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BIJOUTERIE FABER

Active
Private limited companyfounded 2009active for 17 yearsGrand-Place,NEU 6, 6840 Neufchâteau, BelgiumKBO/BCE: BE 0809.118.669

From the official registers: KBO 17 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BIJOUTERIE FABER has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€275,336) and a net result of -€19,267. Equity has been shrinking by about 10% per year since 2018. Its solvency ranks better than 10% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

KBO
Status
Active since 15-01-2009 Normal situation
Activity
Retail sale of watches and jewellery NACE 47770
Establishment unit
2.252.972.775 6840 Neufchâteau, since 01-04-2016
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€27,959
▲ 0.3%
Turnover
≈ €140,000
estimated
Loss
€19,267
▼ 10.9%
Equity
-€275,336
▼ 7.5%
Total assets
€335,773
▼ 15.5%
Filed on 08-07-2026, 23 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€275,336Loss of €19,267, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)lowers riskSize: total assets €335,773Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 34% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -82.0% of total assets
Liquidity 54+1
short-term debt 9.8% · cash 3.1%
Profitability 62=
return on assets -5.7%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.9%lowest value 12-2024: 0.9%● unchanged vs 11-2024lowest value 01-2025: 0.9%● unchanged vs 12-2024lowest value 02-2025: 1.0%▲ +0.1 percentage points vs 01-2025 03-2025: 0.9%▼ -0.1 percentage points vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 1.0%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.1 percentage points vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026
No credit on open account
Liquidity is ample, with a current ratio of 7.47 (6.07 in 2024), above the usual 1.5. Short-term debt is 9.8% and cash 3.1% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 59% on liquidity, 43% on profitability and 28% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €335,773
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€275,336
NBB · annual accounts
raises risk · Loss of €19,267, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€275,336
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
29 days late
2023
61 days late
2022
5 days early
2021
70 days early
2020
89 days late
2019
108 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 65 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€275,336 View
  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€19,267 View
  • Caution: Less equity than 95% of companies in retail tradesector median €41,216 · 22,767 companies -€275,336 View

Comparable companies

These companies have the same main activity as BIJOUTERIE FABER: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €238,000 and €372,000, founded between 2007 and 2012.

CompanyTotal assetsGross margin
BIJOUTERIE FABER Neufchâteau€335,773€27,959
Style Palace Antwerpen€363,372€27,255
Optiek - Juwelen Lehoucq Evergem€345,491€28,037
MERCHIE Moorslede€288,377€34,601
MULTIDISCI Watermaal-Bosvoorde€300,783€37,391
WATCH AND GOLD Brussel€238,283€24,078
BEST DIAMONDS Antwerpen€371,665€34,419
Full comparison

Documents

Annual accounts at the NBB

All 17 annual accounts

Articles and registers

Key facts about BIJOUTERIE FABER

What is the company number of BIJOUTERIE FABER?
The company number of BIJOUTERIE FABER is 0809.118.669. The VAT number is the same number with BE in front: BE 0809.118.669.
Where is BIJOUTERIE FABER based?
The registered office is at Grand-Place,NEU 6, 6840 Neufchâteau.Company details
What does BIJOUTERIE FABER do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of BIJOUTERIE FABER?
The legal form of BIJOUTERIE FABER is Private limited company (BV).
When was BIJOUTERIE FABER founded?
BIJOUTERIE FABER was founded on 15-01-2009.
Is BIJOUTERIE FABER still active?
Yes, BIJOUTERIE FABER is an active enterprise in the KBO register.
How many employees does BIJOUTERIE FABER have?
BIJOUTERIE FABER had an average of 0.8 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of BIJOUTERIE FABER?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €27,959 and 51 comparable companies (NACE 477). It probably lies between €72,000 and €240,000.
Is BIJOUTERIE FABER profitable?
In financial year 2025, BIJOUTERIE FABER made a loss of €19,267.
Where can I find the annual accounts of BIJOUTERIE FABER?
BIJOUTERIE FABER filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of BIJOUTERIE FABER due?
BIJOUTERIE FABER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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