BILICA
ActiveBILICA has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €69k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 8.14 against 5.39 in 2024; short-term debt: 8% and cash: 45.2% of total assets), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
4.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2022
24 d early
2021
25 d early
2020
23 d early
2019
14 d early
2018
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.46M=
2024 · €1.46M
2018: €2.43M
2019: €2.36M
2020: €2.29M
2021: €2.36M
2022: €2.51M
2024: €1.46M
2018 → 2025
Total assets
€1.60M▼ 4.3%
2024 · €1.68M
2018: €2.51M
2019: €2.40M
2020: €2.35M
2021: €2.38M
2022: €2.58M
2024: €1.68M
2018 → 2025
Net result
€69k▼ 96.3%
2024 · €1.87M
2018: €31k
2019: €-67k
2020: €-68k
2021: €70k
2022: €151k
2024: €1.87M
2018 → 2025
Working capital
€914k▲ 2.0%
2024 · €897k
2018: €1.86M
2019: €1.63M
2020: €1.61M
2021: €1.70M
2022: €1.92M
2024: €897k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€2.29M-€2.36M▲ 3.1%€2.51M▲ 6.4%€1.46M▼ 42.0%€1.46M=
Operating result€-67k-€71k€174k▲ 146%€2.49M▲ 1,325%€99k▼ 96.0%
Net result€-68k-€70k€151k▲ 116%€1.87M▲ 1,140%€69k▼ 96.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€561k▼ 2.3%
Current assets
€1.04M▼ 5.4%
Equity and liabilities €1.60M
Equity
€1.46M=
Debt
€145k▼ 33.2%
The debt ratio falls from 13.0% to 9.1%. Debt is lower.
Key figures and ratios
EBITDA
€112k▼
2024 · €2.54M
Cash flow
€82k▼
2024 · €1.93M
Solvency
90.9%▲
2024 · 87.0%
Current ratio
8.14▲
2024 · 5.39
Quick ratio
8.14▲
2024 · 5.39
Debt / equity
0.10▼
2024 · 0.15
ROE
4.7%▼
2024 · 128.6%
ROA
4.3%▼
2024 · 111.9%
Interest coverage
222.40▼
2024 · 5998.26
Debt
€145k▼
2024 · €218k
Debt ≤ 1 year
€128k▼
2024 · €205k
Income taxes
€33k▼
2024 · €629k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.68M€1.60M▼
Fixed assets21/28€574k€561k▼
Tangible fixed assets22/27€574k€561k▼
Land and buildings22€571k€559k▼
Plant, machinery and equipment23€981€424▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€1.10M€1.04M▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€276k€318k▲
Other amounts receivable41€276k€318k▲
Cash at bank and in hand54/58€825k€724k▼
Deferred charges and accrued income490/1€469€655▲
Equity and liabilities
Total equity and liabilities10/49€1.68M€1.60M▼
Equity10/15€1.46M€1.46M=
Contributions10/11€1.30M€1.30M=
Capital10€1.30M€1.30M=
Issued capital100€1.30M€1.30M=
Reserves13€162k€162k=
Non-distributable reserves130/1€130k€130k=
Legal reserve130€130k€130k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€218k€145k▼
Amounts payable within one year42/48€205k€128k▼
Trade debts44€17k€59k▲
Suppliers440/4€17k€59k▲
Taxes, remuneration and social security45€188k€0▼
Taxes450/3€187k€0▼
Remuneration and social security454/9€991€0▼
Other amounts payable47/48-€69k
Accrued charges and deferred income492/3€13k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€13k▼
Other operating charges640/8€50k€29k▼
Gross operating margin9900€2.59M€142k▼
Operating profit (loss)9901€2.49M€99k▼
Financial income75/76B€18k€3k▼
Recurring financial income75€18k€3k▼
Financial charges65/66B€424€505▲
Recurring financial charges65€424€505▲
Profit (loss) for the period before taxes9903€2.50M€102k▼
Income taxes67/77€629k€33k▼
Profit (loss) for the period9904€1.87M€69k▼
Profit (loss) for the period to be appropriated9905€1.87M€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.89M€69k▼
Profit (loss) brought forward from the previous period14P€1.01M€0▼
Transfer from equity791/2€42k€0▼
Profit to be distributed694/7€2.93M€69k▼
Return on contributions (dividend)694€2.93M€69k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €1.87M ▲1140%
Operating result €2.49M, net result €1.87M, both a record.
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €70k
Net result €70k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 149.10
Current ratio from 33.20 to 149.10; short-term debt falls from €50k to €11k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-68k
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
01-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 185 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaleshoek 78340 DammeGround area
5,533 m²
Building footprint
212 m²
Volume, LiDAR
1,202 m³
Parcel 31015B0604/00C000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NV BILICA
since 19882.040.232.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31015B0604/00C000 | Flanders | 5,533 m² | 1 · 212 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MIDDELHOF
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ELCO F EN H
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IMMO-KAISER SRL
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FOUR-J
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-11-1983
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.