BILLIMMO
ActiveSummary
BILLIMMO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.4m and a net result of €73,368. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70=
Solvency56▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150,000 at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.11 in 2024; short-term debt: 41.8% and cash: 3.4% of total assets), and 68.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
5 d early
2022
3 d early
2021
2 d late
2020
3 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2.4m▲ 3.2%
2024 · €2.3m
Total assets
€7.6m▼ 5.0%
2024 · €7.9m
Net result
€73,368▲ 4.5%
2024 · €70,228
Working capital
-€2.7m▲ 10.5%
2024 · -€3.0m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€294,236▼ 950%€705,719-€20,628€73,654€71,768▼ 2.6%
Net result-€311,346below the sector's middle half€532,015above the sector's middle half-€11,194below the sector's middle half€70,228above the sector's middle half€73,368above the sector's middle half▲ 4.5%
Equity€1.7mabove the sector's middle half▼ 15.6%€2.2mabove the sector's middle half▲ 31.5%€2.2mabove the sector's middle half▼ 0.5%€2.3mabove the sector's middle half▲ 3.2%€2.4mabove the sector's middle half▲ 3.2%
Total assets€9.1mabove the sector's middle half▼ 4.1%€8.7mabove the sector's middle half▼ 4.0%€8.3mabove the sector's middle half▼ 5.2%€7.9mabove the sector's middle half▼ 3.7%€7.6mabove the sector's middle half▼ 5.0%
Debt€7.2m▼ 0.7%€6.2m▼ 13.9%€5.8m▼ 6.6%€5.5m▼ 5.9%€5.0m▼ 8.0%
Working capital-€4.5m▼ 4.0%-€3.4m▲ 23.2%-€3.2m▲ 7.5%-€3.0m▲ 4.7%-€2.7m▲ 10.5%
Solvency18.6%within the sector's middle half▼ 2.5pp25.5%within the sector's middle half▲ 6.9pp26.8%within the sector's middle half▲ 1.3pp28.7%within the sector's middle half▲ 1.9pp31.1%within the sector's middle half▲ 2.5pp
Staff (FTE)1=1=11.1▲ 10.0%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.6m
Fixed assets
€7.1m ▼ 6.1%
Current assets
€454,049 ▲ 17.8%
Equity and liabilities €7.6m
Equity
€2.4m ▲ 3.2%
Provisions
€181,856 ▼ 14.9%
Debt
€5.0m ▼ 8.0%
Debt's share of the balance-sheet total falls from 68.6% to 66.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€536,178▲
2024 · €532,839
Cash flow
€537,779▲
2024 · €529,414
Current ratio
0.14▲
2024 · 0.11
Debt to equity
2.13▼
2024 · 2.39
ROE
3.1%▲
2024 · 3.1%
ROA
1.0%▲
2024 · 0.9%
Interest coverage
17.97▲
2024 · 15.11
Debt ≤ 1 year
€3.2m▼
2024 · €3.4m
Debt > 1 year
€1.7m▼
2024 · €1.9m
Income taxes
€395
Staff costs
€55,567▲
2024 · €47,131
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €600,000 | €0 | - | - | - |
| Remuneration, social security and pensions62 | - | €39,527 | €41,415 | €47,131 | €55,567 | ▲ 17.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €430,367 | €432,501 | €417,755 | €459,186 | €464,410 | ▲ 1.1% |
| Other operating charges640/8 | - | €8,687 | €9,553 | €9,376 | €30,768 | ▲ 228% |
| Gross operating margin9900 | €180,939 | €1.2m | €448,096 | €589,346 | €622,514 | ▲ 5.6% |
| Operating profit (loss)9901 | -€294,236 | €705,719 | -€20,628 | €73,654 | €71,768 | ▼ 2.6% |
| Financial income75/76B | - | €317 | €0 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €2,913 | €317 | €0 | €0 | €0 | ▼ 100% |
| Financial charges65/66B | - | €66,815 | €22,398 | €35,256 | €29,836 | ▼ 15.4% |
| Recurring financial charges65 | €44,423 | €66,815 | €22,398 | €35,256 | €29,836 | ▼ 15.4% |
| Profit (loss) for the period before taxes9903 | -€335,746 | €639,222 | -€43,026 | €38,397 | €41,932 | ▲ 9.2% |
| Transfer from deferred taxes780 | - | €42,790 | €31,831 | €31,831 | €31,831 | = |
| Transfer to deferred taxes680 | - | €150,000 | €0 | - | - | - |
| Income taxes67/77 | €3 | -€3 | €0 | - | €395 | - |
| Profit (loss) for the period9904 | -€311,346 | €532,015 | -€11,194 | €70,228 | €73,368 | ▲ 4.5% |
| Transfer from tax-exempt reserves789 | - | €113,256 | €80,380 | €80,380 | €80,380 | = |
| Transfer to tax-exempt reserves689 | - | €450,000 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€253,250 | €195,271 | €69,186 | €150,608 | €153,748 | ▲ 2.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.1m | €8.7m | €8.3m | €7.9m | €7.6m | ▼ 5.0% |
| Fixed assets21/28 | €8.9m | €8.3m | €7.9m | €7.6m | €7.1m | ▼ 6.1% |
| Tangible fixed assets22/27 | €8.9m | €8.2m | €7.9m | €7.5m | €7.1m | ▼ 6.2% |
| Land and buildings22 | - | €8.2m | €7.9m | €7.4m | €7.0m | ▼ 5.9% |
| Plant, machinery and equipment23 | - | - | - | €2,636 | €1,603 | ▼ 39.2% |
| Furniture and vehicles24 | - | €557 | €904 | €106,170 | €80,781 | ▼ 23.9% |
| Financial fixed assets28 | €438 | €34,900 | €34,900 | €34,900 | €34,900 | = |
| Current assets29/58 | €211,637 | €429,247 | €358,654 | €385,285 | €454,049 | ▲ 17.8% |
| Amounts receivable within one year40/41 | €158,601 | €200,146 | €171,512 | €178,827 | €184,563 | ▲ 3.2% |
| Trade receivables40 | - | €199,953 | €171,319 | €178,635 | €184,371 | ▲ 3.2% |
| Other amounts receivable41 | - | €193 | €193 | €193 | €193 | = |
| Cash at bank and in hand54/58 | €43,086 | €221,635 | €180,870 | €199,335 | €256,640 | ▲ 28.7% |
| Deferred charges and accrued income490/1 | - | €7,466 | €6,273 | €7,122 | €12,846 | ▲ 80.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.1m | €8.7m | €8.3m | €7.9m | €7.6m | ▼ 5.0% |
| Equity10/15 | €1.7m | €2.2m | €2.2m | €2.3m | €2.4m | ▲ 3.2% |
| Contributions10/11 | €2.1m | €2.1m | €2.1m | €2.1m | €2.1m | = |
| Capital10 | - | €2.1m | €2.1m | €2.1m | €2.1m | = |
| Issued capital100 | - | €2.1m | €2.1m | €2.1m | €2.1m | = |
| Reserves13 | €486,504 | €823,248 | €742,868 | €662,488 | €582,108 | ▼ 12.1% |
| Non-distributable reserves130/1 | - | €3,099 | €3,099 | €3,099 | €3,099 | = |
| Legal reserve130 | - | €3,099 | €3,099 | €3,099 | €3,099 | = |
| Tax-exempt reserves132 | - | €741,790 | €661,410 | €581,030 | €500,650 | ▼ 13.8% |
| Distributable reserves133 | - | €78,359 | €78,359 | €78,359 | €78,359 | = |
| Profit (loss) carried forward14 | -€861,613 | -€666,342 | -€597,156 | -€446,548 | -€292,800 | ▲ 34.4% |
| Provisions and deferred taxes16 | €170,140 | €277,350 | €245,519 | €213,687 | €181,856 | ▼ 14.9% |
| Deferred taxes168 | - | €277,350 | €245,519 | €213,687 | €181,856 | ▼ 14.9% |
| Amounts payable17/49 | €7.2m | €6.2m | €5.8m | €5.5m | €5.0m | ▼ 8.0% |
| Amounts payable after more than one year17 | €2.5m | €2.4m | €2.1m | €1.9m | €1.7m | ▼ 10.2% |
| Financial debts170/4 | - | €2.4m | €2.1m | €1.9m | €1.7m | ▼ 10.2% |
| Amounts payable within one year42/48 | €4.7m | €3.9m | €3.5m | €3.4m | €3.2m | ▼ 7.3% |
| Current portion of amounts payable after more than one year42 | - | €201,219 | €187,178 | €207,443 | €210,610 | ▲ 1.5% |
| Trade debts44 | €25,184 | €56,179 | €2,170 | €6,426 | €2,561 | ▼ 60.1% |
| Suppliers440/4 | - | €56,179 | €2,170 | €6,426 | €2,561 | ▼ 60.1% |
| Taxes, remuneration and social security45 | - | €30,609 | €31,966 | €34,250 | €36,256 | ▲ 5.9% |
| Taxes450/3 | - | €28,108 | €29,710 | €31,526 | €31,684 | ▲ 0.5% |
| Remuneration and social security454/9 | - | €2,501 | €2,256 | €2,724 | €4,572 | ▲ 67.8% |
| Other amounts payable47/48 | - | €3.6m | €3.3m | €3.2m | €2.9m | ▼ 7.9% |
| Accrued charges and deferred income492/3 | - | - | €141,586 | €147,632 | €152,373 | ▲ 3.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€311,346 | €532,015 | -€11,194 | €70,228 | €73,368 | ▲ 4.5% |
| + Depreciation and write-downs630 | €430,367 | €432,501 | €417,755 | €459,186 | €464,410 | ▲ 1.1% |
| Operating cash flow (approximation) | €119,021 | €964,516 | €406,561 | €529,414 | €537,779 | ▲ 1.6% |
| Investment in fixed assets (approximation) | - | €149,340 | -€36,943 | -€129,097 | €0 | ▲ 100% |
| Change in cash | - | €178,549 | -€40,765 | €18,465 | €57,304 | ▲ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €70,228
Net result €70,228 after one loss-making year.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €532,015
Net result €532,015 after one loss-making year.
31-03
Financial
Equity above €2mEq €2.2m ▲31.5%
Equity rises from €1.7m to €2.2m.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet -€311,346
Net result drops to -€311,346, the lowest in the series; recovery starts the following year.
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
31-03
Financial
Back to profitnet €72,741
Net result €72,741 after one loss-making year.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
14-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2011
Ground area
5.2 ha
Building footprint
5,358 m²
Volume, LiDAR
46,640 m³
Parcel 11024B0077/00M000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BILLIMMO
since 20112.233.098.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0077/00M000 | Flanders | 5.2 ha | 1 · 5,358 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2025 list no shareholders, and no other source names one.
Holdings 1
- Equity €64,094Result -€1,32750%
According to the annual accounts to 31-03-2025 of BILLIMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,384. 2,518 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-03-1988
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433583664
Registered
30-07-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.