BIK Solutions
ActiveBIK Solutions has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €44k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+1
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 4.61 against 3.75 in 2024; short-term debt: 8.9% and cash: 25.1% of total assets), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
15.7%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
on the day
2022
4 d early
2021
25 d early
2020
47 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€222k▲ 8.3%
2024 · €205k
2019: €132k
2020: €148k
2021: €170k
2022: €165k
2023: €165k
2024: €205k
2019 → 2025
Total assets
€278k▼ 0.8%
2024 · €280k
2019: €152k
2020: €200k
2021: €212k
2022: €216k
2023: €271k
2024: €280k
2019 → 2025
Net result
€44k▲ 9.2%
2024 · €40k
2019: €15k
2020: €17k
2021: €38k
2022: €30k
2023: €12k
2024: €40k
2019 → 2025
Working capital
€89k▲ 16.3%
2024 · €77k
2019: €56k
2020: €57k
2021: €76k
2022: €95k
2023: €45k
2024: €77k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€165k▼ 3.2%€165k=€205k▲ 24.3%€222k▲ 8.3%
Operating result€53k-€42k▼ 21.6%€20k▼ 53.2%€63k▲ 224%€66k▲ 4.9%
Net result€38k-€30k▼ 23.1%€12k▼ 58.9%€40k▲ 230%€44k▲ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets
€164k▼ 6.6%
Current assets
€114k▲ 8.9%
Equity and liabilities €278k
Equity
€222k▲ 8.3%
Debt
€56k▼ 25.5%
The debt ratio falls from 26.9% to 20.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▲
2024 · €75k
Cash flow
€55k▲
2024 · €52k
Solvency
79.8%▲
2024 · 73.1%
Current ratio
4.61▲
2024 · 3.75
Quick ratio
4.61▲
2024 · 3.75
Debt / equity
0.25▼
2024 · 0.37
ROE
19.7%▲
2024 · 19.6%
ROA
15.7%▲
2024 · 14.3%
Interest coverage
13.31▲
2024 · 10.57
Debt
€56k▼
2024 · €75k
Debt ≤ 1 year
€25k▼
2024 · €28k
Debt > 1 year
€31k▼
2024 · €47k
Income taxes
€18k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€278k▼
Fixed assets21/28€175k€164k▼
Tangible fixed assets22/27€175k€164k▼
Land and buildings22€165k€158k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€100€100=
Current assets29/58€105k€114k▲
Amounts receivable within one year40/41€72k€41k▼
Trade receivables40€44k€16k▼
Other amounts receivable41€28k€25k▼
Cash at bank and in hand54/58€30k€70k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€280k€278k▼
Equity10/15€205k€222k▲
Contributions10/11€14k€14k=
Reserves13€164k€180k▲
Distributable reserves133€164k€180k▲
Profit (loss) carried forward14€27k€27k=
Amounts payable17/49€75k€56k▼
Amounts payable after more than one year17€47k€31k▼
Financial debts170/4€47k€31k▼
Amounts payable within one year42/48€28k€25k▼
Current portion of amounts payable after more than one year42€19k€16k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€923€2k▲
Gross operating margin9900€76k€80k▲
Operating profit (loss)9901€63k€66k▲
Financial income75/76B-€850
Recurring financial income75-€850
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€56k€61k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€40k€44k▲
Profit (loss) for the period to be appropriated9905€40k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€71k▲
Profit (loss) brought forward from the previous period14P€27k€27k=
Transfer from equity791/2-€27k
Transfer to equity691/2€40k€44k▲
To other reserves6921€40k€44k▲
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €44k ▲9.2%
Operating result €66k, net result €44k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €205k ▲24.3%
6 profitable years in a row build equity to €205k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €12k ▼58.9%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €150kEq €170k ▲15.1%
3 profitable years in a row build equity to €170k.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
O.L. Vrouwstraat 1473550 Heusden-ZolderGround area
1,392 m²
Building footprint
149 m²
Volume, LiDAR
3 m³
Parcel 71065F0462/00R000, Flanders · tallest building 1.3 m. Linked by address, not a title deed.
1 establishment unit
BiK Solutions
since 20132.218.058.022
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0462/00R000 | Flanders | 1,392 m² | 1 · 149 m² | 1.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 14,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2013
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.