BIK KNOKKE
ActiveBIK KNOKKE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €344k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency57▲+9
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 0.52 in 2024; short-term debt: 35.5% and cash: 21% of total assets), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
44.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €249k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 d early
2024
42 d early
2023
78 d early
2022
10 d late
2021
75 d early
2020
47 d early
2019
95 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€249k▲ 178%
2024 · €89k
2018: €212k
2019: €196k
2020: €208k
2021: €312k
2022: €85k
2023: €85k
2024: €89k
2018 → 2025
Total assets
€770k▲ 102%
2024 · €381k
2018: €300k
2019: €255k
2020: €244k
2021: €410k
2022: €491k
2023: €421k
2024: €381k
2018 → 2025
Net result
€344k▲ 131%
2024 · €149k
2018: €-621
2019: €-16k
2020: €12k
2021: €104k
2022: €116k
2023: €126k
2024: €149k
2018 → 2025
Working capital
€128k
2024 · €-140k
2018: €98k
2019: €38k
2020: €114k
2021: €282k
2022: €-159k
2023: €-144k
2024: €-140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€312k-€85k▼ 72.9%€85k▲ 0.7%€89k▲ 4.7%€249k▲ 178%
Operating result€141k-€115k▼ 19.0%€121k▲ 5.7%€145k▲ 20.1%€387k▲ 166%
Net result€104k-€116k▲ 11.5%€126k▲ 8.0%€149k▲ 18.7%€344k▲ 131%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 166% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €770k
Fixed assets
€369k▲ 61.3%
Current assets
€401k▲ 164%
Equity and liabilities €770k
Equity
€249k▲ 178%
Provisions
€39k
Debt
€482k▲ 65.5%
The debt ratio falls from 76.5% to 62.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€406k
Cash flow
€364k
Solvency
32.3%▲
2024 · 23.5%
Current ratio
1.47▲
2024 · 0.52
Quick ratio
1.46▲
2024 · 0.51
Debt / equity
1.94▼
2024 · 3.26
ROE
138.5%▼
2024 · 166.8%
ROA
44.7%▲
2024 · 39.1%
Interest coverage
166.55
Debt
€482k▲
2024 · €292k
Debt ≤ 1 year
€273k▼
2024 · €292k
Debt > 1 year
€209k
Income taxes
€1k▲
2024 · €838
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€381k€770k▲
Fixed assets21/28€229k€369k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27-€369k
Plant, machinery and equipment23-€0
Furniture and vehicles24-€0
Leasing and similar rights25-€369k
Financial fixed assets28€229k-
Current assets29/58€152k€401k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€54k€230k▲
Trade receivables40€42k€88k▲
Other amounts receivable41€11k€143k▲
Cash at bank and in hand54/58€94k€162k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€381k€770k▲
Equity10/15€89k€249k▲
Contributions10/11€75k€75k=
Reserves13€8k€125k▲
Tax-exempt reserves132-€118k
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€7k€49k▲
Provisions and deferred taxes16-€39k
Deferred taxes168-€39k
Amounts payable17/49€292k€482k▲
Amounts payable after more than one year17-€209k
Financial debts170/4-€209k
Amounts payable within one year42/48€292k€273k▼
Current portion of amounts payable after more than one year42-€30k
Trade debts44€16k€57k▲
Suppliers440/4€16k€57k▲
Taxes, remuneration and social security45€9k€1k▼
Taxes450/3€9k€1k▼
Other amounts payable47/48€267k€185k▼
Income statement
Code20242025
Non-recurring operating income76A-€165k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€20k
Other operating charges640/8€10k€11k▲
Gross operating margin9900€156k€417k▲
Operating profit (loss)9901€145k€387k▲
Financial income75/76B€5k€103▼
Recurring financial income75€5k€103▼
Financial charges65/66B€191€2k▲
Recurring financial charges65€191€2k▲
Profit (loss) for the period before taxes9903€150k€384k▲
Transfer from deferred taxes780-€2k
Transfer to deferred taxes680-€41k
Income taxes67/77€838€1k▲
Profit (loss) for the period9904€149k€344k▲
Transfer from tax-exempt reserves789-€6k
Transfer to tax-exempt reserves689-€124k
Profit (loss) for the period to be appropriated9905€149k€227k▲
Appropriation of the result
Profit (loss) to be appropriated9906€152k€234k▲
Profit (loss) brought forward from the previous period14P€3k€7k▲
Profit to be distributed694/7€145k€185k▲
Directors or managers695€145k€185k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €344k ▲131%
Operating result €387k, net result €344k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.47
Current ratio from 0.52 to 1.47; short-term debt falls from €292k to €273k.
31-12
Financial
Equity above €200kEq €249k ▲178%
6 profitable years in a row build equity to €249k.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 4.80
Current ratio from 1.91 to 4.80; short-term debt falls from €41k to €30k.
31-12
Financial
Equity above €200kEq €208k ▲6.2%
Equity rises from €196k to €208k.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Walletje 798300 Knokke-HeistGround area
2,433 m²
Building footprint
1,001 m²
Volume, LiDAR
6,378 m³
Parcel 31039F0134/00V000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
't Walletje 79, 8300 Knokke-Heist
since 20022.095.911.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039F0134/00V000 | Flanders | 2,432 m² | 1 · 1,001 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesBIK KNOKKE BV41227
Similar companies · same sector, comparable size
SK RENOVATIONS
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JASON FILEZ
BE 0674.873.936
Tielt · Eq €248k
PAINTERIOR
BE 0879.512.559
Oosterzele · Eq €248k
OLIVER’S RENOVATION
BE 0715.649.271
Elsene · Eq €247k
TOPGLANS
BE 0456.543.267
Sint-Truiden · Eq €247k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 1,926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2002
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45500
43342Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.