BIJOUTERIE DEPAS
ActiveSummary
BIJOUTERIE DEPAS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €440k and a net result of €29k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 92% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+61
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.51 against 9.53 in 2024; short-term debt: 13.3% and cash: 9.3% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
5.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
27 d late
2022
10 d late
2021
23 d late
2020
49 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€29k
2024 · €-14k
2018: €3k
2019: €11k
2020: €12k
2021: €35k
2022: €20k
2023: €-21k
2024: €-14k
2018 → 2025
Working capital
€438k▲ 2.3%
2024 · €428k
2018: €370k
2019: €386k
2020: €405k
2021: €440k
2022: €461k
2023: €443k
2024: €428k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€445k-€465k▲ 4.6%€445k▼ 4.4%€431k▼ 3.1%€440k▲ 2.1%
Operating result€48k-€28k▼ 41.1%€-20k€-13k▲ 35.8%€35k
Net result€35k-€20k▼ 42.2%€-21k€-14k▲ 31.9%€29k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €35k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€1k ▼ 41.6%
Current assets
€506k ▲ 5.6%
Equity and liabilities €507k
Equity
€440k ▲ 2.1%
Debt
€67k ▲ 34.0%
Debt's share of the balance-sheet total rises from 10.4% to 13.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €-12k
Cash flow
€30k▲
2024 · €-13k
Current ratio
7.51▼
2024 · 9.53
Quick ratio
0.78▼
2024 · 1.38
Debt to equity
0.15▲
2024 · 0.12
ROE
6.6%▲
2024 · -3.2%
ROA
5.7%▲
2024 · -2.9%
Interest coverage
18.91▲
2024 · -5.69
Debt ≤ 1 year
€67k▲
2024 · €50k
Income taxes
€5k▲
2024 · €256
Staff costs
€47k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€481k€507k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€357€178▼
Financial fixed assets28€25€25=
Current assets29/58€479k€506k▲
Stocks and contracts in progress3€409k€453k▲
Stocks30/36€409k€453k▲
Amounts receivable within one year40/41€9k€5k▼
Trade receivables40€2k€2k▲
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€57k€47k▼
Deferred charges and accrued income490/1€4k€200▼
Equity and liabilities
Total equity and liabilities10/49€481k€507k▲
Equity10/15€431k€440k▲
Contributions10/11€19k€19k=
Reserves13€113k€421k▲
Tax-exempt reserves132€24k€24k=
Distributable reserves133€89k€397k▲
Profit (loss) carried forward14€299k-
Amounts payable17/49€50k€67k▲
Amounts payable within one year42/48€50k€67k▲
Trade debts44€30k€20k▼
Suppliers440/4€30k€20k▼
Taxes, remuneration and social security45€19k€26k▲
Taxes450/3€11k€17k▲
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€1k€22k▲
Accrued charges and deferred income492/3€1-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€54k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€2k€871▼
Gross operating margin9900€44k€84k▲
Operating profit (loss)9901€-13k€35k▲
Financial income75/76B€1k€612▼
Recurring financial income75€1k€612▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-14k€34k▲
Income taxes67/77€256€5k▲
Profit (loss) for the period9904€-14k€29k▲
Profit (loss) for the period to be appropriated9905€-14k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€299k€328k▲
Profit (loss) brought forward from the previous period14P€313k€299k▼
Transfer from equity791/2-€20k
Transfer to equity691/2-€328k
To other reserves6921-€328k
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼201%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
31-12
Financial
Highest result since 2018net €35k ▲197%
Operating result €48k, net result €35k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 54 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Reine Elisabeth 165640 MettetGround area
328 m²
Building footprint
91 m²
Volume, LiDAR
578 m³
Parcel 92087H0200/00T003, Wallonia · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Reine Elisabeth 16, 5640 Mettet
since 19982.086.080.317
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92087H0200/00T003 | Wallonia | 328 m² | 1 · 91 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ORFEO JEWEL-WATCH
BE 0634.959.921
Bastogne · Eq €441k
I.Ma.Gi.N. Jewels
BE 0525.976.758
Antwerpen · Eq €443k
CARTHO
BE 0873.823.213
Oudenaarde · Eq €436k
BIJOUTERIE HORLOGERIE DEHALU
BE 0474.358.803
Ciney · Eq €445k
SV International
BE 0765.944.959
Elsene · Eq €435k
Of 2,017 companies in sector 47770 we hold annual accounts for 898. 635 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-1998
Fiscal year end31-12
Activities, NACEBEL 2025
47770Retail sale of watches and jewellery
47552Retail sale of lighting equipment
47784Retail sale of souvenirs and religious articles
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.