60k
2020: €68k
2022: €138k
2023: €97k
2024: €73k
2018 → 2025
Total assets
€163k▼ 4.4%
2024 · €170k
2018: €177k
2019: €166k
2020: €174k
2022: €213k
2023: €163k
2024: €170k
2018 → 2025
Net result
€-20k▲ 14.8%
2024 · €-24k
2018: €2k
2019: €3k
2020: €8k
2022: €-40k
2023: €-41k
2024: €-24k
2018 → 2025
Working capital
€42k▼ 20.1%
2024 · €52k
2018: €53k
2019: €52k
2020: €59k
2022: €107k
2023: €75k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€68k-€138k▲ 101%€97k▼ 29.5%€73k▼ 24.7%€53k▼ 28.0%
Operating result€8k-€-41k€-41k▲ 1.2%€-25k▲ 39.8%€-21k▲ 14.3%
Net result€8k-€-40k€-41k▼ 0.4%€-24k▲ 41.0%€-20k▲ 14.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €25k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€13k ▼ 42.8%
Current assets
€150k ▲ 1.4%
Equity and liabilities €163k
Equity
€53k ▼ 28.0%
Debt
€110k ▲ 13.4%
Debt's share of the balance-sheet total rises from 57.1% to 67.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-12k▲
2024 · €-14k
Cash flow
€-11k▲
2024 · €-13k
Current ratio
1.39▼
2024 · 1.55
Quick ratio
0.59▼
2024 · 0.69
Debt to equity
2.10▲
2024 · 1.33
ROE
-38.8%▼
2024 · -32.8%
ROA
-12.5%▲
2024 · -14.1%
Interest coverage
-11.13▲
2024 · -17.01
Debt ≤ 1 year
€108k▲
2024 · €96k
Staff costs
€41k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€170k€163k▼
Fixed assets21/28€22k€13k▼
Intangible fixed assets21€852€213▼
Tangible fixed assets22/27€17k€8k▼
Land and buildings22€4k€366▼
Plant, machinery and equipment23€538€360▼
Furniture and vehicles24€12k€7k▼
Other tangible fixed assets26€0€0=
Financial fixed assets28€5k€5k=
Current assets29/58€148k€150k▲
Stocks and contracts in progress3€82k€86k▲
Stocks30/36€82k€86k▲
Amounts receivable within one year40/41€55k€56k▲
Trade receivables40€324-
Other amounts receivable41€54k€56k▲
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€170k€163k▼
Equity10/15€73k€53k▼
Contributions10/11€67k€67k=
Reserves13€56k€56k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€401€401=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€-50k€-70k▼
Amounts payable17/49€97k€110k▲
Amounts payable within one year42/48€96k€108k▲
Trade debts44€13k€11k▼
Suppliers440/4€13k€11k▼
Taxes, remuneration and social security45€15k€17k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€67k€81k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€39k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-7k€-2k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€20k€29k▲
Operating profit (loss)9901€-25k€-21k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€833€1k▲
Recurring financial charges65€833€1k▲
Profit (loss) for the period before taxes9903€-24k€-20k▲
Profit (loss) for the period9904€-24k€-20k▲
Profit (loss) for the period to be appropriated9905€-24k€-20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-70k▼
Profit (loss) brought forward from the previous period14P€-26k€-50k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Equity above €100kEq €138k ▲101%
Equity rises from €68k to €138k.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €8k ▲162%
Operating result €8k, net result €8k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Troliebergplein 43010 LeuvenGround area
5,863 m²
Building footprint
1,634 m²
Volume, LiDAR
7,249 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ruitersport Jokari
since 20162.256.048.863
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066H0027/00Z005 | Flanders | 4,590 m² | 1 · 1,403 m² | 6.0 m · 1 fl. |
| 24483E0182/00P006 | Flanders | 1,272 m² | 1 · 231 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLubbeek2.256.048.863
Similar companies · same sector, comparable size
BALLOONS & EVENTS
BE 0473.985.055
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CHIMAY SPORTS
BE 0479.259.677
Chimay · Eq €53,112
CAP NATURE
BE 0420.753.237
Manhay · Eq €53,235
GRAINE D'AS
BE 0426.736.058
Malmedy · Eq €51,794
BENELUX BUSINESS
BE 0466.010.170
Dessel · Eq €53,699
Of 1,314 companies in sector 47639 we hold annual accounts for 624. 493 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-08-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47639Retail sale of other sporting goods
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@ruitersportjokari.be