BIGSAND
ActiveSummary
BIGSAND has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476,406 and a net result of €80,655. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 8160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+56
Solvency42▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.73 in 2024; short-term debt: 53.5% and cash: 14.6% of total assets), but 82.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.3%
Return on assets
2.9%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8160 sector peers (2025).
NBB · sector comparisonPosition among 8160 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
37 d early
2023
47 d early
2022
45 d early
2021
37 d early
2020
31 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 24 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€476,406▲ 20.4%
2024 · €395,751
Total assets
€2.8m▼ 3.0%
2024 · €2.8m
Net result
€80,655
2024 · -€67,681
Working capital
€1.2m▲ 1.7%
2024 · €1.1m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€63,397▲ 363%€68,615▲ 8.2%€28,054▼ 59.1%-€49,709€114,902
Net result€33,514above the sector's middle half€42,496within the sector's middle half▲ 26.8%-€921below the sector's middle half-€67,681below the sector's middle half▼ 7,251%€80,655within the sector's middle half
Equity€421,857above the sector's middle half▲ 8.6%€464,353within the sector's middle half▲ 10.1%€463,432within the sector's middle half▼ 0.2%€395,751within the sector's middle half▼ 14.6%€476,406within the sector's middle half▲ 20.4%
Total assets€3.3mabove the sector's middle half▲ 44.5%€3.1mabove the sector's middle half▼ 4.4%€2.9mabove the sector's middle half▼ 8.9%€2.8mabove the sector's middle half▼ 0.8%€2.8mabove the sector's middle half▼ 3.0%
Debt€2.9m▲ 51.9%€2.7m▼ 6.6%€2.4m▼ 10.4%€2.4m▲ 1.9%€2.3m▼ 6.8%
Working capital€1.4mabove the sector's middle half▲ 44.0%€1.4mabove the sector's middle half▲ 0.3%€1.3mabove the sector's middle half▼ 7.1%€1.1mabove the sector's middle half▼ 12.5%€1.2mabove the sector's middle half▲ 1.7%
Solvency12.8%within the sector's middle half▼ 4.2pp14.8%below the sector's middle half▲ 1.9pp16.2%below the sector's middle half▲ 1.4pp13.9%below the sector's middle half▼ 2.3pp17.3%below the sector's middle half▲ 3.4pp
Current ratio1.79within the sector's middle half▲ 0.031.86within the sector's middle half▲ 0.071.91within the sector's middle half▲ 0.051.73within the sector's middle half▼ 0.191.78within the sector's middle half▲ 0.06
Return on assets (ROA)1.0%within the sector's middle half▲ 1.6pp1.4%within the sector's middle half▲ 0.3pp0.0%below the sector's middle half▼ 1.4pp-2.4%below the sector's middle half▼ 2.3pp2.9%within the sector's middle half▲ 5.3pp
Staff (FTE)0.4=0.4below the sector's middle half=0.4below the sector's middle half=0.5below the sector's middle half▲ 25.0%0.7below the sector's middle half▲ 40.0%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €114,902 after a loss of €49,709 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.8m
Fixed assets
€125,799 ▼ 11.9%
Current assets
€2.6m ▼ 2.5%
Equity and liabilities €2.8m
Equity
€476,406 ▲ 20.4%
Debt
€2.3m ▼ 6.8%
Debt's share of the balance-sheet total falls from 86.1% to 82.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€138,080▲
2024 · -€25,258
Cash flow
€103,833▲
2024 · -€43,230
Quick ratio
0.41▼
2024 · 0.43
Debt to equity
4.79▼
2024 · 6.19
ROE
16.9%▲
2024 · -17.1%
Interest coverage
6.29▲
2024 · -1.20
Debt ≤ 1 year
€1.5m▼
2024 · €1.6m
Debt > 1 year
€799,496▼
2024 · €880,072
Income taxes
€12,467▲
2024 · €602
Staff costs
€31,543▲
2024 · €20,423
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,504 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
1.6%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,504 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €5,989 | €16,141 | €20,423 | €31,543 | ▲ 54.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,411 | €15,967 | €16,341 | €24,451 | €23,178 | ▼ 5.2% |
| Other operating charges640/8 | - | €10,560 | €14,674 | €29,030 | €15,364 | ▼ 47.1% |
| Gross operating margin9900 | €86,610 | €101,131 | €75,208 | €24,195 | €184,986 | ▲ 665% |
| Operating profit (loss)9901 | €63,397 | €68,615 | €28,054 | -€49,709 | €114,902 | ▲ 331% |
| Financial income75/76B | - | €612 | €0 | €3,601 | €177 | ▼ 95.1% |
| Recurring financial income75 | €1,533 | €612 | €0 | €3,601 | €177 | ▼ 95.1% |
| Financial charges65/66B | - | €26,482 | €28,604 | €20,971 | €21,957 | ▲ 4.7% |
| Recurring financial charges65 | €27,285 | €26,482 | €28,604 | €20,971 | €21,957 | ▲ 4.7% |
| Profit (loss) for the period before taxes9903 | €37,645 | €42,744 | -€550 | -€67,079 | €93,122 | ▲ 239% |
| Income taxes67/77 | €4,132 | €248 | €371 | €602 | €12,467 | ▲ 1,972% |
| Profit (loss) for the period9904 | €33,514 | €42,496 | -€921 | -€67,681 | €80,655 | ▲ 219% |
| Profit (loss) for the period to be appropriated9905 | €33,514 | €42,496 | -€921 | -€67,681 | €80,655 | ▲ 219% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.3m | €3.1m | €2.9m | €2.8m | €2.8m | ▼ 3.0% |
| Fixed assets21/28 | €130,728 | €122,855 | €146,366 | €142,746 | €125,799 | ▼ 11.9% |
| Tangible fixed assets22/27 | €123,521 | €122,855 | €146,366 | €142,746 | €125,799 | ▼ 11.9% |
| Land and buildings22 | - | €114,583 | €113,310 | €112,670 | €100,729 | ▼ 10.6% |
| Plant, machinery and equipment23 | - | €3,952 | €3,229 | €2,507 | €5,306 | ▲ 112% |
| Furniture and vehicles24 | - | €4,320 | €29,827 | €27,570 | €19,764 | ▼ 28.3% |
| Financial fixed assets28 | €7,207 | - | - | - | - | - |
| Current assets29/58 | €3.2m | €3.0m | €2.7m | €2.7m | €2.6m | ▼ 2.5% |
| Stocks and contracts in progress3 | €2.5m | €2.5m | €2.3m | €2.0m | €2.0m | = |
| Stocks30/36 | - | €2.5m | €2.3m | €2.0m | €2.0m | = |
| Amounts receivable within one year40/41 | €161,006 | €117,652 | €54,222 | €31,553 | €50,873 | ▲ 61.2% |
| Trade receivables40 | - | €102,865 | €53,415 | €31,553 | €50,873 | ▲ 61.2% |
| Other amounts receivable41 | - | €14,787 | €807 | €0 | - | - |
| Cash at bank and in hand54/58 | €197,590 | €123,660 | €196,059 | €490,381 | €401,766 | ▼ 18.1% |
| Deferred charges and accrued income490/1 | - | €240,763 | €208,051 | €153,066 | €153,766 | ▲ 0.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.3m | €3.1m | €2.9m | €2.8m | €2.8m | ▼ 3.0% |
| Equity10/15 | €421,857 | €464,353 | €463,432 | €395,751 | €476,406 | ▲ 20.4% |
| Contributions10/11 | - | €475,000 | €475,000 | €475,000 | €475,000 | = |
| Reserves13 | €31,552 | €31,552 | €31,552 | €31,552 | €31,552 | = |
| Non-distributable reserves130/1 | - | €24,000 | €24,000 | €0 | - | - |
| Reserves not available under the articles1311 | - | €24,000 | €24,000 | €0 | - | - |
| Tax-exempt reserves132 | - | €54 | €54 | €54 | €54 | = |
| Distributable reserves133 | - | €7,497 | €7,497 | €31,497 | €31,497 | = |
| Profit (loss) carried forward14 | -€84,695 | -€42,199 | -€43,120 | -€110,801 | -€30,146 | ▲ 72.8% |
| Amounts payable17/49 | €2.9m | €2.7m | €2.4m | €2.4m | €2.3m | ▼ 6.8% |
| Amounts payable after more than one year17 | €1.1m | €1.1m | €970,091 | €880,072 | €799,496 | ▼ 9.2% |
| Financial debts170/4 | - | €1.1m | €970,091 | €880,072 | €799,496 | ▼ 9.2% |
| Amounts payable within one year42/48 | €1.8m | €1.6m | €1.4m | €1.6m | €1.5m | ▼ 5.6% |
| Current portion of amounts payable after more than one year42 | - | €85,300 | €81,306 | €80,019 | €80,576 | ▲ 0.7% |
| Financial debts43 | - | €200,000 | €0 | - | - | - |
| Credit institutions430/8 | - | €200,000 | €0 | - | - | - |
| Trade debts44 | €43,281 | €60,740 | €24,828 | €6,973 | €31,207 | ▲ 348% |
| Suppliers440/4 | - | €60,740 | €24,828 | €6,973 | €31,207 | ▲ 348% |
| Taxes, remuneration and social security45 | - | €5,108 | €9,109 | €7,017 | €20,261 | ▲ 189% |
| Taxes450/3 | - | €4,619 | €7,428 | €3,662 | €15,769 | ▲ 331% |
| Remuneration and social security454/9 | - | €490 | €1,681 | €3,355 | €4,491 | ▲ 33.9% |
| Other amounts payable47/48 | - | €1.3m | €1.3m | €1.5m | €1.3m | ▼ 8.6% |
| Accrued charges and deferred income492/3 | - | €5,974 | €11,832 | €3,516 | €5,832 | ▲ 65.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,514 | €42,496 | -€921 | -€67,681 | €80,655 | ▲ 219% |
| + Depreciation and write-downs630 | €11,411 | €15,967 | €16,341 | €24,451 | €23,178 | ▼ 5.2% |
| Operating cash flow (approximation) | €44,924 | €58,463 | €15,420 | -€43,230 | €103,833 | ▲ 340% |
| Investment in fixed assets (approximation) | - | -€8,094 | -€39,851 | -€20,831 | -€6,232 | ▲ 70.1% |
| Change in cash | - | -€73,930 | €72,399 | €294,322 | -€88,615 | ▼ 130% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €80,655
Net result €80,655 after 2 loss-making years.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €33,514
Net result €33,514 after 2 loss-making years.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet -€87,876
Net result drops to -€87,876, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2007
Ground area
63 m²
Parcel 34029A0338/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
BIGSAND
since 20072.166.343.857
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34029A0338/00V000 | Flanders | 63 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,146 companies in sector 46190 we hold annual accounts for 2,577. 1,560 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-10-2007
Fiscal year end30-09
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
68310Real estate agency activities
68121Development of residential building projects
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0893206187
Also
9925:BE0893206187
Registered
08-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.