Bilea Construction
ActiveThe computed 12-month bankruptcy probability of Bilea Construction is 2.7% (moderate). The 2025 annual accounts show equity of €21k and a net result of €3k. Its solvency ranks better than 42% of 7321 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency63▼-19
Growth52
Stability94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.36 in 2024), and 63.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
5.4%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-11-2025, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
10 d late
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 17.3%
2024 · €18k
2024: €18k
2024 → 2025
Total assets
€57k▲ 70.2%
2024 · €34k
2024: €34k
2024 → 2025
Net result
€3k▼ 82.7%
2024 · €18k
2024: €18k
2024 → 2025
Working capital
€6k▼ 1.0%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€18k-€21k▲ 17.3%
Operating result€24k-€4k▼ 84.6%
Net result€18k-€3k▼ 82.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€31k▲ 151%
Current assets
€27k▲ 24.3%
Equity and liabilities €57k
Equity
€21k▲ 17.3%
Debt
€36k▲ 131%
The debt ratio rises from 46.7% to 63.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€17k▼
2024 · €29k
Cash flow
€16k▼
2024 · €23k
Solvency
36.7%▼
2024 · 53.3%
Current ratio
1.27▼
2024 · 1.36
Quick ratio
1.27▼
2024 · 1.36
Debt / equity
1.72▲
2024 · 0.88
ROE
14.7%▼
2024 · 100.0%
ROA
5.4%▼
2024 · 53.3%
Interest coverage
10.08▼
2024 · 972.79
Debt
€36k▲
2024 · €16k
Debt ≤ 1 year
€21k▲
2024 · €16k
Debt > 1 year
€15k
Income taxes
€3k▼
2024 · €6k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€57k▲
Fixed assets21/28€12k€31k▲
Tangible fixed assets22/27€12k€31k▲
Furniture and vehicles24€12k€31k▲
Current assets29/58€21k€27k▲
Amounts receivable within one year40/41€11k€18k▲
Trade receivables40€10k€16k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€9k€9k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€34k€57k▲
Equity10/15€18k€21k▲
Profit (loss) carried forward14€18k€21k▲
Amounts payable17/49€16k€36k▲
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€16k€21k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€2k€815▼
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€13k▲
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€31k€30k▼
Operating profit (loss)9901€24k€4k▼
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€30€2k▲
Recurring financial charges65€30€2k▲
Profit (loss) for the period before taxes9903€24k€6k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€18k€3k▼
Profit (loss) for the period to be appropriated9905€18k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€21k▲
Profit (loss) brought forward from the previous period14P-€18k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edingensesteenweg 311500 HalleGround area
184 m²
Building footprint
128 m²
Volume, LiDAR
1,044 m³
Parcel 23027E0082/00D007, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bilea Construction
since 20232.347.043.177
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027E0082/00D007 | Flanders | 184 m² | 1 · 128 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALEXIA CONSTRUCT
BE 0800.788.151
Asse · Eq €21k
Futurimmo Concept
BE 1023.372.566
Charleroi · Eq €21k
Inaya Services
BE 1025.145.785
Tienen · Eq €21k
MS CONSTRUCTION
BE 0840.367.220
Dour · Eq €21k
ABM-Building
BE 0780.549.595
Beringen · Eq €21k
Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 11,521 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2023
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
43211General electrical installation work
43320Joinery installation
43422Screed work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.