BILLARDY
ActiveBILLARDY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-335k) and a net result of €-51k. Equity is shrinking by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
23 d early
2024
25 d early
2023
32 d early
2022
26 d early
2021
20 d early
2020
10 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-335k▼ 18.0%
2024 · €-284k
2019: €-124k
2020: €-159k
2021: €-211k
2022: €-243k
2023: €-264k
2024: €-284k
2019 → 2025
Net result
€-51k▼ 163%
2024 · €-19k
2019: €-130k
2020: €-35k
2021: €-52k
2022: €-32k
2023: €-22k
2024: €-19k
2019 → 2025
Total assets
€1.16M▼ 1.9%
2024 · €1.18M
2019: €1.27M
2020: €1.24M
2021: €1.19M
2022: €1.12M
2023: €1.07M
2024: €1.18M
2019 → 2025
Solvency
-28.8%▼ 4.9pp
2024 · -24.0%
2019: -9.7%
2020: -12.8%
2021: -17.8%
2022: -21.6%
2023: -24.7%
2024: -24.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-211k-€-243k▼ 15.0%€-264k▼ 8.9%€-284k▼ 7.4%€-335k▼ 18.0%
Operating result€-18k-€-17k▲ 5.5%€-8k▲ 51.1%€-9k▼ 3.1%€-42k▼ 385%
Net result€-52k-€-32k▲ 39.4%€-22k▲ 31.6%€-19k▲ 10.0%€-51k▼ 163%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€1.05M▼ 5.2%
Current assets
€110k▲ 47.2%
Key figures and ratios
Solvency
-28.8%▼
2024 · -24.0%
ROA
-4.4%▼
2024 · -1.6%
Debt
€1.50M▲
2024 · €1.47M
Debt ≤ 1 year
€770k▲
2024 · €47k
Debt > 1 year
€728k▼
2024 · €1.42M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.16M▼
Fixed assets21/28€1.11M€1.05M▼
Tangible fixed assets22/27€1.11M€1.05M▼
Land and buildings22€1.11M€1.05M▼
Furniture and vehicles24€758€102▼
Current assets29/58€75k€110k▲
Amounts receivable within one year40/41€68k€104k▲
Other amounts receivable41€68k€104k▲
Cash at bank and in hand54/58€5k€448▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.16M▼
Equity10/15€-284k€-335k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-290k€-341k▼
Amounts payable17/49€1.47M€1.50M▲
Amounts payable after more than one year17€1.42M€728k▼
Financial debts170/4€1.42M€728k▼
Amounts payable within one year42/48€47k€770k▲
Current portion of amounts payable after more than one year42€47k€644k▲
Financial debts43-€125k
Credit institutions430/8-€125k
Trade debts44€317€285▼
Suppliers440/4€317€285▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€60k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€14k-
Gross operating margin9900€63k€22k▼
Operating profit (loss)9901€-9k€-42k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€-19k€-51k▼
Profit (loss) for the period9904€-19k€-51k▼
Profit (loss) for the period to be appropriated9905€-19k€-51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-290k€-341k▼
Profit (loss) brought forward from the previous period14P€-271k€-290k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 10current ratio 1.59
Current ratio from 0.16 to 1.59; short-term debt falls from €48k to €47k.
2023
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vieux Chemin de Wavre 61380 LasneGround area
6,356 m²
Building footprint
639 m²
Volume, LiDAR
3,772 m³
2 parcels, Wallonia · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BILLARDY
since 20252.379.421.282
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076C0365/00C000 | Wallonia | 3,692 m² | 1 · 354 m² | 10.7 m · 2 fl. |
| 25024A0225/00K002 ProtectedSite or landscape |
Wallonia | 2,664 m² | 1 · 285 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector and region
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Lasne
ALLEGRO HOLDING
BE 0844.497.143
Lasne
B.A.D. 21
BE 0849.021.796
Lasne
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 24,726 companies in sector 64210 we hold annual accounts for 19,747.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2017
Fiscal year end30-06
Activities, NACEBEL
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.