BILA
ActiveSummary
The computed 12-month bankruptcy probability of BILA is 1.7% (moderate). The 2025 annual accounts show equity of €17k and a net result of €10k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 43% of 11389 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+17
Solvency58▼-42
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 5.35 in 2024; short-term debt: 66.9% and cash: 59.3% of total assets), and 66.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
20%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
31 d early
2023
30 d early
2022
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 53.2%
2024 · €37k
Total assets
€52k▲ 26.2%
2024 · €41k
Net result
€10k▲ 263%
2024 · €3k
Working capital
€4k▼ 76.8%
2024 · €19k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€32k-€7k▼ 77.1%€5k▼ 34.4%€14k▲ 197%
Net result€26k-€5k▼ 79.5%€3k▼ 45.4%€10k▲ 263%
Equity€29k-€34k▲ 18.4%€37k▲ 8.5%€17k▼ 53.2%
Total assets€48k-€54k▲ 11.6%€41k▼ 23.3%€52k▲ 26.2%
Debt€20k-€20k▲ 1.7%€4k▼ 77.6%€35k▲ 683%
Working capital€29k-€12k▼ 59.0%€19k▲ 64.6%€4k▼ 76.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 197% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€13k ▼ 27.1%
Current assets
€39k ▲ 65.3%
Equity and liabilities €52k
Equity
€17k ▼ 53.2%
Debt
€35k ▲ 683%
Debt's share of the balance-sheet total rises from 10.8% to 66.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €10k
Cash flow
€15k▲
2024 · €8k
Current ratio
1.13▼
2024 · 5.35
Debt to equity
2.02▲
2024 · 0.12
ROE
60.6%▲
2024 · 7.8%
ROA
20.0%▲
2024 · 7.0%
Interest coverage
139.35▲
2024 · 95.64
Debt ≤ 1 year
€35k▲
2024 · €4k
Income taxes
€4k▲
2024 · €2k
Staff costs
€461▲
2024 · €445
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €254 | €323 | €445 | €461 | ▲ 3.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1k | €5k | €5k | = |
| Other operating charges640/8 | €162 | €2k | €295 | €701 | ▲ 138% |
| Gross operating margin9900 | €33k | €11k | €10k | €20k | ▲ 96.9% |
| Operating profit (loss)9901 | €32k | €7k | €5k | €14k | ▲ 197% |
| Financial income75/76B | - | €0 | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - |
| Financial charges65/66B | €5 | €50 | €100 | €137 | ▲ 37.3% |
| Recurring financial charges65 | €5 | €50 | €100 | €137 | ▲ 37.3% |
| Profit (loss) for the period before taxes9903 | €32k | €7k | €5k | €14k | ▲ 201% |
| Income taxes67/77 | €7k | €2k | €2k | €4k | ▲ 105% |
| Profit (loss) for the period9904 | €26k | €5k | €3k | €10k | ▲ 263% |
| Profit (loss) for the period to be appropriated9905 | €26k | €5k | €3k | €10k | ▲ 263% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €48k | €54k | €41k | €52k | ▲ 26.2% |
| Fixed assets21/28 | - | €22k | €17k | €13k | ▼ 27.1% |
| Tangible fixed assets22/27 | - | €22k | €17k | €13k | ▼ 27.1% |
| Furniture and vehicles24 | - | €22k | €17k | €13k | ▼ 27.1% |
| Current assets29/58 | €48k | €32k | €24k | €39k | ▲ 65.3% |
| Amounts receivable within one year40/41 | €9k | €3k | €6k | €8k | ▲ 41.5% |
| Trade receivables40 | €9k | €3k | €5k | €5k | ▲ 3.0% |
| Other amounts receivable41 | - | - | €828 | €3k | ▲ 281% |
| Cash at bank and in hand54/58 | €39k | €28k | €18k | €31k | ▲ 73.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €48k | €54k | €41k | €52k | ▲ 26.2% |
| Equity10/15 | €29k | €34k | €37k | €17k | ▼ 53.2% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €26k | €31k | €34k | €14k | ▼ 57.9% |
| Amounts payable17/49 | €20k | €20k | €4k | €35k | ▲ 683% |
| Amounts payable within one year42/48 | €20k | €20k | €4k | €35k | ▲ 683% |
| Trade debts44 | €1k | €217 | - | €181 | - |
| Suppliers440/4 | €1k | €217 | - | €181 | - |
| Taxes, remuneration and social security45 | €13k | €15k | €4k | €4k | ▼ 8.5% |
| Taxes450/3 | €13k | €14k | €4k | €4k | ▼ 8.5% |
| Remuneration and social security454/9 | - | €1k | - | - | - |
| Other amounts payable47/48 | €6k | €5k | - | €31k | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26k | €5k | €3k | €10k | ▲ 263% |
| + Depreciation and write-downs630 | - | €1k | €5k | €5k | = |
| Operating cash flow (approximation) | €26k | €7k | €8k | €15k | ▲ 99.5% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | €-11k | €-10k | €13k | ▲ 225% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼45.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 5.35
Current ratio from 1.59 to 5.35; short-term debt falls from €20k to €4k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 2022
Ground area
1,396 m²
Building footprint
144 m²
Parcel 62086A0684/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BILA
since 20222.329.180.430
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62086A0684/00B000 | Wallonia | 1,396 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 6,149 companies in sector 46190 we hold annual accounts for 2,570. 1,599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
Contact
E-mail
infobilasrl@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.